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[ October 19, 2021 ] CFPB orders $6 million in redress, penalties for prison financial services firm JPay CFPB
[ October 19, 2021 ] Topic of trust in banking system during transition away from LIBOR focus for comptroller’s talk OCC
[ October 19, 2021 ] Fed’s ‘round-the-clock payments system’ on track to debut in 2023, program’s sponsor tells group The Fed
[ October 19, 2021 ] Credit unions need to take steps to thwart email, wire fraud, risk alert asserts NCUA
[ October 18, 2021 ] Updated bank LIBOR transition self-assessment tool evaluates preparedness for making change OCC

Small Business Lending Data Collection Under the Equal Credit Opportunity Act (Regulation B)

October 8, 2021 0

Title: Small Business Lending Data Collection Under the Equal Credit Opportunity Act (Regulation B) Subject: Small-business loan data Agency: CFPB Status: Proposed rule Summary: The Bureau of Consumer Financial Protection (Bureau) is publishing for public […]

New Message Format for the Fedwire® Funds Service

October 6, 2021 0

Title: New Message Format for the Fedwire® Funds Service Subject: Payment services Agency: Federal Reserve Status: Notice and request for comment Summary: The Board of Governors of the Federal Reserve System (Board) is announcing that […]

Subordinated Debt

September 28, 2021 0

Title: Subordinated Debt Subject: Subordinated debt; secondary capital Agency: NCUA Status: Proposed rule Summary: The NCUA Board is proposing to amend the Subordinated Debt rule, which the Board finalized in December 2020 with an effective […]

Community Reinvestment Act Regulations

September 17, 2021 0

Title: Community Reinvestment Act Regulations Subject: CRA Agency: OCC Status: Proposed rule Summary: The Comptroller of the Currency proposes to replace the current Community Reinvestment Act rule with rules based on the 1995 Community Reinvestment […]

Capital Adequacy: The Complex Credit Union Leverage Ratio; Risk-Based Capital

August 13, 2021 0

Title: Capital Adequacy: The Complex Credit Union Leverage Ratio; Risk-Based Capital Subject: Capital adequacy Agency: NCUA Status: Proposed rule Summary: The NCUA is seeking comment on a proposed rule that would provide a simplified measure […]

Request for Information on the Federal Deposit Insurance Corporation’s Supervisory Approach to Examinations During the Pandemic

August 13, 2021 0

Title: Request for Information on the Federal Deposit Insurance Corporation’s Supervisory Approach to Examinations During the Pandemic Subject: Examinations during pandemic Agency: FDIC Status: RFI Summary: The FDIC is seeking information and comments from financial […]

Truth in Lending (Regulation Z); Impact of the 2021 Juneteenth Holiday on Certain Closed-End Mortgage Requirements

August 12, 2021 0

Title: Truth in Lending (Regulation Z); Impact of the 2021 Juneteenth Holiday on Certain Closed-End Mortgage Requirements Subject: Juneteenth; closed-end mortgages Agency: FDIC Status: Interpretive rule Summary: The Bureau of Consumer Financial Protection (Bureau) is […]

Simplification of Deposit Insurance Rules

August 2, 2021 0

Title: Simplification of Deposit Insurance Rules Subject: Deposit insurance; trust accounts Agency: FDIC Status: Proposed rule Summary: The Federal Deposit Insurance Corporation is seeking comment on proposed amendments to its regulations governing deposit insurance coverage. […]

Request for Information and Comment on Digital Assets and Related Technologies

July 27, 2021 0

Title: Request for Information and Comment on Digital Assets and Related Technologies Subject: Digital assets; cryptocurrency Agency: NCUA Status: Request for information Summary: The NCUA Board (Board) is gathering information and soliciting comments from interested […]

Credit Risk Retention-Notification of Extension of Review Period

July 21, 2021 0

Title: Credit Risk Retention-Notification of Extension of Review Period Subject: Mortgage credit risk retention Agency: FDIC, Federal Reserve, OCC Status: Review of regulations Summary: The OCC, Board, FDIC, Commission, FHFA, and HUD (the agencies) are […]

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CFPB orders $6 million in redress, penalties for prison financial services firm JPay

October 19, 2021 0

A dominant provider of financial services to prisons and jails nationwide has been ordered to pay $4 million in consumer redress and a $2 million civil money penalty over allegations it charged people who were departing jail or prison fees to [...]
Topic of trust in banking system during transition away from LIBOR focus for comptroller’s talk

October 19, 2021 0

The importance of maintaining trust in the banking system during the transition from the soon-defunct LIBOR to replacement rates at year’s end will be the topic for the top regulator of national banks when he speaks to a forum next [...]
Fed’s ‘round-the-clock payments system’ on track to debut in 2023, program’s sponsor tells group

October 19, 2021 0

“FedNow” – the Federal Reserve’s much-anticipated (and delayed) round the clock payment system – will be ready “sooner rather than later,” a key Fed bank president told a bankers’ group Tuesday, reiterating a 2023 debut. Speaking at the American Bankers [...]
Credit unions need to take steps to thwart email, wire fraud, risk alert asserts

October 19, 2021 0

Use of cloud-based email services is proving to be a target for cybercriminals, and credit unions need to take steps to thwart any exploitation and take preventative steps, the federal credit union regulator said Tuesday. In a “risk alert,” the [...]