NCUA |
Federal Credit Union Bylaws |
Member expulsion |
Final rule |
07/26/23 |
NCUA |
Request for Comment Regarding National Credit Union Administration Operating Fee Schedule Methodology |
Operating fees |
Proposal |
07/26/23 |
CFPB |
Request for Information Regarding Medical Payment Products |
Medical payment products |
RFI |
7/12/23 |
NCUA |
Minority Depository Institution Preservation Program |
Minority depository institutions |
Proposed interpretive ruling and policy statement |
7/7/23 |
FSOC |
Authority To Require Supervision and Regulation of Certain Nonbank Financial Companies |
Nonbank supervision |
Proposed interpretive guidance; request for comment |
7/5/23 |
NCUA |
Charitable Donation Accounts |
Incidental powers |
Proposed rule |
6/23/23 |
CFPB, Federal Reserve, FDIC, FHFA, NCUA, OCC |
Quality Control for Automated Valuation Models |
Residential mortgage valuations |
Proposed rule |
6/21/23 |
FDIC |
Special Assessments Pursuant to Systemic Risk Determination |
Special deposit insurance assessment |
Proposed rule |
5/22/23 |
CFPB |
Residential Property Assessed Clean Energy Financing (Regulation Z) |
PACE lending; Reg Z |
Proposed rule |
5/11/23 |
CFPB |
Facilitating the LIBOR Transition Consistent With the LIBOR Act (Regulation Z) |
LIBOR; Reg Z |
Interim final rule; request for public comment |
5/11/23 |
CFPB |
Fair Debt Collection Practices Act; Time-Barred Debt |
FDCPA |
Advisory opinion |
5/4/23 |
NCUA |
Climate-Related Financial Risk |
Climate change |
Request for information and comment |
4/25/23 |
CFPB |
Statement of Policy Regarding Prohibition on Abusive Acts or Practices |
CFPB; abusive acts or practices |
Policy statement and request for comment |
4/11/23 |
NCUA |
Chartering and Field of Membership |
Federal credit unions; chartering, membership |
Proposed rule |
3/2/23 |
Federal Reserve |
Policy Statement on Section 9(13) of the Federal Reserve Act |
State member banks; crypto-assets |
Final rule |
2/7/23 |
CFPB |
Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders |
Registry of orders |
Proposed rule |
1/30/23 |
Federal Reserve |
Regulation Implementing the Adjustable Interest Rate (LIBOR) Act |
LIBOR contract default rules |
Final rule |
1/26/23 |
NCUA |
Financial Innovation: Loan Participations, Eligible Obligations, and Notes of Liquidating Credit Unions |
Fintech; indirect lending, eligible obligations |
Proposed |
1/11/23 |
FDIC |
FDIC Official Sign and Advertising Requirements, False Advertising, Misrepresentation of Insured Status, and Misuse of the FDIC’s Name or Logo |
Deposit insurance |
Proposed rule |
12/22/22 |
FDIC, Federal Reserve |
Resolution-Related Resource Requirements for Large Banking Organizations |
Large-bank resolutions |
ANPR |
12/15/22 |
Federal Reserve |
Guidelines for Evaluating Account and Services Requests |
Master accounts, services |
Notice and request for comment |
11/16/22 |
CFPB |
Notice and Request for Comment Regarding the CFPB’s Inquiry Into Big Tech Payment Platforms |
Payments/big tech |
Notice and request for comment |
11/7/22 |
CFPB |
CFPB opinion: Credit reporting agencies have responsibility to assure consumer report accuracy under FCRA |
FCRA |
Advisory opinion |
10/26/22 |
FDIC |
Assessments, Amendments To Incorporate Troubled Debt Restructuring Accounting Standards Update |
Deposit insurance |
Final rule |
10/24/22 |
FDIC |
Guidelines for Appeals of Material Supervisory Determinations |
Supervisory appeals |
Notice and request for comment |
10/21/22 |
Federal Reserve |
Debit Card Interchange Fees and Routing |
Debit card interchange |
Final rule |
10/11/22 |
NCUA |
Subordinated Debt |
Subordinated debt |
Proposed rule |
10/5/22 |
Federal Reserve |
Financial Market Utilities |
Reg HH; operational risk management |
Proposed rule |
10/5/22 |
NCUA |
Federal Credit Union Bylaws |
Member expulsion |
Proposed rule |
10/3/22 |
CFPB |
Limited Applicability of Consumer Financial Protection Act’s “Time or Space” Exception with Respect to Digital Marketing Providers |
Digital marketing |
Interpretive rule |
8/16/22 |
FDIC, NCUA, OCC |
Policy Statement on Prudent Commercial Real Estate Loan Accommodations and Workouts |
CRE loan workout guidance |
Proposed policy statement |
8/2/22 |
NCUA |
Cyber Incident Notification Requirements for Federally Insured Credit Unions |
Cyber incident reporting |
Proposed rule |
7/28/22 |
NCUA |
Asset Threshold for Determining the Appropriate Supervisory Office |
ONES supervision |
Final rule |
7/28/22 |
CFPB |
Request for Information Regarding Relationship Banking and Customer Service |
Responses to customer inquiries |
RFI |
7/19/22 |
CFPB |
Credit Card Late Fees and Late Payments |
Late fees |
ANPR |
7/18/22 |
CFPB |
Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports |
FCRA; consumer credit reports |
Advisory opinion |
7/12/22 |
CFPB |
The Fair Credit Reporting Act’s Limited Preemption of State Laws |
FCRA; limited preemption of state law |
Interpretive rule |
7/12/22 |
Treasury Department |
Ensuring Responsible Development of Digital Assets; Request for Comment |
Digital assets |
Request for comment |
7/8/22 |
CFPB |
Debt Collection Practices (Regulation F); Pay-to-Pay Fees |
Convenience fees |
Advisory opinion |
7/5/22 |
FDIC |
Assessments, Revised Deposit Insurance Assessment Rates |
Assessment rates; deposit insurance |
Proposed rule |
7/5/22 |
FDIC |
Federal Deposit Insurance Corporation Amended Restoration Plan |
Deposit Insurance Fund (DIF) |
Amended restoration plan |
7/5/22 |
FDIC, Federal Reserve, OCC |
Community Reinvestment Act |
CRA modernization |
Proposed rule |
7/5/22 |
CFPB |
Prohibition on Inclusion of Adverse Information in Consumer Reporting in Cases of Human Trafficking (Regulation V) |
FCRA; credit reporting |
Final rule |
6/27/22 |
CFPB |
Request for Information Regarding Employer-Driven Debt |
Employer-driven debt |
RFI |
6/17/22 |
FinCEN |
No-Action Letter Process |
BSA/AML/CFT |
ANPR |
6/6/22 |
Federal Reserve |
Collection of Checks and Other Items by Federal Reserve Banks and Funds Transfers Through Fedwire |
Check collection, FedNow |
Final rule |
6/6/22 |
FDIC |
False Advertising, Misrepresentation of Insured Status, and Misuse of the FDIC’s Name or Logo |
Misrepresentation of insured status |
Final rule |
6/2/22 |
CFPB |
Equal Credit Opportunity (Regulation B); Revocations or Unfavorable Changes to the Terms of Existing Credit Arrangements |
ECOA |
Advisory opinion |
5/18/22 |
CFPB |
Supervisory Authority Over Certain Nonbank Covered Persons Based on Risk Determination; Public Release of Decisions and Orders |
Nonbank covered persons |
Procedural rule; request for public comment |
4/29/22 |
NCUA |
Temporary Regulatory Relief in Response to COVID-19 – Prompt Corrective Action |
Prompt corrective action |
Interim final rule |
4/29/22 |
FDIC |
Statement of Principles for Climate-Related Financial Risk Management for Large Financial Institutions |
Climate-related risk management |
Proposed policy statement |
4/4/22 |
FDIC |
Request for Information and Comment on Rules, Regulations, Guidance, and Statements of Policy Regarding Bank Merger Transactions |
Bank mergers |
RFI |
3/31/22 |
CFPB |
Request for Information Regarding Fees Imposed by Providers of Consumer Financial Products or Services |
Junk fees |
RFI |
3/25/22 |
Federal Reserve |
Guidelines for Evaluating Account and Services Requests |
Reserve Bank account access |
Supplemental notice and request for comment |
3/8/22 |
CFPB |
Bulletin 2022-04: Mitigating Harm From Repossession of Automobiles |
Auto repossessions |
Compliance bulletin |
3/4/22 |
Federal Reserve |
Framework for the Supervision of Insurance Organizations |
Supervised insurance organizations |
Proposed guidance |
2/4/22 |
NCUA |
Succession Planning |
FCU succession planning |
Proposed rule |
2/3/22 |
FinCEN |
Anti-Money Laundering Regulations for Real Estate Transactions |
Cash real estate transactions |
ANPR |
2/3/22 |
FinCEN |
Pilot Program on Sharing of Suspicious Activity Reports and Related Information With Foreign Branches, Subsidiaries, and Affiliates |
SAR information sharing/foreign branches |
Proposed rule |
1/25/22 |
Federal Reserve |
Federal Reserve Bank Capital Stock |
Reserve Bank capital stock subscription adjustments |
Final rule |
1/12/22 |
FDIC |
Unsafe and Unsound Banking Practices: Brokered Deposits |
Brokered deposits; primary purpose exception |
Notification |
1/10/22 |
NCUA |
Capital Adequacy: The Complex Credit Union Leverage Ratio; Risk-Based Capital |
Capital adequacy |
Final rule |
1/10/22 |
NCUA |
Mortgage Servicing Rights |
Investments |
Final rule |
1/10/22 |
NCUA |
Subordinated Debt |
Subordinated debt; secondary capital |
Final rule |
1/10/22 |
FinCEN |
Review of Bank Secrecy Act Regulations and Guidance |
AML/CFT modernization |
Request for information |
12/15/21 |
OCC |
Community Reinvestment Act Regulations |
CRA |
Final rule |
12/15/21 |
FinCEN |
Beneficial Ownership Information Reporting Requirements |
BSA/AML; beneficial ownership |
ANPR |
12/7/21 |
NCUA |
Chartering and Field of Membership-Shared Facility Requirements |
Service facility |
Final rule |
11/29/21 |
CFPB |
CFPB Inquiry Into Big Tech Payment Platforms |
Payments/big tech |
Notice; request for comments |
11/5/21 |
FDIC |
Real Estate Lending Standards |
LTV limits, CBLR |
Final rule |
10/27/21 |
NCUA |
CAMELS rating system |
CAMELS |
Final rule |
10/27/21 |
NCUA |
Credit Union Service Organizations (CUSOs) |
CUSOs |
Final rule |
10/27/21 |
CFPB |
Small Business Lending Data Collection Under the Equal Credit Opportunity Act (Regulation B) |
Small-business lending data |
Proposed rule |
10/8/21 |
Federal Reserve |
New Message Format for the Fedwire® Funds Service |
Payment services |
Notice and request for comment |
10/6/21 |
NCUA |
Request for Information and Comment on Digital Assets and Related Technologies |
Digital assets; cryptocurrency |
Request for information |
9/28/21 |
FDIC, Federal Reserve, OCC |
Proposed Interagency Guidance on Third-Party Relationships: Risk Management |
Third-party relationships |
Proposed interagency guidance and request for comment |
9/7/21 |
FDIC |
Request for Information on the Federal Deposit Insurance Corporation’s Supervisory Approach to Examinations During the Pandemic |
Examinations during COVID-19 pandemic |
RFI |
8/13/21 |
FDIC |
Simplification of Deposit Insurance Rules |
Deposit insurance; trust accounts |
Proposed rule |
8/13/21 |
CFPB |
Truth in Lending (Regulation Z); Impact of the 2021 Juneteenth Holiday on Certain Closed-End Mortgage Requirements |
Juneteenth; closed-end mortgages |
Interpretive rule |
8/12/21 |
OCC |
National Banks and Federal Savings Associations as Lenders |
True lender |
Final rule; Congressional Review Act revocation |
8/6/21 |
FDIC, Federal Reserve, OCC |
Credit Risk Retention-Notification of Extension of Review Period |
Mortgage credit risk retention |
Review of regulations |
7/21/21 |
CFPB |
Bulletin 2021-03: Consumer Reporting of Rental Information |
Consumer reporting; rental information |
Enforcement compliance bulletin, policy guidance |
7/7/21 |
NCUA |
Policy for Setting the Normal Operating Level |
NCUSIF; normal operating level (NOL) |
Notice; request for comment |
7/5/21 |
NCUA |
Transition to the Current Expected Credit Loss Methodology |
CECL |
Final rule |
7/1/21 |
NCUA |
Capitalization of Interest in Connection with Loan Workouts and Modifications |
Capitalization of interest |
Final rule |
6/30/21 |
CFPB |
Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X |
Foreclosures, RESPA, Reg X |
Proposed rule |
6/29/21 |
CFPB |
Examinations for Risks to Active-Duty Servicemembers and Their Covered Dependents |
MLA examinations |
Interpretive rule |
6/22/21 |
Federal Reserve |
Regulation D: Reserve Requirements of Depository Institutions |
Reg D; interest on reserves |
Final rule |
6/4/21 |
NCUA |
Derivatives |
Derivatives |
Final rule |
5/26/21 |
OCC |
Collective Investment Funds: Prior Notice Period for Withdrawals |
Collective investment funds |
Final rule |
5/26/21 |
Federal Reserve |
Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks |
PPP loans |
Interim final rule |
5/21/21 |
FDIC |
Request for Information and Comment on Digital Assets |
Digital assets |
RFI |
5/21/21 |
CFPB, FDIC, Federal Reserve, NCUA, OCC |
Request for Information and Comment on Financial Institutions’ Use of Artificial Intelligence, including Machine Learning |
FIs' use of artificial intelligence |
RFI |
5/17/21 |
Federal Reserve |
Proposed Guidelines for Evaluating Account and Services Requests |
Reserve Bank accounts, services |
Proposed guidelines |
5/11/21 |
FDIC, Federal Reserve, OCC |
Tax Allocation Agreements |
Tax allocation agreements |
Proposed rule |
5/10/21 |
CFPB |
Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): General QM Loan Definition |
Qualified mortgage, general definition |
Final rule |
4/29/21 |
CFPB |
Debt Collection Practices in Connection With the Global COVID-19 Pandemic (Regulation F) |
Evictions |
Interim final rule |
4/23/21 |
CFPB |
Debt Collection Practices (Regulation F) - disclosures |
Debt collection |
Proposed rule |
4/19/21 |
CFPB |
Debt Collection Practices (Regulation F) - communications |
Debt collection |
Proposed rule |
4/19/21 |
FDIC, Federal Reserve, NCUA, OCC, FinCEN |
Request for Information and Comment: Extent to Which Model Risk Management Principles Support Compliance with Bank Secrecy Act/Anti-Money Laundering and Office of Foreign Assets Control Requirements |
BSA/AML, OFAC |
RFI |
4/12/21 |
FDIC |
Request for Information on FDIC Sign and Advertising Requirements and Potential Technological Solutions |
Deposit insurance; official sign and logo |
Request for information |
4/12/21 |
Federal Reserve |
Rules Regarding Availability of Information |
FOIA, FOMC |
Final rule |
4/9/21 |
CFPB, FDIC, Federal Reserve, NCUA, OCC |
Role of Supervisory Guidance |
Role of supervisory guidance |
Final rule |
4/8/21 |
NCUA |
Part 725, Central Liquidity Facility |
CLF |
Interim final rule |
3/24/21 |
NCUA |
Asset Thresholds Pertaining to Large Credit Unions |
Asset thresholds for reporting |
Interim final rule |
3/23/21 |
FDIC, Federal Reserve, OCC |
Regulatory Capital Rule: Emergency Capital Investment Program (ECIP) |
Capital |
Interim final rule |
3/19/21 |
CFPB |
Statement of Policy Regarding Prohibition on Abusive Acts or Practices; Rescission |
Abusive acts or practices |
Notice of rescission of policy statement |
3/19/21 |
FDIC, Federal Reserve, NCUA, OCC |
Interagency Questions and Answers Regarding Private Flood Insurance |
Flood insurance |
Proposed Q&A |
3/18/21 |
CFPB |
Equal Credit Opportunity (Regulation B); Discrimination on the Bases of Sexual Orientation and Gender Identity |
ECOA, Reg B |
Interpretive rule |
3/15/21 |
NCUA |
Simplification of risk-based capital requirements |
Risk-based capital |
ANPR |
3/9/21 |
Federal Reserve |
Netting Eligibility for Financial Institutions |
Netting |
Final rule |
2/25/21 |
NCUA |
Joint Ownership Share Accounts |
Joint accounts; share insurance |
Final rule |
2/24/21 |
NCUA |
Risk-Based Net Worth – COVID-19 Regulatory Relief |
Risk-based net worth; COVID-19 |
Proposed rule |
2/23/21 |
FDIC |
Assessments, Amendments To Address the Temporary Deposit Insurance Assessment Effects of the Optional Regulatory Capital Transitions for Implementing the Current Expected Credit Losses Methodology |
Deposit insurance; CECL |
Final rule |
2/23/21 |
NCUA |
Subordinated Debt |
Capital |
Final rule |
2/22/21 |
NCUA |
Corporate Credit Unions |
Corporate credit unions; subordinated debt |
Final rule |
2/22/21 |
FDIC |
Parent Companies of Industrial Banks and Industrial Loan Companies |
Industrial banks, ILCs |
Final rule |
2/22/21 |
Federal Reserve |
Regulation D: Reserve Requirements of Depository Institutions |
Reg D reserves |
Final rule |
2/10/21 |
FDIC, Federal Reserve, OCC |
Net Stable Funding Ratio: Liquidity Risk Measurement Standards and Disclosure Requirements |
Net stable funding ratio |
Final rule |
2/9/21 |
OCC |
National Bank and Federal Savings Association Premises |
Bank premises |
Proposed rule |
2/5/21 |
CFPB |
Qualified Mortgage Definition Under the Truth in Lending Act (Regulation Z): Seasoned QM Loan Definition |
Qualified mortgage; "seasoned" QM definition |
Final rule |
2/5/21 |
FDIC |
Removal of Transferred OTS Regulations Regarding Certain Subordinate Organizations of State Savings Association |
Subordinate organizations |
Final rule |
2/5/21 |
FDIC |
Transferred OTS Regulations Regarding Nondiscrimination Requirements |
Nondiscrimination requirements |
Final rule |
2/5/21 |
FDIC |
Removal of Transferred OTS Regulations Regarding Application Processing Procedures of State Savings Associations |
Filing regulations |
Final rule |
2/5/21 |
FDIC |
Transferred OTS Regulations Regarding Securities Offerings of State Savings Associations, Statement of Policy on the Use of Offering Circulars, Proposed Rulemaking Regarding Securities Offerings by State Nonmember Banks and State Savings Associations, and Other Technical Amendments |
Securities disclosures |
Proposed rule |
2/4/21 |
Federal Reserve |
Amendments to Capital Planning and Stress Testing Requirements for Large Bank Holding Companies, Intermediate Holding Companies and Savings and Loan Holding Companies |
Capital planning, stress testing |
Final rule |
2/3/21 |
FinCEN |
Requirements for Certain Transactions Involving Convertible Virtual Currency or Digital Assets |
BSA |
Proposed rule |
1/28/21 |
OCC |
Fair Access to Financial Services |
Risk |
Final rule |
1/28/21 |
FDIC |
Unsafe and Unsound Banking Practices: Brokered Deposits and Interest Rate Restrictions |
Brokered deposits |
Final rule |
1/22/21 |
NCUA |
Fees Paid by Federal Credit Unions |
Operating fees |
Final rule |
1/13/21 |
FDIC, Federal Reserve, OCC |
Computer-Security Incident Notification Requirements for Banking Organizations and Their Bank Service Providers |
Notification incident |
Proposed rule |
1/12/21 |
FDIC, Federal Reserve, OCC |
Regulatory Capital Treatment for Investments in Certain Unsecured Debt Instruments of Global Systemically Important U.S. Bank Holding Companies, Certain Intermediate Holding Companies, and Global Systemically Important Foreign Banking Organizations |
Capital |
Final rule |
1/7/21 |
OCC |
Activities and Operations of National Banks and Federal Savings Associations |
Bank, FSA ops - technology |
Final rule |
12/23/20 |
Federal Reserve |
Supervision and Regulation Assessments of Fees for Bank Holding Companies and Savings and Loan Holding Companies With Total Consolidated Assets of $100 Billion or More |
Fee assessments |
Final rule |
12/8/20 |
OCC |
Community Reinvestment Act Regulations |
CRA |
Proposed rule |
12/3/20 |
CFPB |
Advisory Opinions Policy |
Advisory opinions |
Procedural rule |
12/3/20 |
FDIC, Federal Reserve, OCC |
Temporary Asset Thresholds |
Regulatory asset thresholds |
Interim final rule |
12/2/20 |
CFPB |
Amendments Relating to Disclosure of Records and Information |
Information disclosure |
Final rule |
11/24/20 |
NCUA |
Corporate Credit Unions |
Corporate credit unions |
Final rule |
11/12/20 |
CFPB |
Consumer access to financial records |
Consumer access |
ANPR |
11/6/20 |
Federal Reserve, FinCEN |
Threshold for the Requirement To Collect, Retain, and Transmit Information on Funds Transfers and Transmittals of Funds That Begin or End Outside the United States, and Clarification of the Requirement To Collect, Retain, and Transmit Information on Transactions Involving Convertible Virtual Currencies and Digital Assets With Legal Tender Status |
BSA |
Proposed rule |
10/27/20 |
CFPB |
Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): Extension of Sunset Date |
Qualified mortgage |
Final rule |
10/23/20 |
FDIC |
Applicability of Annual Independent Audits and Reporting Requirements for Fiscal Years Ending in 2021 |
Audits and reporting |
Interim final rule |
10/22/20 |
Federal Reserve |
Community Reinvestment Act |
CRA |
ANPR |
10/19/20 |
NCUA |
Interim Final Rule: Real Estate Appraisals |
Appraisals, coronavirus response |
Final rule |
10/13/20 |
FDIC, Federal Reserve, OCC |
Regulatory Capital Rule: Temporary Changes to and Transition for the Community Bank Leverage Ratio Framework |
CBLR framework |
Final rule |
10/9/20 |
FDIC, Federal Reserve, OCC |
Regulatory Capital Rule and Total Loss-Absorbing Capacity Rule: Eligible Retained Income |
Capital distributions |
Final rule |
10/7/20 |
NCUA |
Technical Amendments |
Technical amendments |
Final rule; correction |
10/2/20 |
FDIC, Federal Reserve, OCC |
Regulatory Capital Rule: Revised Transition of the Current Expected Credit Losses Methodology for Allowances |
CECL, regulatory capital |
Final rule |
9/30/20 |
FDIC |
Statement of Policy Regarding Minority Depository Institutions |
Minority depository institutions |
Proposed policy statement revisions |
9/25/20 |
OCC, Federal Reserve, FDIC |
Standardized Approach for Calculating the Exposure Amount of Derivative Contracts |
Derivatives |
Final rule |
9/22/20 |
FinCEN (Treasury) |
Anti-Money Laundering Program Effectiveness |
AML programs |
ANPR |
9/17/20 |
NCUA |
Chartering and Field of Membership |
Chartering, FOM |
Final rule |
9/14/20 |
NCUA |
Request for Comment Regarding National Credit Union Administration Overhead Transfer Rate Methodology and Operating Fee Schedule Methodology |
Operating fees; overhead transfer rate |
Request for information |
9/8/20 |
CFPB |
CARD Act Rules Review Pursuant to the Regulatory Flexibility Act; Request for Information Regarding Consumer Credit Card Market |
CARD Act rules |
Regulatory review; request for information |
8/28/20 |
FDIC |
Covered Broker-Dealer Provisions under Title II of the Dodd-Frank Wall Street Reform and Consumer Protection Act |
Broker-dealers |
Final rule |
8/28/20 |
FDIC |
Incorporation of Existing Statement of Policy Regarding Requests for Participation in the Affairs of an Insured Depository Institution by Convicted Individuals (Section 19) |
Section 19 |
Final rule |
8/20/20 |
Federal Reserve |
Federal Reserve Actions to Support Interbank Settlement of Faster Payments |
Instant payments |
Service announcement |
8/11/20 |
FDIC, Federal Reserve, OCC |
Prohibitions and Restrictions on Proprietary Trading and Certain Interests in, and Relationships With, Hedge Funds and Private Equity Funds |
Volcker rule; covered funds |
Final rule |
7/30/20 |
FDIC |
Request for Information on Standard Setting and Voluntary Certification for Models and Third-Party Providers of Technology and Other Services |
Technology |
Request for information |
7/24/20 |
FDIC |
Federal Interest Rate Authority |
Valid-when-made |
Final rule |
7/22/20 |
CFPB |
Payday, Vehicle Title, and Certain High-Cost Installment Loans (withdrawal of ‘ability to pay,’ mandatory underwriting) |
Payday lending |
Final rule |
7/21/20 |
CFPB |
Higher-Priced Mortgage Loan Escrow Exemption (Regulation Z) |
Regulation Z; escrow requirements; mortgage lending |
Proposed rule |
7/21/20 |
OCC |
National Bank and Federal Savings Association Digital Activities |
Bank, FSA ops - technology |
ANPR |
7/6/20 |
FDIC, Federal Reserve, NCUA, OCC |
Loans in Areas Having Special Flood Hazards; Interagency Questions and Answers Regarding Flood Insurance |
Flood insurance |
Notice and request for comment |
7/6/20 |
FDIC, Federal Reserve, OCC |
Margin and Capital Requirements for Covered Swap Entities |
Swaps |
Interim final rule; request for comments |
6/30/20 |
CFPB |
Treatment of Certain COVID-19 Related Loss Mitigation Options Under the Real Estate Settlement Procedures Act (RESPA) (Regulation X) |
RESPA; loss mitigation |
Interim final rule; request for comments |
6/30/20 |
NCUA |
Strategies for Future Examination and Supervision Utilizing Digital Technology |
Examination modernization |
Request for information |
6/30/20 |
OCC |
Assessment of Fees |
Assessments |
Interim final rule |
6/24/20 |
CFPB |
Facilitating the LIBOR Transition (Regulation Z) |
LIBOR transition |
Proposed rule |
6/17/20 |
OCC |
Employment Contracts, Mutual to Stock Conversions, Technical Amendments |
Employment contracts, conversions |
Final rule |
6/10/20 |
OCC (FDIC has not yet finalized) |
Community Reinvestment Act Regulations |
CRA |
Final rule |
6/4/20 |
CFPB |
Remittance Transfers under the Electronic Fund Transfer Act (Regulation E) |
Remittances |
Final rule |
6/4/20 |
OCC |
Clarification of 'valid-when-made' rule (Permissible interest on loans that are sold, assigned, or otherwise transferred) |
Valid-when-made |
Final rule |
6/2/20 |
FDIC, Federal Reserve, OCC |
Regulatory Capital Rule: Temporary Exclusion of U.S. Treasury Securities and Deposits at Federal Reserve Banks from the Supplementary Leverage Ratio for Depository Institutions |
Supplementary leverage ratio |
Interim final rule |
6/1/20 |
OCC |
Director, Shareholder, and Member Meetings |
Director, shareholder, member meetings |
Interim final rule |
5/28/20 |
Federal Reserve |
Single-Counterparty Credit Limits for Bank Holding Companies and Foreign Banking Organizations |
Single-counterparty credit limits |
Final rule |
5/28/20 |
FDIC |
Assessments, Mitigating the Deposit Insurance Assessment Effect of Participation in the Paycheck Protection Program (PPP), the PPP Lending Facility, and the Money Market Mutual Fund Liquidity Facility |
Deposit insurance |
Proposed rule |
5/20/20 |
CFPB |
Home Mortgage Disclosure (Regulation C) |
HMDA |
Final rule |
5/12/20 |
FDIC, Federal Reserve, OCC |
Liquidity Coverage Ratio Rule: Treatment of Certain Emergency Facilities |
LCR, PPP, MMMLF |
Interim final rule |
5/6/20 |
CFPB |
Application of Certain Provisions in the TILA-RESPA Integrated Disclosure Rule and Regulation Z Right of Rescission Rules in Light of the COVID-19 Pandemic |
Mortgage originations |
Interpretive rule |
5/4/20 |
NCUA |
NCUA Final Rule, Part 722, Residential Real Estate Appraisals |
Appraisals |
Final rule |
5/1/20 |
CFPB |
Bulletin 2020-02 – Compliance Bulletin and Policy Guidance: Handling of Information and Documents During Mortgage Servicing Transfers |
Mortgage servicing transfers |
Compliance bulletin and policy guidance |
5/1/20 |
NCUA |
Central Liquidity Facility |
CLF |
Interim final rule |
4/29/20 |
Federal Reserve |
Temporary Actions To Support the Flow of Credit to Households and Businesses by Encouraging Use of Intraday Credit |
Intraday credit |
Policy statement |
4/28/20 |
NCUA |
Regulatory Capital Rule: Paycheck Protection Program Lending Facility and Paycheck Protection Program Loans |
Capital; member business lending |
Interim final rule |
4/27/20 |
CFPB |
Treatment of Pandemic Relief Payments Under Regulation E and Application of the Compulsory Use Prohibition |
Reg E, coronavirus payments |
Interpretive rule |
4/27/20 |
FDIC, Federal Reserve |
Guidance for Resolution Plan Submissions of Certain Foreign-Based Covered Companies |
Resolution plans |
Proposed guidance |
4/27/20 |
Federal Reserve |
Regulation D: Reserve Requirements of Depository Institutions |
Reg D; reserve requirements |
Interim final rule |
4/24/20 |
Federal Reserve |
Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks |
Reg O; Paycheck Protection Program |
Interim final rule |
4/22/20 |
NCUA |
Temporary Regulatory Relief in Response to COVID-19 |
Loan participations, coronavirus |
Temporary final rule |
4/21/20 |
Federal Reserve |
Temporary Exclusion of U.S. Treasury Securities and Deposits at Federal Reserve Banks From the Supplementary Leverage Ratio |
Capital |
Interim final rule; request for comment |
4/14/20 |
NCUA |
Combination Transactions with Non-Credit Unions; Credit Union Asset Acquisitions |
Acquisitions |
Proposed rule |
4/13/20 |
FDIC, Federal Reserve, OCC |
Regulatory Capital Rule: Paycheck Protection Program Lending Facility and Paycheck Protection Program Loans |
Capital |
Interim final rule |
4/13/20 |
Federal Reserve |
Control and Divestiture Proceedings |
Bank control |
Final rule |
4/6/20 |
OCC |
Licensing Amendments |
Licensing |
Proposed rule |
4/6/20 |
Federal Reserve |
Total Loss-Absorbing Capacity, Long-Term Debt, and Clean Holding Company Requirements for Systemically Important U.S. Bank Holding Companies and Intermediate Holding Companies of Systemically Important Foreign Banking Organizations: Eligible Retained Income |
Total loss-absorbing capacity |
Interim final rule; request for comments |
3/26/20 |
OCC |
Short-Term Investment Funds |
Short-term investment fund rule |
Interim final rule; request for comments |
3/25/20 |
Federal Reserve |
Regulation D: Reserve Requirements of Depository Institutions |
Interest on reserves |
Final rule |
3/24/20 |
Federal Reserve |
Regulation A: Extensions of Credit by Federal Reserve Banks |
Primary, secondary credit |
Final rule |
3/24/20 |
Federal Reserve |
Regulations Q, Y, and YY: Regulatory Capital, Capital Plan, and Stress Test Rules |
Capital, CCAR |
Final rule |
3/18/20 |
Federal Reserve |
Regulation D: Reserve Requirements of Depository Institutions |
Interest on reserves |
Final rule |
3/10/20 |
Federal Reserve |
Regulation D: Reserve Requirements of Depository Institutions |
Primary, secondary credit rates |
Final rule |
3/10/20 |
FDIC |
Securitization Safe Harbor Rule |
Securitizations, participations |
Final rule |
3/4/20 |
CFPB |
Statement of Policy Regarding Prohibition on Abusive Acts or Practices |
Abusive acts or practices |
Policy statement |
2/6/20 |
FDIC, Federal Reserve, OCC |
Regulatory Capital Rule: Revisions to the Supplementary Leverage Ratio to Exclude Certain Central Bank Deposits of Banking Organizations Predominantly Engaged in Custody, Safekeeping and Asset Servicing Activities |
Capital |
Final rule |
1/24/20 |
OCC |
Community Reinvestment Act Regulations; Request for Public Input |
CRA |
Request for information |
1/9/20 |
FDIC, Federal Reserve, OCC |
Margin and Capital Requirements for Covered Swap Entities |
Swaps |
Proposed rule |
12/31/19 |
Federal Reserve |
Federal Reserve Bank Capital Stock |
Regulation I |
Final rule |
12/16/19 |
OCC, Federal Reserve, FDIC |
Regulatory Capital Treatment for High Volatility Commercial Real Estate (HVCRE) Exposures |
HVCRE |
Final rule |
12/13/19 |
Federal Reserve |
Regulatory Capital Rules: Risk-Based Capital Requirements for Depository Institution Holding Companies Significantly Engaged in Insurance Activities |
Risk-based capital |
Proposed rule |
12/9/19 |
FDIC |
Assessments |
Deposit Insurance |
Final rule |
12/5/19 |
NCUA |
Exceptions to Employment Restrictions under Section 205(d) of the Federal Credit Union Act (“Second Chance IRPS”) |
Prohibitions |
Final IRPS |
12/2/19 |
OCC |
Other Real Estate Owned and Technical Amendments |
OREO |
Final rule |
11/20/19 |
FDIC, Federal Reserve, OCC |
Prohibitions and Restrictions on Proprietary Trading and Certain Interests in, and Relationships With, Hedge Funds and Private Equity Funds |
Volcker Rule |
Final rule |
11/13/19 |
FDIC, Federal Reserve, OCC |
Regulatory Capital Rule: Simplifications to the Capital Rule Pursuant to the Economic Growth and Regulatory Paperwork Reduction Act of 1996 |
Capital |
Final rule |
11/12/19 |
FDIC, Federal Reserve, OCC |
Regulatory Capital Rule: Capital Simplification for Qualifying Community Banking Organizations |
CBLR |
Final rule |
11/12/19 |
Treasury |
Assessment of Fees on Certain Bank Holding Companies and Nonbank Financial Companies Supervised by the Federal Reserve Board To Cover the Expenses of the Financial Research Fund |
Fee assessments |
Proposed rule |
11/4/19 |
FDIC, Federal Reserve, OCC |
Changes to Applicability Thresholds for Regulatory Capital Requirements for Certain U.S. Subsidiaries of Foreign Banking Organizations and Application of Liquidity Requirements to Foreign Banking Organizations, Certain U.S. Depository Institution Holding Companies, and Certain Depository Institution Subsidiaries |
Capital |
Final rule |
11/1/19 |
NCUA |
Public Unit and Nonmember Shares |
Nonmember deposits |
Proposed rule |
11/1/19 |
FDIC |
Removal of Transferred OTS Regulations Regarding Certain Regulations for the Operations of State Savings Associations |
OTS regulations |
Proposed rule |
11/1/19 |
FDIC |
Company-Run Stress Testing Requirements for FDIC-Supervised State Nonmember Banks and State Savings Associations |
Stress testing |
Final rule |
10/23/19 |
FDIC, Federal Reserve, OCC |
Real Estate Appraisals |
Appraisals |
Final rule |
10/9/19 |
FDIC, Federal Reserve, OCC |
Thresholds Increase for the Major Assets Prohibition of the Depository Institution Management Interlocks Act Rules |
Interlocks |
Final rule |
10/9/19 |
FDIC |
Interest Rate Restrictions on Institutions That Are Less Than Well Capitalized |
Rate caps |
Proposed rule |
10/9/19 |
OCC |
Amendments to the Stress Testing Rules for National Banks and Federal Savings Associations |
Stress testing |
Final rule |
10/9/19 |
NCUA |
Supervisory Committee Audits and Verifications |
Audits |
Final rule |
10/7/19 |
NCUA |
Federal Credit Union Bylaws |
Bylaws |
Final rule |
10/4/19 |
NCUA |
Payday Alternative Loans (PALS) II |
Payday loans |
Final Rule |
10/1/19 |
OCC |
Assessment of Fees |
Assessments |
Final rule |
8/21/19 |
Federal Reserve |
Regulation D: Reserve Requirements of Depository Institutions |
Interest on reserves |
Final rule |
8/12/19 |
Federal Reserve |
Regulation A: Extensions of Credit by Federal Reserve Banks |
Primary, secondary credit |
Final rule |
8/12/19 |
CFPB |
Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z) |
Qualified mortgage |
ANPR |
7/31/19 |
FDIC |
Recordkeeping for Timely Deposit Insurance Determination |
Deposit Insurance |
Final rule |
7/29/19 |
NCUA |
Real estate appraisals |
Appraisals |
Final rule |
7/24/19 |
NCUA |
Fidelity bonds for credit unions |
Fidelity bonds |
Final rule |
7/24/19 |
FDIC, Federal Reserve, OCC |
Regulatory Capital Rules: Treatment of Land Development Loans for the Definition of High Volatility Commercial Real Estate Exposure |
Capital, HVCRE |
Proposed rule |
7/23/19 |
FDIC |
Joint Ownership Deposit Accounts |
Deposit insurance |
Final rule |
7/19/19 |
FDIC, Federal Reserve, OCC |
Revisions to Prohibitions and Restrictions on Proprietary Trading and Certain Interests in, and Relationships With, Hedge Funds and Private Equity Funds (Volcker rule) |
Volcker rule |
Final rule |
7/19/19 |
CFPB, Federal Reserve |
Availability of Funds and Collection of Checks (Regulation CC) |
Reg CC |
Final rule |
7/8/19 |
CFPB |
Home Mortgage Disclosure (Regulation C) Data Points and Coverage |
HMDA |
ANPR |
7/2/19 |
NCUA |
Delay of Effective Date of the Risk-Based Capital Rules |
Capital, risk-based capital |
Proposed rule |
6/26/19 |
FDIC, Federal Reserve, OCC |
Reduced Reporting for Covered Depository Institutions |
Call reports |
Final rule |
6/21/19 |
CFPB |
Payday, Vehicle Title, and Certain High-Cost Installment Loans; Delay of Compliance Date (mandatory underwriting provisions) |
Payday lending |
Final rule |
6/17/19 |
FDIC, Federal Reserve |
Resolution Plans Required |
Resolution plans |
Proposed rule |
6/10/19 |
FDIC, Federal Reserve, OCC |
Liquidity Coverage Ratio Rule: Treatment of Certain Municipal Obligations as High-Quality Liquid Assets |
HQLA, LCR |
Final rule |
6/5/19 |
OCC |
Covered Savings Associations |
Savings institutions |
Final rule |
5/23/19 |
Federal Reserve |
Regulation D: Reserve Requirements of Depository Institutions |
Reg D |
Final rule |
5/22/19 |
OCC |
Fiduciary Capacity; Non-Fiduciary Custody Activities |
Fiduciary activities |
ANPR |
4/29/19 |
NCUA |
Compensation in Connection with Loans to Members and Lines of Credit to Members |
Compensation |
ANPR |
4/23/19 |
FDIC |
Resolution Plans Required for Insured Depository Institutions with $50 Billion or More in Total Assets |
Resolution plans |
ANPR |
4/22/19 |
FDIC |
Limited Exception for a Capped Amount of Reciprocal Deposits from Treatment as Brokered Deposits |
Brokered deposits |
Final rule |
4/15/19 |
FDIC, Federal Reserve, OCC |
Regulatory Capital Rule: Implementation and Transition of the Current Expected Credit Losses Methodology for Allowances and Related Adjustments to the Regulatory Capital Rule and Conforming Amendments to Other Regulations |
CECL |
Final rule |
3/28/19 |
NCUA |
Loans to Members and Lines of Credit to Members |
Lending |
Final rule |
3/27/19 |
FDIC, Federal Reserve, OCC |
Margin and Capital Requirements for Covered Swap Entities |
Swaps |
Interim final rule |
3/19/19 |
FDIC |
Disclosure of Financial and Other Information by FDIC-Insured State Nonmember Banks |
Reporting |
Final rule |
3/18/19 |
Federal Reserve |
Amendments to the Capital Plan Rule |
Capital |
Final rule |
3/13/19 |
Federal Reserve |
Regulation D: Reserve Requirements of Depository Institutions |
Reg D |
ANPR |
3/12/19 |
CFPB |
Advance Notice of Proposed Rulemaking on Residential Property Assessed Clean Energy Financing |
PACE |
ANPR |
3/8/19 |
CFPB |
Technical Specifications for Submissions to the Prepaid Account Agreements Database |
Prepaids |
Final rule |
3/5/19 |
Federal Reserve |
Amendments to Policy Statement on the Scenario Design Framework for Stress Testing |
Stress testing |
Final Rule |
2/28/19 |
Federal Reserve |
Stress Testing Policy Statement |
Stress testing |
Final rule |
2/28/19 |
Federal Reserve |
Enhanced Disclosure of the Models Used in the Federal Reserve’s Supervisory Stress Test |
Stress testing |
Final rule |
2/28/19 |
OCC |
Notification of Inflation Adjustments for Civil Money Penalties |
CMP |
Final rule |
2/26/19 |
Federal Reserve |
Modifying company-run stress testing requirements to conform with EGRRCPA (S. 2155) |
Stress testing |
Proposed rule |
2/20/19 |
CFPB |
Payday, Vehicle Title, and Certain High-Cost Installment Loans (rescinding provisions of current rule) |
Payday lending |
Proposed rule |
2/14/19 |
CFPB |
Civil Penalty Inflation Adjustments |
CMP |
Final rule |
2/12/19 |
FDIC |
Notice of Inflation Adjustments for Civil Money Penalties |
CMP |
Final rule |
2/12/19 |
Federal Reserve |
Rules of Practices for Hearings |
CMP |
Final rule |
2/12/19 |
FDIC, Federal Reserve, NCUA, OCC (FCA) |
Loans in Areas Having Special Flood Hazards |
Flood insurance |
Final rule |
2/12/19 |
NCUA |
Technical amendments |
General wording, procedures |
Final rule |
2/6/19 |
CFPB |
Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold |
Reg Z |
Final rule |
2/4/19 |
FDIC, Federal Reserve |
Final guidance: 2019 and subsequent resolution plan submissions |
Resolution plans |
Final guidance |
2/1/19 |
CFPB |
Fair Credit Reporting Act Disclosures |
FCRA |
Final rule |
1/31/19 |
CFPB |
Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold |
HMDA |
Final rule |
1/29/19 |
CFPB |
Home Mortgage Disclosure(Regulation C) Adjustment to Asset-Size Exemption Threshold |
Reg C |
Final Rule |
1/29/19 |
NCUA |
Civil Monetary Penalty Inflation Adjustment |
CMP |
Final rule |
1/16/19 |
FDIC, Federal Reserve, OCC |
Expanded Examination Cycle for Certain Small Insured Depository Institutions and U.S. Branches and Agencies of Foreign Banks |
Exams |
Final rule |
1/9/19 |
CFPB |
Fair Credit Reporting Act Disclosures |
FCRA |
Final rule |
1/9/19 |