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A list of the status of recent regulatory actions – advance notices of proposed rulemaking (ANPRs), proposed and final regs, guidance, policy statements. Shows dates proposed and finalized, compliance and/or implementation dates. To access detail on an individual item, click on the title of the item.

AGENCY: TITLE: SUBJECT: STATUS: LATEST UPDATE:
NCUA Chartering and Field of Membership Federal credit unions; chartering, membership Proposed rule 3/2/23
Federal Reserve Policy Statement on Section 9(13) of the Federal Reserve Act State member banks; crypto-assets Final rule 2/7/23
CFPB Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders Registry of orders Proposed rule 1/30/23
Federal Reserve Regulation Implementing the Adjustable Interest Rate (LIBOR) Act LIBOR contract default rules Final rule 1/26/23
NCUA Financial Innovation: Loan Participations, Eligible Obligations, and Notes of Liquidating Credit Unions Fintech; indirect lending, eligible obligations Proposed 1/11/23
FDIC FDIC Official Sign and Advertising Requirements, False Advertising, Misrepresentation of Insured Status, and Misuse of the FDIC’s Name or Logo Deposit insurance Proposed rule 12/22/22
FDIC, Federal Reserve Resolution-Related Resource Requirements for Large Banking Organizations Large-bank resolutions ANPR 12/15/22
Federal Reserve Guidelines for Evaluating Account and Services Requests Master accounts, services Notice and request for comment 11/16/22
CFPB Notice and Request for Comment Regarding the CFPB’s Inquiry Into Big Tech Payment Platforms Payments/big tech Notice and request for comment 11/7/22
CFPB CFPB opinion: Credit reporting agencies have responsibility to assure consumer report accuracy under FCRA FCRA Advisory opinion 10/26/22
FDIC Assessments, Amendments To Incorporate Troubled Debt Restructuring Accounting Standards Update Deposit insurance Final rule 10/24/22
FDIC Guidelines for Appeals of Material Supervisory Determinations Supervisory appeals Notice and request for comment 10/21/22
Federal Reserve Debit Card Interchange Fees and Routing Debit card interchange Final rule 10/11/22
NCUA Subordinated Debt Subordinated debt Proposed rule 10/5/22
Federal Reserve Financial Market Utilities Reg HH; operational risk management Proposed rule 10/5/22
NCUA Federal Credit Union Bylaws Member expulsion Proposed rule 10/3/22
CFPB Limited Applicability of Consumer Financial Protection Act’s “Time or Space” Exception with Respect to Digital Marketing Providers Digital marketing Interpretive rule 8/16/22
FDIC, NCUA, OCC Policy Statement on Prudent Commercial Real Estate Loan Accommodations and Workouts CRE loan workout guidance Proposed policy statement 8/2/22
NCUA Cyber Incident Notification Requirements for Federally Insured Credit Unions Cyber incident reporting Proposed rule 7/28/22
NCUA Asset Threshold for Determining the Appropriate Supervisory Office ONES supervision Final rule 7/28/22
CFPB Request for Information Regarding Relationship Banking and Customer Service Responses to customer inquiries RFI 7/19/22
CFPB Credit Card Late Fees and Late Payments Late fees ANPR 7/18/22
CFPB Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports FCRA; consumer credit reports Advisory opinion 7/12/22
CFPB The Fair Credit Reporting Act’s Limited Preemption of State Laws FCRA; limited preemption of state law Interpretive rule 7/12/22
Treasury Department Ensuring Responsible Development of Digital Assets; Request for Comment Digital assets Request for comment 7/8/22
CFPB Debt Collection Practices (Regulation F); Pay-to-Pay Fees Convenience fees Advisory opinion 7/5/22
FDIC Assessments, Revised Deposit Insurance Assessment Rates Assessment rates; deposit insurance Proposed rule 7/5/22
FDIC Federal Deposit Insurance Corporation Amended Restoration Plan Deposit Insurance Fund (DIF) Amended restoration plan 7/5/22
FDIC, Federal Reserve, OCC Community Reinvestment Act CRA modernization Proposed rule 7/5/22
CFPB Prohibition on Inclusion of Adverse Information in Consumer Reporting in Cases of Human Trafficking (Regulation V) FCRA; credit reporting Final rule 6/27/22
CFPB Request for Information Regarding Employer-Driven Debt Employer-driven debt RFI 6/17/22
FinCEN No-Action Letter Process BSA/AML/CFT ANPR 6/6/22
Federal Reserve Collection of Checks and Other Items by Federal Reserve Banks and Funds Transfers Through Fedwire Check collection, FedNow Final rule 6/6/22
FDIC False Advertising, Misrepresentation of Insured Status, and Misuse of the FDIC’s Name or Logo Misrepresentation of insured status Final rule 6/2/22
CFPB Equal Credit Opportunity (Regulation B); Revocations or Unfavorable Changes to the Terms of Existing Credit Arrangements ECOA Advisory opinion 5/18/22
CFPB Supervisory Authority Over Certain Nonbank Covered Persons Based on Risk Determination; Public Release of Decisions and Orders Nonbank covered persons Procedural rule; request for public comment 4/29/22
NCUA Temporary Regulatory Relief in Response to COVID-19 – Prompt Corrective Action Prompt corrective action Interim final rule 4/29/22
FDIC Statement of Principles for Climate-Related Financial Risk Management for Large Financial Institutions Climate-related risk management Proposed policy statement 4/4/22
FDIC Request for Information and Comment on Rules, Regulations, Guidance, and Statements of Policy Regarding Bank Merger Transactions Bank mergers RFI 3/31/22
CFPB Request for Information Regarding Fees Imposed by Providers of Consumer Financial Products or Services Junk fees RFI 3/25/22
Federal Reserve Guidelines for Evaluating Account and Services Requests Reserve Bank account access Supplemental notice and request for comment 3/8/22
CFPB Bulletin 2022-04: Mitigating Harm From Repossession of Automobiles Auto repossessions Compliance bulletin 3/4/22
Federal Reserve Framework for the Supervision of Insurance Organizations Supervised insurance organizations Proposed guidance 2/4/22
NCUA Succession Planning FCU succession planning Proposed rule 2/3/22
FinCEN Anti-Money Laundering Regulations for Real Estate Transactions Cash real estate transactions ANPR 2/3/22
FinCEN Pilot Program on Sharing of Suspicious Activity Reports and Related Information With Foreign Branches, Subsidiaries, and Affiliates SAR information sharing/foreign branches Proposed rule 1/25/22
Federal Reserve Federal Reserve Bank Capital Stock Reserve Bank capital stock subscription adjustments Final rule 1/12/22
FDIC Unsafe and Unsound Banking Practices: Brokered Deposits Brokered deposits; primary purpose exception Notification 1/10/22
NCUA Capital Adequacy: The Complex Credit Union Leverage Ratio; Risk-Based Capital Capital adequacy Final rule 1/10/22
NCUA Mortgage Servicing Rights Investments Final rule 1/10/22
NCUA Subordinated Debt Subordinated debt; secondary capital Final rule 1/10/22
FinCEN Review of Bank Secrecy Act Regulations and Guidance AML/CFT modernization Request for information 12/15/21
OCC Community Reinvestment Act Regulations CRA Final rule 12/15/21
FinCEN Beneficial Ownership Information Reporting Requirements BSA/AML; beneficial ownership ANPR 12/7/21
NCUA Chartering and Field of Membership-Shared Facility Requirements Service facility Final rule 11/29/21
CFPB CFPB Inquiry Into Big Tech Payment Platforms Payments/big tech Notice; request for comments 11/5/21
FDIC Real Estate Lending Standards LTV limits, CBLR Final rule 10/27/21
NCUA CAMELS rating system CAMELS Final rule 10/27/21
NCUA Credit Union Service Organizations (CUSOs) CUSOs Final rule 10/27/21
CFPB Small Business Lending Data Collection Under the Equal Credit Opportunity Act (Regulation B) Small-business lending data Proposed rule 10/8/21
Federal Reserve New Message Format for the Fedwire® Funds Service Payment services Notice and request for comment 10/6/21
NCUA Request for Information and Comment on Digital Assets and Related Technologies Digital assets; cryptocurrency Request for information 9/28/21
FDIC, Federal Reserve, OCC Proposed Interagency Guidance on Third-Party Relationships: Risk Management Third-party relationships Proposed interagency guidance and request for comment 9/7/21
FDIC Request for Information on the Federal Deposit Insurance Corporation’s Supervisory Approach to Examinations During the Pandemic Examinations during COVID-19 pandemic RFI 8/13/21
FDIC Simplification of Deposit Insurance Rules Deposit insurance; trust accounts Proposed rule 8/13/21
CFPB Truth in Lending (Regulation Z); Impact of the 2021 Juneteenth Holiday on Certain Closed-End Mortgage Requirements Juneteenth; closed-end mortgages Interpretive rule 8/12/21
OCC National Banks and Federal Savings Associations as Lenders True lender Final rule; Congressional Review Act revocation 8/6/21
FDIC, Federal Reserve, OCC Credit Risk Retention-Notification of Extension of Review Period Mortgage credit risk retention Review of regulations 7/21/21
CFPB Bulletin 2021-03: Consumer Reporting of Rental Information Consumer reporting; rental information Enforcement compliance bulletin, policy guidance 7/7/21
NCUA Policy for Setting the Normal Operating Level NCUSIF; normal operating level (NOL) Notice; request for comment 7/5/21
NCUA Transition to the Current Expected Credit Loss Methodology CECL Final rule 7/1/21
NCUA Capitalization of Interest in Connection with Loan Workouts and Modifications Capitalization of interest Final rule 6/30/21
CFPB Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X Foreclosures, RESPA, Reg X Proposed rule 6/29/21
CFPB Examinations for Risks to Active-Duty Servicemembers and Their Covered Dependents MLA examinations Interpretive rule 6/22/21
Federal Reserve Regulation D: Reserve Requirements of Depository Institutions Reg D; interest on reserves Final rule 6/4/21
NCUA Derivatives Derivatives Final rule 5/26/21
OCC Collective Investment Funds: Prior Notice Period for Withdrawals Collective investment funds Final rule 5/26/21
Federal Reserve Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks PPP loans Interim final rule 5/21/21
FDIC Request for Information and Comment on Digital Assets Digital assets RFI 5/21/21
CFPB, FDIC, Federal Reserve, NCUA, OCC Request for Information and Comment on Financial Institutions’ Use of Artificial Intelligence, including Machine Learning FIs' use of artificial intelligence RFI 5/17/21
Federal Reserve Proposed Guidelines for Evaluating Account and Services Requests Reserve Bank accounts, services Proposed guidelines 5/11/21
FDIC, Federal Reserve, OCC Tax Allocation Agreements Tax allocation agreements Proposed rule 5/10/21
CFPB Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): General QM Loan Definition Qualified mortgage, general definition Final rule 4/29/21
CFPB Debt Collection Practices in Connection With the Global COVID-19 Pandemic (Regulation F) Evictions Interim final rule 4/23/21
CFPB Debt Collection Practices (Regulation F) - disclosures Debt collection Proposed rule 4/19/21
CFPB Debt Collection Practices (Regulation F) - communications Debt collection Proposed rule 4/19/21
FDIC, Federal Reserve, NCUA, OCC, FinCEN Request for Information and Comment: Extent to Which Model Risk Management Principles Support Compliance with Bank Secrecy Act/Anti-Money Laundering and Office of Foreign Assets Control Requirements BSA/AML, OFAC RFI 4/12/21
FDIC Request for Information on FDIC Sign and Advertising Requirements and Potential Technological Solutions Deposit insurance; official sign and logo Request for information 4/12/21
Federal Reserve Rules Regarding Availability of Information FOIA, FOMC Final rule 4/9/21
CFPB, FDIC, Federal Reserve, NCUA, OCC Role of Supervisory Guidance Role of supervisory guidance Final rule 4/8/21
NCUA Part 725, Central Liquidity Facility CLF Interim final rule 3/24/21
NCUA Asset Thresholds Pertaining to Large Credit Unions Asset thresholds for reporting Interim final rule 3/23/21
FDIC, Federal Reserve, OCC Regulatory Capital Rule: Emergency Capital Investment Program (ECIP) Capital Interim final rule 3/19/21
CFPB Statement of Policy Regarding Prohibition on Abusive Acts or Practices; Rescission Abusive acts or practices Notice of rescission of policy statement 3/19/21
FDIC, Federal Reserve, NCUA, OCC Interagency Questions and Answers Regarding Private Flood Insurance Flood insurance Proposed Q&A 3/18/21
CFPB Equal Credit Opportunity (Regulation B); Discrimination on the Bases of Sexual Orientation and Gender Identity ECOA, Reg B Interpretive rule 3/15/21
NCUA Simplification of risk-based capital requirements Risk-based capital ANPR 3/9/21
Federal Reserve Netting Eligibility for Financial Institutions Netting Final rule 2/25/21
NCUA Joint Ownership Share Accounts Joint accounts; share insurance Final rule 2/24/21
NCUA Risk-Based Net Worth – COVID-19 Regulatory Relief Risk-based net worth; COVID-19 Proposed rule 2/23/21
FDIC Assessments, Amendments To Address the Temporary Deposit Insurance Assessment Effects of the Optional Regulatory Capital Transitions for Implementing the Current Expected Credit Losses Methodology Deposit insurance; CECL Final rule 2/23/21
NCUA Subordinated Debt Capital Final rule 2/22/21
NCUA Corporate Credit Unions Corporate credit unions; subordinated debt Final rule 2/22/21
FDIC Parent Companies of Industrial Banks and Industrial Loan Companies Industrial banks, ILCs Final rule 2/22/21
Federal Reserve Regulation D: Reserve Requirements of Depository Institutions Reg D reserves Final rule 2/10/21
FDIC, Federal Reserve, OCC Net Stable Funding Ratio: Liquidity Risk Measurement Standards and Disclosure Requirements Net stable funding ratio Final rule 2/9/21
OCC National Bank and Federal Savings Association Premises Bank premises Proposed rule 2/5/21
CFPB Qualified Mortgage Definition Under the Truth in Lending Act (Regulation Z): Seasoned QM Loan Definition Qualified mortgage; "seasoned" QM definition Final rule 2/5/21
FDIC Removal of Transferred OTS Regulations Regarding Certain Subordinate Organizations of State Savings Association Subordinate organizations Final rule 2/5/21
FDIC Transferred OTS Regulations Regarding Nondiscrimination Requirements Nondiscrimination requirements Final rule 2/5/21
FDIC Removal of Transferred OTS Regulations Regarding Application Processing Procedures of State Savings Associations Filing regulations Final rule 2/5/21
FDIC Transferred OTS Regulations Regarding Securities Offerings of State Savings Associations, Statement of Policy on the Use of Offering Circulars, Proposed Rulemaking Regarding Securities Offerings by State Nonmember Banks and State Savings Associations, and Other Technical Amendments Securities disclosures Proposed rule 2/4/21
Federal Reserve Amendments to Capital Planning and Stress Testing Requirements for Large Bank Holding Companies, Intermediate Holding Companies and Savings and Loan Holding Companies Capital planning, stress testing Final rule 2/3/21
FinCEN Requirements for Certain Transactions Involving Convertible Virtual Currency or Digital Assets BSA Proposed rule 1/28/21
OCC Fair Access to Financial Services Risk Final rule 1/28/21
FDIC Unsafe and Unsound Banking Practices: Brokered Deposits and Interest Rate Restrictions Brokered deposits Final rule 1/22/21
NCUA Fees Paid by Federal Credit Unions Operating fees Final rule 1/13/21
FDIC, Federal Reserve, OCC Computer-Security Incident Notification Requirements for Banking Organizations and Their Bank Service Providers Notification incident Proposed rule 1/12/21
FDIC, Federal Reserve, OCC Regulatory Capital Treatment for Investments in Certain Unsecured Debt Instruments of Global Systemically Important U.S. Bank Holding Companies, Certain Intermediate Holding Companies, and Global Systemically Important Foreign Banking Organizations Capital Final rule 1/7/21
OCC Activities and Operations of National Banks and Federal Savings Associations Bank, FSA ops - technology Final rule 12/23/20
Federal Reserve Supervision and Regulation Assessments of Fees for Bank Holding Companies and Savings and Loan Holding Companies With Total Consolidated Assets of $100 Billion or More Fee assessments Final rule 12/8/20
OCC Community Reinvestment Act Regulations CRA Proposed rule 12/3/20
CFPB Advisory Opinions Policy Advisory opinions Procedural rule 12/3/20
FDIC, Federal Reserve, OCC Temporary Asset Thresholds Regulatory asset thresholds Interim final rule 12/2/20
CFPB Amendments Relating to Disclosure of Records and Information Information disclosure Final rule 11/24/20
NCUA Corporate Credit Unions Corporate credit unions Final rule 11/12/20
CFPB Consumer access to financial records Consumer access ANPR 11/6/20
Federal Reserve, FinCEN Threshold for the Requirement To Collect, Retain, and Transmit Information on Funds Transfers and Transmittals of Funds That Begin or End Outside the United States, and Clarification of the Requirement To Collect, Retain, and Transmit Information on Transactions Involving Convertible Virtual Currencies and Digital Assets With Legal Tender Status BSA Proposed rule 10/27/20
CFPB Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): Extension of Sunset Date Qualified mortgage Final rule 10/23/20
FDIC Applicability of Annual Independent Audits and Reporting Requirements for Fiscal Years Ending in 2021 Audits and reporting Interim final rule 10/22/20
Federal Reserve Community Reinvestment Act CRA ANPR 10/19/20
NCUA Interim Final Rule: Real Estate Appraisals Appraisals, coronavirus response Final rule 10/13/20
FDIC, Federal Reserve, OCC Regulatory Capital Rule: Temporary Changes to and Transition for the Community Bank Leverage Ratio Framework CBLR framework Final rule 10/9/20
FDIC, Federal Reserve, OCC Regulatory Capital Rule and Total Loss-Absorbing Capacity Rule: Eligible Retained Income Capital distributions Final rule 10/7/20
NCUA Technical Amendments Technical amendments Final rule; correction 10/2/20
FDIC, Federal Reserve, OCC Regulatory Capital Rule: Revised Transition of the Current Expected Credit Losses Methodology for Allowances CECL, regulatory capital Final rule 9/30/20
FDIC Statement of Policy Regarding Minority Depository Institutions Minority depository institutions Proposed policy statement revisions 9/25/20
OCC, Federal Reserve, FDIC Standardized Approach for Calculating the Exposure Amount of Derivative Contracts Derivatives Final rule 9/22/20
FinCEN (Treasury) Anti-Money Laundering Program Effectiveness AML programs ANPR 9/17/20
NCUA Chartering and Field of Membership Chartering, FOM Final rule 9/14/20
NCUA Request for Comment Regarding National Credit Union Administration Overhead Transfer Rate Methodology and Operating Fee Schedule Methodology Operating fees; overhead transfer rate Request for information 9/8/20
CFPB CARD Act Rules Review Pursuant to the Regulatory Flexibility Act; Request for Information Regarding Consumer Credit Card Market CARD Act rules Regulatory review; request for information 8/28/20
FDIC Covered Broker-Dealer Provisions under Title II of the Dodd-Frank Wall Street Reform and Consumer Protection Act Broker-dealers Final rule 8/28/20
FDIC Incorporation of Existing Statement of Policy Regarding Requests for Participation in the Affairs of an Insured Depository Institution by Convicted Individuals (Section 19) Section 19 Final rule 8/20/20
Federal Reserve Federal Reserve Actions to Support Interbank Settlement of Faster Payments Instant payments Service announcement 8/11/20
FDIC, Federal Reserve, OCC Prohibitions and Restrictions on Proprietary Trading and Certain Interests in, and Relationships With, Hedge Funds and Private Equity Funds Volcker rule; covered funds Final rule 7/30/20
FDIC Request for Information on Standard Setting and Voluntary Certification for Models and Third-Party Providers of Technology and Other Services Technology Request for information 7/24/20
FDIC Federal Interest Rate Authority Valid-when-made Final rule 7/22/20
CFPB Payday, Vehicle Title, and Certain High-Cost Installment Loans (withdrawal of ‘ability to pay,’ mandatory underwriting) Payday lending Final rule 7/21/20
CFPB Higher-Priced Mortgage Loan Escrow Exemption (Regulation Z) Regulation Z; escrow requirements; mortgage lending Proposed rule 7/21/20
OCC National Bank and Federal Savings Association Digital Activities Bank, FSA ops - technology ANPR 7/6/20
FDIC, Federal Reserve, NCUA, OCC Loans in Areas Having Special Flood Hazards; Interagency Questions and Answers Regarding Flood Insurance Flood insurance Notice and request for comment 7/6/20
FDIC, Federal Reserve, OCC Margin and Capital Requirements for Covered Swap Entities Swaps Interim final rule; request for comments 6/30/20
CFPB Treatment of Certain COVID-19 Related Loss Mitigation Options Under the Real Estate Settlement Procedures Act (RESPA) (Regulation X) RESPA; loss mitigation Interim final rule; request for comments 6/30/20
NCUA Strategies for Future Examination and Supervision Utilizing Digital Technology Examination modernization Request for information 6/30/20
OCC Assessment of Fees Assessments Interim final rule 6/24/20
CFPB Facilitating the LIBOR Transition (Regulation Z) LIBOR transition Proposed rule 6/17/20
OCC Employment Contracts, Mutual to Stock Conversions, Technical Amendments Employment contracts, conversions Final rule 6/10/20
OCC (FDIC has not yet finalized) Community Reinvestment Act Regulations CRA Final rule 6/4/20
CFPB Remittance Transfers under the Electronic Fund Transfer Act (Regulation E) Remittances Final rule 6/4/20
OCC Clarification of 'valid-when-made' rule (Permissible interest on loans that are sold, assigned, or otherwise transferred) Valid-when-made Final rule 6/2/20
FDIC, Federal Reserve, OCC Regulatory Capital Rule: Temporary Exclusion of U.S. Treasury Securities and Deposits at Federal Reserve Banks from the Supplementary Leverage Ratio for Depository Institutions Supplementary leverage ratio Interim final rule 6/1/20
OCC Director, Shareholder, and Member Meetings Director, shareholder, member meetings Interim final rule 5/28/20
Federal Reserve Single-Counterparty Credit Limits for Bank Holding Companies and Foreign Banking Organizations Single-counterparty credit limits Final rule 5/28/20
FDIC Assessments, Mitigating the Deposit Insurance Assessment Effect of Participation in the Paycheck Protection Program (PPP), the PPP Lending Facility, and the Money Market Mutual Fund Liquidity Facility Deposit insurance Proposed rule 5/20/20
CFPB Home Mortgage Disclosure (Regulation C) HMDA Final rule 5/12/20
FDIC, Federal Reserve, OCC Liquidity Coverage Ratio Rule: Treatment of Certain Emergency Facilities LCR, PPP, MMMLF Interim final rule 5/6/20
CFPB Application of Certain Provisions in the TILA-RESPA Integrated Disclosure Rule and Regulation Z Right of Rescission Rules in Light of the COVID-19 Pandemic Mortgage originations Interpretive rule 5/4/20
NCUA NCUA Final Rule, Part 722, Residential Real Estate Appraisals Appraisals Final rule 5/1/20
CFPB Bulletin 2020-02 – Compliance Bulletin and Policy Guidance: Handling of Information and Documents During Mortgage Servicing Transfers Mortgage servicing transfers Compliance bulletin and policy guidance 5/1/20
NCUA Central Liquidity Facility CLF Interim final rule 4/29/20
Federal Reserve Temporary Actions To Support the Flow of Credit to Households and Businesses by Encouraging Use of Intraday Credit Intraday credit Policy statement 4/28/20
NCUA Regulatory Capital Rule: Paycheck Protection Program Lending Facility and Paycheck Protection Program Loans Capital; member business lending Interim final rule 4/27/20
CFPB Treatment of Pandemic Relief Payments Under Regulation E and Application of the Compulsory Use Prohibition Reg E, coronavirus payments Interpretive rule 4/27/20
FDIC, Federal Reserve Guidance for Resolution Plan Submissions of Certain Foreign-Based Covered Companies Resolution plans Proposed guidance 4/27/20
Federal Reserve Regulation D: Reserve Requirements of Depository Institutions Reg D; reserve requirements Interim final rule 4/24/20
Federal Reserve Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks Reg O; Paycheck Protection Program Interim final rule 4/22/20
NCUA Temporary Regulatory Relief in Response to COVID-19 Loan participations, coronavirus Temporary final rule 4/21/20
Federal Reserve Temporary Exclusion of U.S. Treasury Securities and Deposits at Federal Reserve Banks From the Supplementary Leverage Ratio Capital Interim final rule; request for comment 4/14/20
NCUA Combination Transactions with Non-Credit Unions; Credit Union Asset Acquisitions Acquisitions Proposed rule 4/13/20
FDIC, Federal Reserve, OCC Regulatory Capital Rule: Paycheck Protection Program Lending Facility and Paycheck Protection Program Loans Capital Interim final rule 4/13/20
Federal Reserve Control and Divestiture Proceedings Bank control Final rule 4/6/20
OCC Licensing Amendments Licensing Proposed rule 4/6/20
Federal Reserve Total Loss-Absorbing Capacity, Long-Term Debt, and Clean Holding Company Requirements for Systemically Important U.S. Bank Holding Companies and Intermediate Holding Companies of Systemically Important Foreign Banking Organizations: Eligible Retained Income Total loss-absorbing capacity Interim final rule; request for comments 3/26/20
OCC Short-Term Investment Funds Short-term investment fund rule Interim final rule; request for comments 3/25/20
Federal Reserve Regulation D: Reserve Requirements of Depository Institutions Interest on reserves Final rule 3/24/20
Federal Reserve Regulation A: Extensions of Credit by Federal Reserve Banks Primary, secondary credit Final rule 3/24/20
Federal Reserve Regulations Q, Y, and YY: Regulatory Capital, Capital Plan, and Stress Test Rules Capital, CCAR Final rule 3/18/20
Federal Reserve Regulation D: Reserve Requirements of Depository Institutions Interest on reserves Final rule 3/10/20
Federal Reserve Regulation D: Reserve Requirements of Depository Institutions Primary, secondary credit rates Final rule 3/10/20
FDIC Securitization Safe Harbor Rule Securitizations, participations Final rule 3/4/20
CFPB Statement of Policy Regarding Prohibition on Abusive Acts or Practices Abusive acts or practices Policy statement 2/6/20
FDIC, Federal Reserve, OCC Regulatory Capital Rule: Revisions to the Supplementary Leverage Ratio to Exclude Certain Central Bank Deposits of Banking Organizations Predominantly Engaged in Custody, Safekeeping and Asset Servicing Activities Capital Final rule 1/24/20
OCC Community Reinvestment Act Regulations; Request for Public Input CRA Request for information 1/9/20
FDIC, Federal Reserve, OCC Margin and Capital Requirements for Covered Swap Entities Swaps Proposed rule 12/31/19
Federal Reserve Federal Reserve Bank Capital Stock Regulation I Final rule 12/16/19
OCC, Federal Reserve, FDIC Regulatory Capital Treatment for High Volatility Commercial Real Estate (HVCRE) Exposures HVCRE Final rule 12/13/19
Federal Reserve Regulatory Capital Rules: Risk-Based Capital Requirements for Depository Institution Holding Companies Significantly Engaged in Insurance Activities Risk-based capital Proposed rule 12/9/19
FDIC Assessments Deposit Insurance Final rule 12/5/19
NCUA Exceptions to Employment Restrictions under Section 205(d) of the Federal Credit Union Act (“Second Chance IRPS”) Prohibitions Final IRPS 12/2/19
OCC Other Real Estate Owned and Technical Amendments OREO Final rule 11/20/19
FDIC, Federal Reserve, OCC Prohibitions and Restrictions on Proprietary Trading and Certain Interests in, and Relationships With, Hedge Funds and Private Equity Funds Volcker Rule Final rule 11/13/19
FDIC, Federal Reserve, OCC Regulatory Capital Rule: Simplifications to the Capital Rule Pursuant to the Economic Growth and Regulatory Paperwork Reduction Act of 1996 Capital Final rule 11/12/19
FDIC, Federal Reserve, OCC Regulatory Capital Rule: Capital Simplification for Qualifying Community Banking Organizations CBLR Final rule 11/12/19
Treasury Assessment of Fees on Certain Bank Holding Companies and Nonbank Financial Companies Supervised by the Federal Reserve Board To Cover the Expenses of the Financial Research Fund Fee assessments Proposed rule 11/4/19
FDIC, Federal Reserve, OCC Changes to Applicability Thresholds for Regulatory Capital Requirements for Certain U.S. Subsidiaries of Foreign Banking Organizations and Application of Liquidity Requirements to Foreign Banking Organizations, Certain U.S. Depository Institution Holding Companies, and Certain Depository Institution Subsidiaries Capital Final rule 11/1/19
NCUA Public Unit and Nonmember Shares Nonmember deposits Proposed rule 11/1/19
FDIC Removal of Transferred OTS Regulations Regarding Certain Regulations for the Operations of State Savings Associations OTS regulations Proposed rule 11/1/19
FDIC Company-Run Stress Testing Requirements for FDIC-Supervised State Nonmember Banks and State Savings Associations Stress testing Final rule 10/23/19
FDIC, Federal Reserve, OCC Real Estate Appraisals Appraisals Final rule 10/9/19
FDIC, Federal Reserve, OCC Thresholds Increase for the Major Assets Prohibition of the Depository Institution Management Interlocks Act Rules Interlocks Final rule 10/9/19
FDIC Interest Rate Restrictions on Institutions That Are Less Than Well Capitalized Rate caps Proposed rule 10/9/19
OCC Amendments to the Stress Testing Rules for National Banks and Federal Savings Associations Stress testing Final rule 10/9/19
NCUA Supervisory Committee Audits and Verifications Audits Final rule 10/7/19
NCUA Federal Credit Union Bylaws Bylaws Final rule 10/4/19
NCUA Payday Alternative Loans (PALS) II Payday loans Final Rule 10/1/19
OCC Assessment of Fees Assessments Final rule 8/21/19
Federal Reserve Regulation D: Reserve Requirements of Depository Institutions Interest on reserves Final rule 8/12/19
Federal Reserve Regulation A: Extensions of Credit by Federal Reserve Banks Primary, secondary credit Final rule 8/12/19
CFPB Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z) Qualified mortgage ANPR 7/31/19
FDIC Recordkeeping for Timely Deposit Insurance Determination Deposit Insurance Final rule 7/29/19
NCUA Real estate appraisals Appraisals Final rule 7/24/19
NCUA Fidelity bonds for credit unions Fidelity bonds Final rule 7/24/19
FDIC, Federal Reserve, OCC Regulatory Capital Rules: Treatment of Land Development Loans for the Definition of High Volatility Commercial Real Estate Exposure Capital, HVCRE Proposed rule 7/23/19
FDIC Joint Ownership Deposit Accounts Deposit insurance Final rule 7/19/19
FDIC, Federal Reserve, OCC  Revisions to Prohibitions and Restrictions on Proprietary Trading and Certain Interests in, and Relationships With, Hedge Funds and Private Equity Funds (Volcker rule) Volcker rule Final rule 7/19/19
CFPB, Federal Reserve Availability of Funds and Collection of Checks (Regulation CC) Reg CC Final rule 7/8/19
CFPB Home Mortgage Disclosure (Regulation C) Data Points and Coverage HMDA ANPR 7/2/19
NCUA Delay of Effective Date of the Risk-Based Capital Rules Capital, risk-based capital Proposed rule 6/26/19
FDIC, Federal Reserve, OCC Reduced Reporting for Covered Depository Institutions Call reports Final rule 6/21/19
CFPB Payday, Vehicle Title, and Certain High-Cost Installment Loans; Delay of Compliance Date (mandatory underwriting provisions) Payday lending Final rule 6/17/19
FDIC, Federal Reserve Resolution Plans Required Resolution plans Proposed rule 6/10/19
FDIC, Federal Reserve, OCC Liquidity Coverage Ratio Rule: Treatment of Certain Municipal Obligations as High-Quality Liquid Assets HQLA, LCR Final rule 6/5/19
OCC Covered Savings Associations Savings institutions Final rule 5/23/19
Federal Reserve Regulation D: Reserve Requirements of Depository Institutions Reg D Final rule 5/22/19
OCC Fiduciary Capacity; Non-Fiduciary Custody Activities Fiduciary activities ANPR 4/29/19
NCUA Compensation in Connection with Loans to Members and Lines of Credit to Members Compensation ANPR 4/23/19
FDIC Resolution Plans Required for Insured Depository Institutions with $50 Billion or More in Total Assets Resolution plans ANPR 4/22/19
FDIC Limited Exception for a Capped Amount of Reciprocal Deposits from Treatment as Brokered Deposits Brokered deposits Final rule 4/15/19
FDIC, Federal Reserve, OCC Regulatory Capital Rule: Implementation and Transition of the Current Expected Credit Losses Methodology for Allowances and Related Adjustments to the Regulatory Capital Rule and Conforming Amendments to Other Regulations CECL Final rule 3/28/19
NCUA Loans to Members and Lines of Credit to Members Lending Final rule 3/27/19
FDIC, Federal Reserve, OCC Margin and Capital Requirements for Covered Swap Entities Swaps Interim final rule 3/19/19
FDIC Disclosure of Financial and Other Information by FDIC-Insured State Nonmember Banks Reporting Final rule 3/18/19
Federal Reserve Amendments to the Capital Plan Rule Capital Final rule 3/13/19
Federal Reserve Regulation D: Reserve Requirements of Depository Institutions Reg D ANPR 3/12/19
CFPB Advance Notice of Proposed Rulemaking on Residential Property Assessed Clean Energy Financing PACE ANPR 3/8/19
CFPB Technical Specifications for Submissions to the Prepaid Account Agreements Database Prepaids Final rule 3/5/19
Federal Reserve Amendments to Policy Statement on the Scenario Design Framework for Stress Testing Stress testing Final Rule 2/28/19
Federal Reserve Stress Testing Policy Statement Stress testing Final rule 2/28/19
Federal Reserve Enhanced Disclosure of the Models Used in the Federal Reserve’s Supervisory Stress Test Stress testing Final rule 2/28/19
OCC Notification of Inflation Adjustments for Civil Money Penalties CMP Final rule 2/26/19
Federal Reserve Modifying company-run stress testing requirements to conform with EGRRCPA (S. 2155) Stress testing Proposed rule 2/20/19
CFPB Payday, Vehicle Title, and Certain High-Cost Installment Loans (rescinding provisions of current rule) Payday lending Proposed rule 2/14/19
CFPB Civil Penalty Inflation Adjustments CMP Final rule 2/12/19
FDIC Notice of Inflation Adjustments for Civil Money Penalties CMP Final rule 2/12/19
Federal Reserve Rules of Practices for Hearings CMP Final rule 2/12/19
FDIC, Federal Reserve, NCUA, OCC (FCA) Loans in Areas Having Special Flood Hazards Flood insurance Final rule 2/12/19
NCUA Technical amendments General wording, procedures Final rule 2/6/19
CFPB Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold Reg Z Final rule 2/4/19
FDIC, Federal Reserve Final guidance: 2019 and subsequent resolution plan submissions Resolution plans Final guidance 2/1/19
CFPB Fair Credit Reporting Act Disclosures FCRA Final rule 1/31/19
CFPB Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold HMDA Final rule 1/29/19
CFPB Home Mortgage Disclosure(Regulation C) Adjustment to Asset-Size Exemption Threshold Reg C Final Rule 1/29/19
NCUA Civil Monetary Penalty Inflation Adjustment CMP Final rule 1/16/19
FDIC, Federal Reserve, OCC Expanded Examination Cycle for Certain Small Insured Depository Institutions and U.S. Branches and Agencies of Foreign Banks Exams Final rule 1/9/19
CFPB Fair Credit Reporting Act Disclosures FCRA Final rule 1/9/19

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