CFPB – Regulatory Report

What's up

[ June 16, 2026 ] OCC drops language from MDI rules designating what groups qualify as ‘socially, economically disadvantaged’ OCC
[ June 15, 2026 ] UPDATED: Credit union regulator loosens rules on records preservation requirements NCUA
[ June 15, 2026 ] FinCEN updates guidance on banks’ USA PATRIOT Act info sharing with others Other
[ June 12, 2026 ] Nearly $400 million in illegal transactions through cryptocurrency money-laundering service leads to arrests of two FDIC
[ June 11, 2026 ] Rule finalizes data standards for information collected by agencies under 2022 law CFPB

Rule finalizes data standards for information collected by agencies under 2022 law

June 11, 2026 0

Promoting “interoperability” by the establishment of joint data standards for financial regulatory data is the aim of a final rule issued Thursday by the five federal financial regulatory agencies. The rule, which applies the Financial […]

Exec order: Treasury, FI regulators to eye BSA/AML, other rule changes to address ‘non-work authorized’ individuals

May 21, 2026 0

The Treasury Department and federal financial institution regulators are charged in a recent executive order to take action aimed at mitigating potential credit risks post by the “non-work authorized population.” “My Administration will not tolerate […]

Trump order focuses on getting financial regulators to help boost fintechs

May 20, 2026 0

A new executive order directs federal financial regulators within 90 days to conduct reviews of their rules, processes and other mechanisms that could be updated to facilitate innovation and improve the competitiveness of financial products […]

GAO stands by report on reorg status of CFPB in face of stonewalling by bureau

February 9, 2026 0

Stonewalling by the federal consumer financial protection agency of the congressional watchdog is outlined in a report issued publicly Monday by the watchdog agency – which includes the comment “we stand by the accuracy of […]

‘Operational constraints’ cause CFPB to discontinue email announcements about HMDA changes

January 16, 2026 0

Citing “operational constraints,” the federal consumer financial protection agency Friday said it would discontinue as of Jan. 20 an email service alerting users of changes to Home Mortgage Disclosure Amendment (HMDA) requirements, the agency said. […]

Noting filing season for HMDA data is open, Bureau notes ‘timely’ deadline of March 2 for submissions and tips

January 13, 2026 0

Submission of Home Mortgage Disclosure Act (HMDA) data will be considered “timely” if received by March 2, the federal consumer financial protection agency reminded Tuesday. In a message to financial institutions and other lenders, the […]

CFPB, DOJ team up to allow discrimination of some credit applicants based on their immigration, citizenship status

January 12, 2026 0

A credit applicant’s immigration or citizenship status will be considered when determining what rights they have under federal regulations with respect to repayment, the federal consumer financial protection agency said Monday, overturning a policy adopted […]

CFPB adjusts HMDA, TILA asset-size thresholds for 2026

January 7, 2026 0

The asset-size thresholds for institutions subject to Home Mortgage Disclosure Act (HMDA) reporting and Truth in Lending Act (TILA) escrows (for higher-priced mortgage loans) are higher as of Wednesday, according to two Federal Register notices. […]

CFPB ends silence; provides ‘tips, reminders’ for 2026 HMDA filings

January 6, 2026 0

Reminders and tips for 2026 Home Mortgage Disclosure Act (HMDA) filings were issued Tuesday by the federal consumer financial protection agency, which also noted some updates to file locations. The Consumer Financial Protection Bureau (CFPB) […]

3 CFPB records systems under revision to allow Treasury payments screening access

December 22, 2025 0

Three notices of records system modifications by the Consumer Financial Protection Bureau (CFPB) would implement a March White House executive order that gives Treasury screening authority over payments by federal agencies. The notices, published Monday […]

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OCC drops language from MDI rules designating what groups qualify as ‘socially, economically disadvantaged’

June 16, 2026 0

As there is no specified group of individuals presumed to be socially and economically disadvantaged under the statute creating minority depository institutions (MDIs), the national bank regulator is dropping portions of its rules that outline who those groups are, the [...]
UPDATED: Credit union regulator loosens rules on records preservation requirements

June 15, 2026 0

Guidance on records preservation for credit unions concerning the length of time credit unions should retain various types of operational records was removed from the federal regulator’s regulations under a final rule adopted Monday. According to the one-man board of [...]
FinCEN updates guidance on banks’ USA PATRIOT Act info sharing with others

June 15, 2026 0

Updated guidance on how financial institutions are permitted to share information with each other regarding suspected fraud was issued by Treasury’s financial crimes enforcement arm under the USA PATRIOT Act. The Financial Crimes Enforcement Network (FinCEN) on Friday released a [...]
Nearly $400 million in illegal transactions through cryptocurrency money-laundering service leads to arrests of two

June 12, 2026 0

More than $389 million in unlawful transactions allegedly conducted in a cryptocurrency money laundering service has led to the June 10 arrests of two Republic of Georgia residents, the inspector general for the federal bank deposit insurance agency said Friday. [...]