CFPB – Page 2 – Regulatory Report

What's up

[ September 21, 2021 ] Comptroller issues veiled warning about cryptocurrency growth; urges learning from past results of ‘innovation’ OCC
[ September 20, 2021 ] CA bank draws cease-and-desist order over weaknesses in customer-info security program OCC
[ September 20, 2021 ] State FI regulatory concerns, economic inclusion focus of FDIC advisory panel meetings next month FDIC
[ September 20, 2021 ] Software firm faces lawsuit for allegedly helping credit repair companies charge illegal fees CFPB
[ September 20, 2021 ] Small S.C. credit union becomes third credit union of year closed NCUA

CFPB teams up with HUD to lead one of six Census Bureau tech sprints on post-pandemic challenges

August 18, 2021 0

A tech sprint to tackle housing insecurity as state and federal COVID-19 eviction and foreclosure protections near their end will be led jointly by the Consumer Financial Protection Bureau (CFPB) and Department of Housing and […]

Debt collector faces action for failure to establish policies, conduct reviews of disputes

August 17, 2021 0

Failing to establish or implement reasonable written policies and procedures of the accuracy and integrity of information a debt collection enterprise and its owner furnished to credit reporting agencies has earned an action taken against […]

Truth in Lending (Regulation Z); Impact of the 2021 Juneteenth Holiday on Certain Closed-End Mortgage Requirements

August 12, 2021 0

Title: Truth in Lending (Regulation Z); Impact of the 2021 Juneteenth Holiday on Certain Closed-End Mortgage Requirements Subject: Juneteenth; closed-end mortgages Agency: FDIC Status: Interpretive rule Summary: The Bureau of Consumer Financial Protection (Bureau) is […]

Exam council broadens focus in authentication, access guidance on digital banking services and systems

August 11, 2021 0

Revised guidance on effective authentication and access risk management principles and practices related to digital banking services and information systems was issued Wednesday by the umbrella Federal Financial Institutions Examination Council (FFIEC). The guidance replaces […]

Bureau review shows credit card limits declined during pandemic for high-credit-score borrowers as others ‘stagnated’

August 11, 2021 0

Credit card account limits declined overall during the pandemic – the largest declines being for high-credit-score borrowers – though a spike in account closures early in the pandemic began a decline after May 2020 that […]

Some mortgage servicers more helpful than others during pandemic, data shows; CFPB plans follow-up with ‘outliers’

August 10, 2021 0

Information received from 16 large mortgage servicers this spring to identify areas of risk in servicers’ COVID-19 pandemic response suggests some delinquent borrowers aren’t getting the help they are due, the federal consumer financial protection […]

Interpretive rule attempts to clarify impact of new (and sudden) Juneteenth holiday on mortgage rule requirements

August 5, 2021 0

Whether the new federal holiday of Juneteenth (marked for the first time as a federally observed break this past June) counts as a business day or federal holiday for purposes of mortgage rescissions and disclosures […]

Updated small-entity compliance guide for mortgage servicing includes latest rules

August 4, 2021 0

References to the most recent mortgage servicing rules are included in an updated small-entity compliance guide published Wednesday by the federal consumer financial protection agency. According to the Consumer Financial Protection Bureau (CFPB), the updates […]

Nov. 30 will be effective date for debt collection rules after all (not extended to Jan. 29)

July 30, 2021 0

After finding that an effective date extension of two final rules under fair debt collection laws is unnecessary, the federal consumer financial protection agency Friday said the rules would take effect, as originally planned, on […]

Survey results showed home loan borrowers had increasing optimism before pandemic

July 29, 2021 0

Slightly more Americans were not concerned about qualifying for a mortgage during the application process in 2019 (compared to the year before) before the COVID-19 pandemic began, according to updated mortgage loan-level data published Thursday […]

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