Resolution-Related Resource Requirements for Large Banking Organizations

Title: Resolution-Related Resource Requirements for Large Banking Organizations
Subject: Large-bank resolutions
Agency: FDIC, Federal Reserve
Advance notice of proposed rulemaking

The Board of Governors of the Federal Reserve System (Board) and Federal Deposit Insurance Corporation (FDIC) (together, the agencies) are publishing for public comment this advance notice of proposed rulemaking (ANPR) to solicit public input regarding whether an extra layer of loss-absorbing capacity could improve optionality in resolving a large banking organization or its insured depository institution, and the costs and benefits of such a requirement. This may, among other things, address financial stability by limiting contagion risk through the reduction in the likelihood of uninsured depositors suffering loss, and keep various resolution options open for the FDIC to resolve a firm in a way that minimizes the long term risk to financial stability and preserves optionality. The agencies are seeking comment on all aspects of the ANPR from all interested parties and also request commenters to identify other issues that the Board and FDIC should consider.

FR Doc: 2022-23003; 2022-27475 (comment period extension)
Date proposed: Oct. 18, 2022
Comments due date: Jan. 23, 2022
Effective date:

Rule compliance date:
Agency release:
Related Reg Report item(s):

FDIC joins Fed in issuing proposal on resolving large banks; proposes guidelines for appeals of material supervisory determinations