The advisory group of community banks for the federal consumer protection agency will hold its first meeting of 2018 later this month, largely to review the recent calls for “evidence” by the agency and other […]
The Federal Financial Institutions Examination Council (FFIEC) has updated its Home Mortgage Disclosure Act (HMDA) guide for the collection of 2018 data due to be reported March 1, 2019. The umbrella agency represents federal regulators […]
Financial institutions, consumers or others attempting to calculate rate spreads for loans reportable under the Home Mortgage Disclosure Act (HMDA) should use one of three online calculators, depending on when “final action” for the loan […]
Penalties for errors won’t be assessed for Home Mortgage Disclosure Act (HMDA) data collected in 2018 – and new rulemaking reconsidering aspects of 2015 HMDA reporting rules is coming, the federal consumer protection bureau said […]
While community banks have good reason to be optimistic about future opportunity (especially with the prospects of “regulatory relief” at both the regulatory and legislative levels), there are a number of risks that should be […]
Guidance: Disclosure of Loan-Level HMDA Data Federal Register summary: The Bureau of Consumer Financial Protection (Bureau) is proposing policy guidance that would describe modifications that the Bureau intends to apply to the loan-level HMDA data that […]
Key data fields to be used in collecting information for evaluating financial institution compliance with Home Mortgage Disclosure Act (HMDA) requirements were released Tuesday by federal banking agencies. The key data fields are most important […]
A graphic that shows lending to white and minority borrowers, as reported by the Federal Reserve using 2016 Home Mortgage Disclosure Act (HMDA) data is ready for use. The graphic draws from a Federal Reserve […]
Home loan lending is broken down by institutions — including banks, credit unions, mortgage companies and others — in a table included in report by the Federal Reserve scheduled to be published by the Federal […]
Black and Hispanic-white applicants experienced higher denial rates for conventional home purchase loans in 2016 than non-Hispanic white applicants, according to Home Mortgage Disclosure Act (HMDA) information released Thursday by federal regulators.The denial rate for […]
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