Home loan lending is broken down by institutions — including banks, credit unions, mortgage companies and others — in a table included in report by the Federal Reserve scheduled to be published by the Federal Reserve.
Published in the Fed’s Residential Mortgage Lending in 2016: Evidence from the Home Mortgage Disclosure Act Data, the table lists statistics for home purchases and refinances for the financial institutions in a number of areas, including conventional loans, loans to low- to moderate-income borrowers, loans to minority borrowers, and more.
The information in the table below appears in Table 10 (page 34) of the Fed’s Evidence from the 2016 HMDA Data report; it is sortable by column category, can be expanded to view all of the rows in the table (not just the first five), and is searchable by terms. A link to the full report is immediately below.
| Type of activity | Small bank | Large bank | Credit Union | Affiliated mortgage company | Independent mortgage company | All |
|---|---|---|---|---|---|---|
| Number of institutions | 3,033 | 772 | 1,939 | 131 | 887 | 6,762 |
| Applications (thousands) | 894 | 4,059 | 1,190 | 567 | 7,216 | 13,926 |
| Originations (thousands) | 651 | 2,573 | 724 | 384 | 4,046 | 8,378 |
| Purchases (thousands) | 23 | 1,099 | 18 | 182 | 910 | 2,232 |
| Number of institutions with fewer than 100 loans | 1,630 | 136 | 1,025 | 25 | 84 | 2,900 |
| Fewer than 100 loans: Originations (thousands) | 66.9 | 5.9 | 40.5 | 0.9 | 3.4 | 117.5 |
| Number of institutions with fewer than 25 loans | 557 | 39 | 374 | 11 | 37 | 1,018 |
| Fewer than 25 loans: Originations (thousands) | 7.0 | 0.4 | 4.5 | 0.1 | 0.4 | 12.4 |
| Home-purchase loans (thousands) | 246 | 948 | 215 | 210 | 1,845 | 3,463 |
| Home-purchase: Conventional | 71.9 | 77.3 | 86.7 | 58.0 | 49.1 | 61.3 |
| Home-purchase: Higher-priced share of conventional loans | 10.4 | 2.3 | 5.0 | 2.2 | 3.5 | 3.7 |
| Home-purchase: LMI borrower | 28.1 | 21.8 | 25.2 | 29.2 | 27.9 | 26.2 |
| Home-purchase: LMI neighborhood4 | 12.4 | 12.0 | 13.2 | 13.4 | 15.5 | 14.1 |
| Home-purchase: Non-Hispanic white5 | 79.1 | 68.4 | 69.2 | 69.6 | 62.9 | 66.4 |
| Home-purchase: Minority borrower | 13.0 | 18.7 | 15.8 | 17.0 | 24.5 | 21.1 |
| Home-purchase: Sold | 75.2 | 71.5 | 48.2 | 97.0 | 97.2 | 85.5 |
| Refinance loans (thousands) | 179 | 1,007 | 277 | 130 | 1,744 | 3,338 |
| Refinance: Conventional | 83.5 | 91.7 | 96.0 | 71.5 | 62.8 | 75.7 |
| Refinance: Higher-priced share of conventional loans | 6.2 | 1.2 | 2.6 | 0.6 | 0.8 | 1.5 |
| Refinance: LMI borrower | 17.1 | 17.3 | 21.2 | 15.6 | 16.0 | 16.9 |
| Refinance: LMI neighborhood4 | 9.5 | 10.5 | 12.8 | 11.5 | 13.1 | 12.0 |
| Refinance: Non-Hispanic white | 82.2 | 68.9 | 68.9 | 69.3 | 60.4 | 65.2 |
| Refinance: Minority borrower | 8.5 | 16.9 | 15.1 | 14.9 | 19.6 | 17.6 |
| Refinance: Sold | 73.9 | 70.5 | 39.6 | 97.2 | 98.5 | 84.0 |