Home loan lending is broken down by institutions — including banks, credit unions, mortgage companies and others — in a table included in report by the Federal Reserve scheduled to be published by the Federal Reserve.
Published in the Fed’s Residential Mortgage Lending in 2016: Evidence from the Home Mortgage Disclosure Act Data, the table lists statistics for home purchases and refinances for the financial institutions in a number of areas, including conventional loans, loans to low- to moderate-income borrowers, loans to minority borrowers, and more.
The information in the table below appears in Table 10 (page 34) of the Fed’s Evidence from the 2016 HMDA Data report; it is sortable by column category, can be expanded to view all of the rows in the table (not just the first five), and is searchable by terms. A link to the full report is immediately below.
|Type of activity||Small bank||Large bank||Credit Union||Affiliated mortgage company||Independent mortgage company||All|
|Number of institutions||3,033||772||1,939||131||887||6,762|
|Number of institutions with fewer than 100 loans||1,630||136||1,025||25||84||2,900|
|Fewer than 100 loans: Originations (thousands)||66.9||5.9||40.5||0.9||3.4||117.5|
|Number of institutions with fewer than 25 loans||557||39||374||11||37||1,018|
|Fewer than 25 loans: Originations (thousands)||7.0||0.4||4.5||0.1||0.4||12.4|
|Home-purchase loans (thousands)||246||948||215||210||1,845||3,463|
|Home-purchase: Higher-priced share of conventional loans||10.4||2.3||5.0||2.2||3.5||3.7|
|Home-purchase: LMI borrower||28.1||21.8||25.2||29.2||27.9||26.2|
|Home-purchase: LMI neighborhood4||12.4||12.0||13.2||13.4||15.5||14.1|
|Home-purchase: Non-Hispanic white5||79.1||68.4||69.2||69.6||62.9||66.4|
|Home-purchase: Minority borrower||13.0||18.7||15.8||17.0||24.5||21.1|
|Refinance loans (thousands)||179||1,007||277||130||1,744||3,338|
|Refinance: Higher-priced share of conventional loans||6.2||1.2||2.6||0.6||0.8||1.5|
|Refinance: LMI borrower||17.1||17.3||21.2||15.6||16.0||16.9|
|Refinance: LMI neighborhood4||9.5||10.5||12.8||11.5||13.1||12.0|
|Refinance: Non-Hispanic white||82.2||68.9||68.9||69.3||60.4||65.2|
|Refinance: Minority borrower||8.5||16.9||15.1||14.9||19.6||17.6|