OCC – Page 3 – Regulatory Report

What's up

[ September 18, 2023 ] Early fall break for Reg Report; see you Sept. 25 Other
[ September 15, 2023 ] Proposed changes in loan participation rule, report on share insurance fund slated Sept. 21 NCUA
[ September 15, 2023 ] FDIC’s community banking panel set to meet Oct. 5 FDIC
[ September 14, 2023 ] FAQs address CFPB small business lending rule in wake of Texas court decision CFPB
[ September 14, 2023 ] Agency should again use bank survey data in developing economic inclusion plan, OIG recommends FDIC

Final policy statement urges banks, credit unions to work with all creditworthy borrowers on commercial RE loan workouts, accommodations

July 3, 2023 0

A final policy statement on commercial real estate loan accommodations and workouts, designed to reinforce and build on existing supervisory guidance, was released June 29 by federal banking and credit union regulators. The policy statement, […]

Eight banks earned ‘outstanding’ CRA ratings in spring evaluations; one earned ‘substantial noncompliance’ mark

July 3, 2023 0

Eight banks earned ratings of “outstanding” for their compliance with rules implementing anti-redlining laws, two federal banking agencies said Monday. However, those agencies also reported three banks “need to improve” their compliance with rules implementing […]

Mortgage performance improves for national banks in first quarter; delinquencies decline too

July 3, 2023 0

Slightly more mortgages were performing among national banks in the first quarter of this year compared to the end of 2022, their federal regulator said June 27. According to the Office of the Comptroller of […]

Agencies release ’23 list of distressed, underserved non-metro middle-income geographies for CRA credit

June 23, 2023 0

The 2023 list of distressed or underserved nonmetropolitan middle-income geographies – which assists banks in determining where revitalization or stabilization activities are eligible to receive anti-redlining consideration – was released Friday by the federal banking […]

Proposal on changes to capital likely to consider banks with more than $100 billion in assets following recent failures, FDIC leader tells group

June 22, 2023 0

The federal banking agencies will issue “in the near term” a notice of proposed rulemaking on changes to the U.S bank capital framework to consider how best to incorporate the finalization of Basel III, the […]

OCC updates asset management booklet in supervisory guidance

June 22, 2023 0

The asset management booklet of the Comptroller’s Handbook, a compendium of guidance for federal bank examiners, has been updated to clarify the agency’s expectations regarding fiduciary audit requirements, according to a bulletin Thursday. The updated […]

Credit, operational risk workshops slated next month for bank directors

June 22, 2023 0

Two workshops on credit and operational risk will be held Aug. 1 and 2 in Charlottesville, Va., for national community bank and federal savings association directors, senior management, and other executives, the national bank regulator […]

Comments due Aug. 21 on agencies’ automated valuation models proposal

June 21, 2023 0

A rule proposed in early June that recognizes the increasing frequency of use of automated valuation models (AVMs) by mortgage lenders in determining the value of property is out for comment until Aug. 21, according […]

Quality Control Standards for Automated Valuation Models

June 21, 2023 0

Title: Quality Control Standards for Automated Valuation Models Subject: Residential mortgage valuation Agency: CFPB, Federal Reserve, FDIC, FHFA, NCUA, OCC Status: Proposed rule Summary: The Office of the Comptroller of the Currency (OCC), Federal […]

OCC leader outlines principles for banks, regulators in deploying tokenization, AI

June 16, 2023 0

Banks, and regulators, dealing with potentially transformative innovations like tokenization and artificial intelligence (AI) should consider three principles: innovate in stages, build the brakes while building the engine, and engage regulators early and often, the […]

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Early fall break for Reg Report; see you Sept. 25

September 18, 2023 0

The Regulatory Report is taking an early fall break for this week only; we will resume publication on Monday, Sept. 25.
Proposed changes in loan participation rule, report on share insurance fund slated Sept. 21

September 15, 2023 0

Action on proposed updates to the agency’s rules on loan participation and a report on the credit union share insurance fund are slated next Thursday by the federal regulator of credit unions. The proposed rule, titled Financial Innovation – Loan [...]
FAQs address CFPB small business lending rule in wake of Texas court decision

September 14, 2023 0

The impact of a federal court order freezing implementation of the small business lending rule issued by the federal consumer financial protection agency spawned a new set of “frequently asked questions” (FAQs) by the agency Thursday. The FAQs address an [...]
Agency should again use bank survey data in developing economic inclusion plan, OIG recommends

September 14, 2023 0

Obtaining bank survey data, or some other mechanism, for developing economic inclusion strategic plans (EISP) in the future for the federal bank deposit insurance program is among the recommendations made by the agency’s inspector general in a new report issued [...]
Trading revenue, still dominated by four big banks, slipped in second quarter

September 14, 2023 0

Cumulative trading revenue was down 22.4% – $3.9 billion – in the second quarter compared with the first at banks and savings associations, the regulator of national banks said Thursday. The Office of the Comptroller of the Currency (OCC) said [...]