NCUA

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[ December 18, 2025 ] NCUA 2026 budget set at $316.2 million, down 20% from 2025 Federal financial regulation
[ December 18, 2025 ] NCUSIF still expected to close 2025 at 1.3% NCUA
[ December 18, 2025 ] Expecting rule change at Fed, agencies say they will no longer issue annual notice warning of insider lending restrictions FDIC
[ December 18, 2025 ] Comptroller terminates six enforcement actions, including one against Citibank OCC
[ December 18, 2025 ] Agency decides to clear the books of bulletins, other issuances made over 40-year period OCC

Alert aims to clarify reach to credit unions of equal credit opportunity rule, high court decision

June 1, 2021 0

Credit unions should ensure their policies, procedures, and training materials promote compliance with federal equal credit opportunity laws and Regulation B, which is administered by the federal consumer financial protection agency, in line with a […]

Derivatives

May 26, 2021 0

Title: Derivatives Subject: Derivatives Agency: NCUA Status: Final rule Summary: The NCUA Board (Board) is amending the NCUA’s Derivatives rule. The Board issued a proposed Derivatives rule at its October 2020 meeting. This final rule […]

NCUA places $3 million NJ credit union into conservatorship

May 24, 2021 0

The $3.04 million-in-assets, 343-member Empire Financial Federal Credit Union of Jackson, N.J., was placed in conservatorship Monday by the National Credit Union Administration (NCUA), the agency announced, citing “unsafe and unsound practices” at the institution. […]

Alert provides credit unions with details behind CFPB QM compliance date delay

May 24, 2021 0

The delay to Oct. 1, 2022, of the mandatory compliance date of the general qualified mortgage (QM) final rule is the subject of a regulatory alert issued by the federal credit union regulator Monday. NCUA […]

Final derivatives rule approved by credit union regulator, with 3 changes from proposal

May 20, 2021 0

A final rule to modernize and make its derivatives rule for federal credit unions more principles-based was approved on a vote of 3-0 by the National Credit Union Administration (NCUA) Board, which made three changes […]

NCUSIF projected down to 1.22% by June 30, avoiding premium requirement; input sought on how policy is set for fund target level

May 20, 2021 0

Credit unions continue to be spared a federal share insurance premium, for now. The equity ratio of the federal fund that insures savings in credit unions is projected to drop to 1.22% by this June […]

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NCUA 2026 budget set at $316.2 million, down 20% from 2025

December 18, 2025 0

The combined budgets of the National Credit Union Administration (NCUA) in 2026 will total $316.15 million, about $2.36 million more than proposed but 20% below the agency’s 2025 budget, according to action apparently taken Wednesday and announced in Thursday’s open [...]
NCUSIF still expected to close 2025 at 1.3%

December 18, 2025 0

No change in the projected year-end equity ratio of the National Credit Union Share Insurance Fund (NCUSIF) is offered in the latest briefing on the fund, provided during Thursday’s open meeting of the National Credit Union Administration (NCUA) Board. The [...]
Expecting rule change at Fed, agencies say they will no longer issue annual notice warning of insider lending restrictions

December 18, 2025 0

Two federal banking agencies will no longer issue an annual letter to banks outlining their expectations for compliance with insider lending restrictions and related reporting requirements, an effort toward “greater certainty,” they said in a joint letter issued Thursday. Instead, [...]
Comptroller terminates six enforcement actions, including one against Citibank

December 18, 2025 0

A 2024 amendment to an earlier consent order against Citibank, N.A., was among six terminations of orders issued by the national bank regulator in December and released Thursday. The order terminations were the only enforcements reported by the Office of [...]
Agency decides to clear the books of bulletins, other issuances made over 40-year period

December 18, 2025 0

Fifty-five outdated or replaced bulletins and other issuances – including advisory letters, circulars, and more — were rescinded by the national bank regulator Thursday; the issuances were published over a 40-year period, the regulator said. In addition, the Office of [...]
Proposed guidance gives banks option to tailor CRA exams based on ability to offer services for community needs

December 17, 2025 0

A bank could tailor its anti-redlining examination based on the needs of the community and the products and services the bank offers to serve those needs under proposed guidance unveiled Wednesday by the national bank regulator. The Office of the [...]
Latest new bank — this one in Ohio — will focus on virtual currency market, among other things

December 16, 2025 0

A newly chartered bank for Columbus, Ohio — which will focus on financial products for businesses and individuals in the technology, payment systems, investment, and defense industries, including virtual currency market participants — was approved for federal deposit insurance Tuesday, [...]
Rule would establish stablecoin issuance application procedure for banks, as required by GENIUS Act

December 16, 2025 0

Banks wishing to issue payment stablecoins would need to follow an application procedure outlined in a proposed rule issued Tuesday by the board of the federal bank deposit insurance agency. The proposal, if finalized, would execute application provisions contained in [...]
DOGE cuts to FDIC workforce live on in ’26 operating budget, which decreases by 16.4%

December 16, 2025 0

A 16.4% decrease in the budget for 2026 of the federal bank deposit insurance agency is attributable to staffing cuts made at the beginning of the year in line with White House demands, the agency said Tuesday. According to the [...]

Alert aims to clarify reach to credit unions of equal credit opportunity rule, high court decision

Derivatives

NCUA places $3 million NJ credit union into conservatorship

Alert provides credit unions with details behind CFPB QM compliance date delay

Final derivatives rule approved by credit union regulator, with 3 changes from proposal

NCUSIF projected down to 1.22% by June 30, avoiding premium requirement; input sought on how policy is set for fund target level

Credit union regulator details legislative requests: Vendor exam authority, insurance fund structure changes

‘True lender’ rule, NCUA vendor authority, CCyB among topics slated for regulatory oversight hearing Wednesday

Letters ‘encourage’ credit unions to stop using LIBOR as soon as possible

Financial regulators push AI comments deadline to July 1

NCUA 2026 budget set at $316.2 million, down 20% from 2025

NCUSIF still expected to close 2025 at 1.3%

Expecting rule change at Fed, agencies say they will no longer issue annual notice warning of insider lending restrictions

Comptroller terminates six enforcement actions, including one against Citibank

Agency decides to clear the books of bulletins, other issuances made over 40-year period

Proposed guidance gives banks option to tailor CRA exams based on ability to offer services for community needs

Latest new bank — this one in Ohio — will focus on virtual currency market, among other things

Rule would establish stablecoin issuance application procedure for banks, as required by GENIUS Act

DOGE cuts to FDIC workforce live on in ’26 operating budget, which decreases by 16.4%