NCUA – Page 54 – Regulatory Report

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[ December 19, 2025 ] Debit, prepaid card transactions slowed down in 2021-23 – but interchange fees grew, Fed report finds The Fed
[ December 19, 2025 ] Fed wants comments on new payment account, ‘tailored’ to meet ‘limited needs’ of banks, credit unions The Fed
[ December 19, 2025 ] Agency releases latest version of CECL accounting tool for use by small credit unions NCUA
[ December 18, 2025 ] NCUA 2026 budget set at $316.2 million, down 20% from 2025 NCUA
[ December 18, 2025 ] NCUSIF still expected to close 2025 at 1.3% NCUA

Credit unions bolstered profitability in first half of ’21, but still struggle to grow margins

September 8, 2021 0

Credit unions saw their net income rise by more than 77% in the first half of 2021, from year-end 2020, expanding it to $21.3 billion over the six-month period, the federal regulator of credit unions […]

Agency awards $1.5 million in grants to credit unions for expanding outreach, digital services in underserved communities

September 7, 2021 0

More than 100 low-income credit unions were awarded grants totaling $1.5 million to expand their outreach to underserved communities and improve digital services and security, the federal credit union regulator said Sept. 1. The grants […]

Streamlined CDFI certification app process for credit unions begins Sept. 12

August 25, 2021 0

Credit unions seeking certification as community development financial institutions (CDFIs) can apply for a streamlined qualification process at the National Credit Union Administration (NCUA) between Sept. 12 and Oct. 15, the agency said Wednesday. Credit […]

NCUA webinar on new exam tools set for Sept. 8

August 19, 2021 0

Registration is open for a Sept. 8 webinar for credit unions on their federal regulator’s modernized examination tools, which were described last week in an agency Letter to Credit Unions. The National Credit Union Administration […]

UPDATED: Comments due Oct. 15 on NCUA-proposed complex CU leverage ratio (CCULR)

August 13, 2021 0

A proposal to create the credit union version of the community bank leverage ratio (CBLR) is out for public comment until Oct. 15, according to a notice in the Federal Register Monday. Issued for comment […]

Capital Adequacy: The Complex Credit Union Leverage Ratio; Risk-Based Capital

August 13, 2021 0

Title: Capital Adequacy: The Complex Credit Union Leverage Ratio; Risk-Based Capital Subject: Capital adequacy Agency: NCUA Status: Final rule Summary: This final rule provides a simplified measure of capital adequacy for federally insured, natural-person credit […]

Credit union regulator begins roll-out of modernized reporting, examination tools

August 12, 2021 0

A suite of new systems and software tools that federally insured credit unions and federal and state examiners will use for examinations and their follow-up, and more, was detailed in a Letter to Credit Unions […]

Exam council broadens focus in authentication, access guidance on digital banking services and systems

August 11, 2021 0

Revised guidance on effective authentication and access risk management principles and practices related to digital banking services and information systems was issued Wednesday by the umbrella Federal Financial Institutions Examination Council (FFIEC). The guidance replaces […]

Credit union regulator slates August webinar on supplier diversity

August 11, 2021 0

A webinar to discuss the importance of supplier diversity, and how credit unions can implement a supplier diversity program, is scheduled later this month by the federal credit union regulatory agency, according to an email […]

Harper nomination to six-year NCUA Board term sent to Senate, awaits committee action

August 11, 2021 0

The president’s nomination of Todd Harper, currently chairman of the National Credit Union Administration (NCUA) Board, to a full term on that board went to the Senate Tuesday, according to a White House announcement. The […]

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Debit, prepaid card transactions slowed down in 2021-23 – but interchange fees grew, Fed report finds

December 19, 2025 0

Debit and general-use prepaid card transactions grew at a slower rate in the period 2021-23 than previous periods, the Federal Reserve said Friday, and interchange fees have been rising. In its biennial, statutorily mandated report on debit card transactions, summarizing [...]
Fed wants comments on new payment account, ‘tailored’ to meet ‘limited needs’ of banks, credit unions

December 19, 2025 0

A new “payment account” — tailored to meet the limited needs of eligible financial institutions seeking payments and settling services – is being considered by the Federal Reserve, and the agency said Friday it wants comments on the idea. In [...]
Agency releases latest version of CECL accounting tool for use by small credit unions

December 19, 2025 0

The latest version of a tool for navigating current expect credit loss (CECL) accounting requirements for small, complex credit unions was released Thursday by the federal credit union regulator as part of a quarterly update. The tool is an option, [...]
NCUA 2026 budget set at $316.2 million, down 20% from 2025

December 18, 2025 0

The combined budgets of the National Credit Union Administration (NCUA) in 2026 will total $316.15 million, about $2.36 million more than proposed but 20% below the agency’s 2025 budget, according to action apparently taken Wednesday and announced in Thursday’s open [...]
NCUSIF still expected to close 2025 at 1.3%

December 18, 2025 0

No change in the projected year-end equity ratio of the National Credit Union Share Insurance Fund (NCUSIF) is offered in the latest briefing on the fund, provided during Thursday’s open meeting of the National Credit Union Administration (NCUA) Board. The [...]
Expecting rule change at Fed, agencies say they will no longer issue annual notice warning of insider lending restrictions

December 18, 2025 0

Two federal banking agencies will no longer issue an annual letter to banks outlining their expectations for compliance with insider lending restrictions and related reporting requirements, an effort toward “greater certainty,” they said in a joint letter issued Thursday. Instead, [...]
Comptroller terminates six enforcement actions, including one against Citibank

December 18, 2025 0

A 2024 amendment to an earlier consent order against Citibank, N.A., was among six terminations of orders issued by the national bank regulator in December and released Thursday. The order terminations were the only enforcements reported by the Office of [...]
Agency decides to clear the books of bulletins, other issuances made over 40-year period

December 18, 2025 0

Fifty-five outdated or replaced bulletins and other issuances – including advisory letters, circulars, and more — were rescinded by the national bank regulator Thursday; the issuances were published over a 40-year period, the regulator said. In addition, the Office of [...]