FDIC

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[ April 10, 2026 ] FDIC rescinds guidance on multiple re-presentment NSF fees FDIC
[ April 9, 2026 ] NCUA deregulation project expected to run all year, maybe into 2027 NCUA
[ April 9, 2026 ] Fed proposal: Banks, credit unions could use correspondents to send payments via FedNow The Fed
[ April 8, 2026 ] Proposed rule subjects stablecoin issuers to anti-money laundering regs, as mandated by GENIUS Other
[ April 7, 2026 ] Bank and credit union regulators, FinCEN propose AML/CFT rule changes that include larger FinCEN role FDIC

Dearth of banks earning ‘outstanding’ CRA ratings, while two banks score ‘needs improvement’

January 2, 2026 0

While no banks in October earned ratings of “outstanding” for their compliance with anti-redlining rules, two banks earned “needs improvement” in their scores posted Friday by the federal bank deposit insurance agency. The Federal Deposit […]

Resolution planning requirements eased in 2025 will be proposed as permanent in 2026, agency informs

December 31, 2025 0

Banks with $50 billion or more in total assets will face in 2026 new resolution planning requirements designed to codify rules eased in 2025, the federal bank deposit insurance agency said Wednesday. In a financial […]

FDIC posts templates of deals for failing banks in move to ‘increase transparency’

December 30, 2025 0

Templates of contractual agreements for transactions of failing banks have been posted by the federal bank deposit insurance agency “to facilitate review in advance of any acquisition opportunities,” the agency said Tuesday. In a financial […]

Annual thresholds for ‘small bank,’ ‘intermediate bank’ set for CRA purposes; up based on 2.51%

December 30, 2025 0

For anti-redlining regulation purposes in 2026, a small bank will be defined as having assets under $1.629 billion, and an intermediate small bank will be defined as having assets of at least $412 million and […]

Theft from drive-through teller window of more than $50k leads to prohibition for banker

December 29, 2025 0

An alleged theft of more than $50,000 from the drive-through teller drawer in Short Pump, Va., has earned a former teller of the bank a prohibition of future service in financial institutions, the federal insurer […]

Expecting rule change at Fed, agencies say they will no longer issue annual notice warning of insider lending restrictions

December 18, 2025 0

Two federal banking agencies will no longer issue an annual letter to banks outlining their expectations for compliance with insider lending restrictions and related reporting requirements, an effort toward “greater certainty,” they said in a […]

Latest new bank — this one in Ohio — will focus on virtual currency market, among other things

December 16, 2025 0

A newly chartered bank for Columbus, Ohio — which will focus on financial products for businesses and individuals in the technology, payment systems, investment, and defense industries, including virtual currency market participants — was approved […]

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FDIC rescinds guidance on multiple re-presentment NSF fees

April 10, 2026 0

Calling the guidance “overly broad in scope,” the federal bank deposit insurer on Friday rescinded a 2023 Financial Institution Letter (FIL) describing its supervisory approach to multiple nonsufficient funds (NSF) fees that occur when the same unpaid transaction is re-presented. [...]
NCUA deregulation project expected to run all year, maybe into 2027

April 9, 2026 0

A four-slide presentation related to Thursday’s National Credit Union Administration (NCUA) Board meeting shows the agency expects its deregulation project – which recently announced a ninth “phase” – to continue to late 2026 or early 2027. The meeting, held Thursday [...]
Fed proposal: Banks, credit unions could use correspondents to send payments via FedNow

April 9, 2026 0

The Federal Reserve Board proposes to permit U.S. banks and credit unions to use intermediaries to transfer funds through the FedNow Service, the board announced. In a release, the Fed said the measure, which would amend subpart C of Regulation [...]
Proposed rule subjects stablecoin issuers to anti-money laundering regs, as mandated by GENIUS

April 8, 2026 0

Providing an “appropriately tailored regime to mitigate potential illicit finance risks” with the use of payment stablecoins — while promoting “innovation” in the digital vehicles — is the aim of a proposed rule issued Wednesday by the Treasury and its [...]
Bank and credit union regulators, FinCEN propose AML/CFT rule changes that include larger FinCEN role

April 7, 2026 0

A rule that would, among other things, have federal bank and credit union regulators “consult” with the Financial Crimes Enforcement Network (FinCEN) on certain anti-money laundering/countering the financing of terrorism (AML/CFT) actions was issued Tuesday for a 60-day public comment [...]
GENIUS Act proposal for comment issued by FDIC

April 7, 2026 0

A proposed rule that addresses the applicability of pass-through insurance for stablecoins and tokenized deposits was issued for comment Tuesday by the federal bank deposit insurer. The Federal Deposit Insurance Corp. (FDIC) said the proposed rule would implement certain requirements [...]
FDIC, OCC ban use of reputation risk in supervising banks

April 7, 2026 0

A final rule to eliminate the use of reputation risk from programs for bank supervision was issued jointly Tuesday by two federal prudential banking regulators. The Federal Deposit Insurance Corp. (FDIC) – which approved the rule during its open board [...]
Groups would no longer be barred from credit union membership without buying service, product

April 7, 2026 0

Eligibility for credit union membership through an associational group would not be automatically denied solely because members of the group did not purchase a product or service of the institution under a proposal issued Tuesday by the federal regulator. The [...]

Dearth of banks earning ‘outstanding’ CRA ratings, while two banks score ‘needs improvement’

Resolution planning requirements eased in 2025 will be proposed as permanent in 2026, agency informs

FDIC posts templates of deals for failing banks in move to ‘increase transparency’

Annual thresholds for ‘small bank,’ ‘intermediate bank’ set for CRA purposes; up based on 2.51%

Theft from drive-through teller window of more than $50k leads to prohibition for banker

Expecting rule change at Fed, agencies say they will no longer issue annual notice warning of insider lending restrictions

Latest new bank — this one in Ohio — will focus on virtual currency market, among other things

Rule would establish stablecoin issuance application procedure for banks, as required by GENIUS Act

DOGE cuts to FDIC workforce live on in ’26 operating budget, which decreases by 16.4%

Proposal on FDIC Board meeting agenda would set requirements for issuing stablecoins

FDIC rescinds guidance on multiple re-presentment NSF fees

NCUA deregulation project expected to run all year, maybe into 2027

Fed proposal: Banks, credit unions could use correspondents to send payments via FedNow

Proposed rule subjects stablecoin issuers to anti-money laundering regs, as mandated by GENIUS

Bank and credit union regulators, FinCEN propose AML/CFT rule changes that include larger FinCEN role

GENIUS Act proposal for comment issued by FDIC

FDIC, OCC ban use of reputation risk in supervising banks

Groups would no longer be barred from credit union membership without buying service, product