Updates to loan category nomenclature and changes to the liquidity and funding page on the uniform report that financial institutions file of their financial condition were published Thursday by the umbrella group for federal regulators.
The changes to the Uniform Bank Performance Report (UBPR) take effect on or “shortly after” Aug. 10, the Federal Financial Institutions Examination Council (FFIEC) said.
In a notice to all UBPR users (which includes banks and credit unions) the Exam Council said the report changes came about after its Task Force on Surveillance Systems, identified inconsistencies in UBPR line item titles on the asset quality pages. The council said that, to improve clarity and consistency, “titles derived from identical loan Call Report concepts will be aligned accordingly.”
Additional UBPR pages using loan Call Report concepts will also be revised, the agency said.
The agency also said an additional, new wholesale funding ratio, defined as “Wholesale Funding + Public Funds to Total Assets” will be built into the UBPR. “This metric will include deposits from states and political subdivisions held in domestic offices within the numerator,” the exam council said.
Several ratios on the page will be realigned, the agency said.
UBPR Loan Nomenclature and Other Changes
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