CFPB

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[ October 31, 2025 ] Agency announces prohibitions, including two in MS and NC for misappropriations involving hundreds of thousands of dollars FDIC
[ October 31, 2025 ] Former MN credit union teller barred from future FI service NCUA
[ October 30, 2025 ] Report: credit union regulator board to stop publishing annual meeting schedules NCUA
[ October 30, 2025 ] Fed announces two prohibitions, from workers at AL and TN banks (the latter a NY branch) The Fed
[ October 29, 2025 ] CFPB rescinds rule on nonbank persons registry, withdraws proposal on firms using form contracts; more CFPB

Debt collector faces action for failure to establish policies, conduct reviews of disputes

August 17, 2021 0

Failing to establish or implement reasonable written policies and procedures of the accuracy and integrity of information a debt collection enterprise and its owner furnished to credit reporting agencies has earned an action taken against […]

Truth in Lending (Regulation Z); Impact of the 2021 Juneteenth Holiday on Certain Closed-End Mortgage Requirements

August 12, 2021 0

Title: Truth in Lending (Regulation Z); Impact of the 2021 Juneteenth Holiday on Certain Closed-End Mortgage Requirements Subject: Juneteenth; closed-end mortgages Agency: FDIC Status: Interpretive rule Summary: The Bureau of Consumer Financial Protection (Bureau) is […]

Bureau review shows credit card limits declined during pandemic for high-credit-score borrowers as others ‘stagnated’

August 11, 2021 0

Credit card account limits declined overall during the pandemic – the largest declines being for high-credit-score borrowers – though a spike in account closures early in the pandemic began a decline after May 2020 that […]

Exam council broadens focus in authentication, access guidance on digital banking services and systems

August 11, 2021 0

Revised guidance on effective authentication and access risk management principles and practices related to digital banking services and information systems was issued Wednesday by the umbrella Federal Financial Institutions Examination Council (FFIEC). The guidance replaces […]

Some mortgage servicers more helpful than others during pandemic, data shows; CFPB plans follow-up with ‘outliers’

August 10, 2021 0

Information received from 16 large mortgage servicers this spring to identify areas of risk in servicers’ COVID-19 pandemic response suggests some delinquent borrowers aren’t getting the help they are due, the federal consumer financial protection […]

Interpretive rule attempts to clarify impact of new (and sudden) Juneteenth holiday on mortgage rule requirements

August 5, 2021 0

Whether the new federal holiday of Juneteenth (marked for the first time as a federally observed break this past June) counts as a business day or federal holiday for purposes of mortgage rescissions and disclosures […]

Updated small-entity compliance guide for mortgage servicing includes latest rules

August 4, 2021 0

References to the most recent mortgage servicing rules are included in an updated small-entity compliance guide published Wednesday by the federal consumer financial protection agency. According to the Consumer Financial Protection Bureau (CFPB), the updates […]

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Agency announces prohibitions, including two in MS and NC for misappropriations involving hundreds of thousands of dollars

October 31, 2025 0

Prohibitions for September were announced Friday by the federal bank deposit insurance agency, including two for allegedly misappropriating hundreds of thousands of dollars from their respective banks. The Federal Deposit Insurance Corp. (FDIC) said Shelley C. Bounchareune, a former employee [...]
Former MN credit union teller barred from future FI service

October 31, 2025 0

A former teller of Affinity Plus Federal Credit Union of Saint Paul, Minn., was barred from any future work in federally insured financial institutions under an October prohibition order. In the consent order, the National Credit Union Administration (NCUA) said [...]
Fed announces two prohibitions, from workers at AL and TN banks (the latter a NY branch)

October 30, 2025 0

Two prohibitions, both the result of recent consent agreements, were made public against two bankers by the Federal Reserve Thursday: one for a former New York worker, and the other for a former Alabama bank employee. The Fed said Md [...]
CFPB rescinds rule on nonbank persons registry, withdraws proposal on firms using form contracts; more

October 29, 2025 0

Nonbank “covered persons” who are subject to court or government agency’s final public orders related to offering or providing consumer financial products or services no longer need to get themselves on a registry maintained by the Consumer Financial Protection Bureau [...]
CFPB: FCRA’s state-law preemption on credit reporting broader than held in 2022

October 28, 2025 0

The Fair Credit Reporting Act’s (FCRA) preemption of state laws related to consumer credit reporting is broader than presented in a now-rescinded 2022 interpretive rule, the Consumer Financial Protection Bureau (CFPB) says. The CFPB, in a new interpretive rule published [...]
OCC wants to rescind guidelines for big banks on recovery planning; says banks ‘should’ be doing it anyway

October 27, 2025 0

Big banks – those with at least $100 billion in assets – are expected to be well managed and have appropriate risk-management processes in place; thus, no guidelines on “recovery planning” are necessary, the national bank regulator proposed late Monday. [...]
Comptroller jumps on stress-test reform bandwagon, praising Fed request for comment

October 27, 2025 0

Calling the current stress-test regime for large banks “too complex and opaque,” the national bank regulator late Monday praised the Federal Reserve for proposing changes to the stress test models. Comptroller of the Currency Jonathan V. Gould said the Fed’s [...]

Debt collector faces action for failure to establish policies, conduct reviews of disputes

Truth in Lending (Regulation Z); Impact of the 2021 Juneteenth Holiday on Certain Closed-End Mortgage Requirements

Bureau review shows credit card limits declined during pandemic for high-credit-score borrowers as others ‘stagnated’

Exam council broadens focus in authentication, access guidance on digital banking services and systems

Some mortgage servicers more helpful than others during pandemic, data shows; CFPB plans follow-up with ‘outliers’

Interpretive rule attempts to clarify impact of new (and sudden) Juneteenth holiday on mortgage rule requirements

Updated small-entity compliance guide for mortgage servicing includes latest rules

Nov. 30 will be effective date for debt collection rules after all (not extended to Jan. 29)

Survey results showed home loan borrowers had increasing optimism before pandemic

CFPB says new online tool helps pandemic-affected renters, landlords find payment assistance

Agency announces prohibitions, including two in MS and NC for misappropriations involving hundreds of thousands of dollars

Former MN credit union teller barred from future FI service

Fed announces two prohibitions, from workers at AL and TN banks (the latter a NY branch)

CFPB rescinds rule on nonbank persons registry, withdraws proposal on firms using form contracts; more

CFPB: FCRA’s state-law preemption on credit reporting broader than held in 2022

OCC wants to rescind guidelines for big banks on recovery planning; says banks ‘should’ be doing it anyway

Comptroller jumps on stress-test reform bandwagon, praising Fed request for comment