CFPB – Page 116 – Regulatory Report

What's up

[ July 11, 2025 ] Agencies propose revisions for reporting loan modifications in call reports FDIC
[ July 10, 2025 ] Gould confirmed to five-year term as comptroller; first confirmed to post since 2017 OCC
[ July 11, 2025 ] FDIC activates disaster response for Texas areas hit by floods, more FDIC
[ July 11, 2025 ] Census data, useful for HMDA and CRA compliance, released; 2024 mortgage lending data also available Other
[ July 10, 2025 ] Fed proposes some easing on what qualifies a bank as ‘well-managed’ The Fed

By dropping lawsuit and resigning, English closes chapter in drama over consumer bureau’s leadership

July 9, 2018 0

The deputy director of the federal consumer financial protection agency will resign her position – perhaps as early as Monday – and has dropped her legal challenge to be the temporary leader of the agency, […]

NEXT WEEK: FDIC leaders, past/present, speak; RFI no. 11 comments due; FCRA testimony presented

July 6, 2018 0

The current and immediate past chairmen of the federal bank deposit insurance agency will open and close – respectively – a gathering of community bankers that is sponsored by the agency, one of a handful […]

Agencies offer joint statement on HMDA exemptions resulting from reg relief legislation

July 5, 2018 0

Partial exemptions for some financial institutions from certain Home Mortgage Disclosure Act (HMDA) requirements resulting from regulatory relief legislation enacted in May are outlined in a joint statement issued Thursday by federal financial institution regulators. […]

‘Guidance, implementation support’ RFI generates 45 letters; two (out of 12) remain in series

July 3, 2018 0

Forty-five comments on its request for information (RFI) about “Guidance and Implementation Support” were received by the federal consumer financial protection agency as of the close of the comment period Monday, according to tallies provided […]

Consumer bureau reps to testify in hearing on fair credit reporting

July 2, 2018 0

Representatives from two divisions of the federal consumer protection bureau are scheduled to testify July 12 during a Senate Banking Committee hearing, “An Overview of the Credit Bureaus and the Fair Credit Reporting Act.” Listed […]

Bureau research shows most who are repaying student loans do so early

July 2, 2018 0

An analysis utilizing monthly consumer credit data shows the majority of student loan payoffs occur early and coincide with large payments and balance reductions on other student loans and revolving credit products, the Bureau of […]

Agreement includes $335 million in restitution payment by Citibank for failure to reduce credit card rates

June 29, 2018 0

One of the nation’s largest banks must pay $335 million in restitution for failing to reevaluate and reduce the annual percentage rates (APRs) for approximately 1.75 million consumer credit card accounts, the federal consumer financial […]

RFI No. 9 on ‘inherited regs, authorities’ generates second-fewest number of comments to consumer bureau

June 26, 2018 0

The ninth “request for information” (RFI) by the federal consumer financial protection agency generated only 38 comments, as of midnight Monday, the second-fewest produced in one request so far in the program by the agency […]

Federal court rules consumer bureau structure unconstitutional, setting up likely high court decision

June 21, 2018 0

Setting up a likely hearing at the Supreme Court of the U.S., a federal court in New York ruled Thursday that the structure of Bureau of Consumer Financial Protection (BCFP, formerly known as the CFPB) […]

Now they are official: White House transmits BCFP, NCUA nominations to Senate

June 20, 2018 0

Nominations were sent to the Senate Wednesday for two individuals recently named by President Donald Trump for positions at the federal consumer financial protection agency and the federal regulator of credit unions. The White House […]

« 1 … 114 115 116 117 118 … 135 »

Agencies propose revisions for reporting loan modifications in call reports

July 11, 2025 0

New instructional revisions in detailing loan modifications in call reports are being sought by federal banking agencies, the agencies said late Friday in releasing other final regulatory reporting changes for bank call reports. The three agencies (the Federal Deposit Insurance [...]
Gould confirmed to five-year term as comptroller; first confirmed to post since 2017

July 10, 2025 0

Jonathan Gould was confirmed to the top post at the Office of the Comptroller of the Currency (OCC) in a straight party-line vote Thursday in the Senate. Nominated by President Donald Trump (R) in February to a five-year term, Gould [...]
FDIC activates disaster response for Texas areas hit by floods, more

July 11, 2025 0

Regulatory relief and favorable Community Reinvestment Act (CRA) consideration are among the steps the federal bank deposit insurer is activating to help those affected by severe storms, straight-line winds and floods affecting areas in Texas since July 2. In a [...]
Census data, useful for HMDA and CRA compliance, released; 2024 mortgage lending data also available

July 11, 2025 0

Census data used to create the aggregate and disclosure reports for mortgages and compliance with anti-redlining statutes have been updated for 2025, the agency updating the data said Friday. The Federal Financial Institutions Examination Council (FFIEC) said the data, used [...]
Fed proposes some easing on what qualifies a bank as ‘well-managed’

July 10, 2025 0

A proposed rule that would ease the rating system used to determine what is a “well-managed” large financial institution (LFI), or a “well-managed” depository institution holding company significantly involved in insurance activities, was announced Thursday with a 30-day public comment [...]
Credit union regulator, again, opts to voluntarily review its regs over two-year period

July 10, 2025 0

Review of its rules to identify those that are perhaps “outdated, unnecessary, and unduly burdensome” will be conducted by the federal credit union regulator, even though it has no statutory requirement to do so, the agency said Thursday. The National [...]