CFPB – Page 103 – Regulatory Report

What's up

[ October 16, 2025 ] Federal bank regulators rescind climate-related risk management principles FDIC
[ October 16, 2025 ] Florida bank faces overhaul of management, board, operations for alleged BSA/AML compliance deficiencies OCC
[ October 15, 2025 ] Banks, real estate lenders, seeing ‘mixed’ economic conditions, Fed reports The Fed
[ October 15, 2025 ] FDIC developing methods for nonbanks to participate in failed bank assets purchases FDIC
[ October 10, 2025 ] Fed to expand operational hours for two large payments systems beginning in 2028 The Fed

Bureau fines online payday lender $3.2 million for illegal debiting, more

January 25, 2019 0

A settlement between Enova International, Inc., an online lender that extends unsecured payday and installment loans, and lines of credit based in Chicago, Ill., and the Consumer Financial Protection Bureau (CFPB) requires Enova to pay a […]

60 comments posted by FDIC on its small-dollar lending RFI; no official word yet on CFPB payday rule

January 24, 2019 0

There’s been no word yet, as of press time, from the Consumer Financial Protection Bureau (CFPB) on future plans for its payday lending rule, but the Federal Deposit Insurance Corp. (FDIC) website shows 60 letters […]

64% of servicemember complaints to bureau related to consumer reporting, debt collection

January 24, 2019 0

Credit or consumer reporting and debt collection continue to be the most-complained-about consumer financial products or services reported by military servicemembers, according to a report released Thursday by the federal consumer financial protection agency. In […]

Financial regulators face delays getting rules published in Federal Register during shutdown

January 23, 2019 0

A handful of final rules were announced in recent weeks by federal financial regulators to update thresholds for 2019 mortgage data collection, escrow requirements for high-cost mortgages, consumer loan and lease disclosures, and civil money […]

For allegedly swindling veterans on pensions, broker banned permanently – and ordered to pay $1

January 23, 2019 0

A broker allegedly offering high-interest credit to veterans has been permanently banned from (among other things) arranging agreements between veterans and third parties under which the veteran purports to sell a future right to an […]

Consumer bureau publishes 2.5% CMP inflation adjustment

January 18, 2019 0

A final rule to implement a 2.5% increase in maximum civil money penalties (CMP) that may be assessed by the Consumer Financial Protection Bureau (CFPB) was signed Jan. 6 by agency Director Kathleen (“Kathy”) Kraninger […]

Kraninger writes Pence, Pelosi in seeking Military Lending Act supervisory authority

January 17, 2019 0

The director of the federal consumer financial protection agency sent House Speaker Nancy Pelosi, Vice President Mike Pence and key House and Senate Committees draft legislation Thursday that she says would give her agency clear […]

Waters makes clear former CFPB acting director’s accountability ‘about to begin’

January 16, 2019 0

The former acting director of the federal consumer financial protection agency may have moved on to become acting White House Chief of Staff, but his actions at the agency are squarely in the crosshairs of […]

Expansive jewelry retailer agrees to $11 million in fines from consumer agency, NY state

January 16, 2019 0

An Ohio-based jewelry retailer – which includes among its name brands some of the most well-known stores across the nation – has agreed to a $10 million civil money penalty to federal authorities and a […]

CFPB blog explains data sources for recent TILA, RESPA rule assessments

January 15, 2019 0

The two assessments released last week of the Consumer Financial Protection Bureau’s (CFPB) 2013 rules on mortgage lending and servicing were performed using a variety of data collected over the previous two years by the […]

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Federal bank regulators rescind climate-related risk management principles

October 16, 2025 0

Calling the principles unnecessary and distracting, prudential federal banking regulators on Thursday announced the rescission of their 2023 interagency principles for climate-related financial risk management, which applied to institutions having more than $100 billion in consolidated assets. The Federal Reserve [...]
Florida bank faces overhaul of management, board, operations for alleged BSA/AML compliance deficiencies

October 16, 2025 0

Unsafe or unsound practices related to Bank Secrecy Act/Anti-Money Laundering (BSA/AML) risk management and suspicious activity reporting (SAR), among other things, have led to a formal agreement between a Florida bank and the national bank regulator, the agency said Thursday. [...]
Banks, real estate lenders, seeing ‘mixed’ economic conditions, Fed reports

October 15, 2025 0

“Mixed” economic conditions in the financial services sector were reported Wednesday by the Federal Reserve, with some of the agency’s district reporting improved business lending – but others continued to “highlight muted activity.” The agency said the mixed results also [...]
FDIC developing methods for nonbanks to participate in failed bank assets purchases

October 15, 2025 0

Methods for expanding participation from nonbanks in buying the assets of failed banks – such as those that went belly up in 2023 and 2024 — will be tested early next year, the acting board chairman for the federal bank [...]
Fed to expand operational hours for two large payments systems beginning in 2028

October 10, 2025 0

Sundays and weekday holidays will now be open for transactions through two of the central bank’s largest payments services, starting no earlier than 2028, the agency said late Thursday. The Fedwire (R ) Funds Service (FFS) and the National Settlement [...]
Guidance on capital instruments for MBOs lauded by national bank regulator, noting clarity offered

October 10, 2025 0

Providing clarity on capital instruments for mutual banking organizations (MBOs) through Federal Reserve guidance was lauded by the national bank regulator late Thursday. In a statement, Comptroller of the Currency Jonathon Gould said the Oct. 8 “additional tier 1 term [...]