FDIC – Page 28 – Regulatory Report

What's up

[ May 13, 2025 ] Bureau, proposing to rescind past adjudication proceeding rule changes, says one gave director too much authority, others ‘unnecessary’ CFPB
[ May 13, 2025 ] Interest rate uncertainty may be ‘ongoing challenge’ for banks, risk report notes FDIC
[ May 13, 2025 ] 2024 FDIC Ombudsman activities summarized in report FDIC
[ May 12, 2025 ] Acting CFPB head Vought rescinds 67 guidance documents issued since 2011 CFPB
[ May 12, 2025 ] Higher inflation, slow growth, economic uncertainty likely ahead for next year as tariff policies play out, Fed governor expects The Fed

FDIC info security program operating ‘managed, measurable,’ but several risks continue to confront agency, audit finds

September 26, 2023 0

While its information security program is operating at a “managed and measurable” level, the federal bank deposit insurance agency still needs to address some issues in the system, according to an audit report issued Tuesday […]

Damage from 2017 Hurricane Maria spurs agencies to extend period for banks to receive CRA consideration

September 25, 2023 0

Banks have a 36-month extension for recognizing activities that help to revitalize or stabilize Puerto Rico and the U.S. Virgin Islands via anti-redlining rules because of damages caused by Hurricane Maria in 2017, the federal […]

FDIC’s community banking panel set to meet Oct. 5

September 15, 2023 0

Issues of interest to the community banking industry are slated for discussion during an Oct. 5 open meeting of the Federal Deposit Insurance Corp. (FDIC) Advisory Committee on Community Banking, according to a notice Friday […]

Agency should again use bank survey data in developing economic inclusion plan, OIG recommends

September 14, 2023 0

Obtaining bank survey data, or some other mechanism, for developing economic inclusion strategic plans (EISP) in the future for the federal bank deposit insurance program is among the recommendations made by the agency’s inspector general […]

First Republic Bank had CAMELS composite ‘2’ rating throughout four years leading up to its failure, FDIC reports, with not enough push-back on its reliance on uninsured deposits

September 8, 2023 0

First Republic Bank of San Francisco received a CAMELS rating of “2” from 2018 up until its failure in May 2023, with its component Liquidity rating upgraded to “1” in 2021 despite its reliance on […]

Net income falls at nation’s banks in second quarter; ‘resilient’ banks face ‘significant challenges,’ FDIC leader says

September 7, 2023 0

Net income at the nation’s banks was down in the second quarter compared to the previous quarter, the federal bank deposit insurance agency said Thursday, adding that net interest margins at banks also fell for […]

$33 billion in CRE loans from failed NYC bank, mostly for multifamily residences, will go up for sale

September 5, 2023 0

A total of $33 billion in commercial real estate (CRE) loans of a failed New York, N.Y., bank – mostly for multifamily residences – is up for sale over the next three months, the federal bank […]

Agency introduces ‘secure, efficient’ web portal for sharing info on CRA, consumer compliance exams

September 5, 2023 0

A “secure and efficient” web portal related to anti-redlining and consumer compliance rules was unveiled Tuesday by the federal bank deposit insurance agency, designed to share documents, information and other communications between banks and their […]

FDIC says 5 banks rated ‘outstanding’ under CRA, 3 deemed ‘needs to improve’

September 5, 2023 0

Five ratings of “outstanding” and three of “needs to improve” were issued to banks under the anti-redlining statute in June by the Federal Deposit Insurance Corp. (FDIC), according to information released Tuesday. The September list […]

FDIC July orders include $85k CMP over unsafe or unsound practices

August 25, 2023 0

Five of the enforcement actions executed in July by the Federal Deposit Insurance Corp. (FDIC) involved civil money penalties that ranged from a $1,875 penalty against a bank for federal flood insurance violations, to an […]

« 1 … 26 27 28 29 30 … 191 »

Bureau, proposing to rescind past adjudication proceeding rule changes, says one gave director too much authority, others ‘unnecessary’

May 13, 2025 0

Comments are due June 12 on a proposed rule that would rescind the Feb. 22, 2022, and March 29, 2023, amendments to the Consumer Financial Protection Bureau’s (CFPB) rules of practice for adjudication proceedings, including those transferring authority over dispositive [...]
Interest rate uncertainty may be ‘ongoing challenge’ for banks, risk report notes

May 13, 2025 0

Interest rate uncertainty may be an “ongoing challenge” for banks overall in 2025, according to a risk review issued Tuesday by the federal bank deposit insurance agency. In “key risks to banks,” the review issued by the Federal Deposit Insurance [...]
2024 FDIC Ombudsman activities summarized in report

May 13, 2025 0

A brief, seven-page (plus cover) report highlighting 2024 activities of the agency’s Office of the Ombudsman was released Tuesday by the Federal Deposit Insurance Corp. (FDIC). In a Financial Institution Letter (FIL-12-2025), the FDIC said the ombudsman office “is a [...]
Acting CFPB head Vought rescinds 67 guidance documents issued since 2011

May 12, 2025 0

Sixty-seven guidance documents issued by the Consumer Financial Protection Bureau (CFPB) since its inception in 2011 are now rescinded, according to a notice in Monday’s Federal Register. The notice, signed by acting CFPB Director Russell Vought (head of the Office [...]
Higher inflation, slow growth, economic uncertainty likely ahead for next year as tariff policies play out, Fed governor expects

May 12, 2025 0

Higher inflation, slower growth and economic uncertainty are the catchphrases for the economy going into the next year, largely because of increased tariffs and policy changes for them, a Federal Reserve governor said Monday. Speaking to the International Economic Symposium [...]
Loan demand drops off in Q1 for C&I, CRE, RRE, Fed lending officer survey finds; credit card standards tighten

May 12, 2025 0

Demand for commercial and industrial (C&I) loans weakened in the first quarter, which was a similar story for many household loans, according to a report issued by the Federal Reserve Monday. In its April 2025 Senior Loan Officer Opinion Survey [...]
Agencies jointly issue loan-to-deposit ratios for ’25 used for compliance with interstate banking laws

May 12, 2025 0

Host state loan-to-deposit ratios were issued Monday by the three federal banking regulators, which informs banks about how the proportions are used to determine compliance with federal interstate banking laws. The ratios are issued in connection with a 1994 statute [...]
OCC restores previous merger act rules; comments due in 30 days

May 8, 2025 0

The national bank regulator is restoring its pre-2024 business combinations rule under the Bank Merger Act (BMA), undoing the rule adopted last September and also rescinding its related policy statement. The changes by the Office of the Comptroller of the [...]