Community Reinvestment Act Regulations

Title: Community Reinvestment Act Regulations
Subject: CRA
Agency: OCC
Final rule

The Comptroller of the Currency is adopting a final Community Reinvestment Act (CRA) rule that is based largely on the 1995 CRA rules, as revised, that were issued by the Office of the Comptroller of the Currency (OCC), Board of Governors of the Federal Reserve System (Board), and Federal Deposit Insurance Corporation (FDIC). This final rule applies to national banks and savings associations. This action rescinds the CRA final rule published by the OCC on June 5, 2020, and facilitates the OCC’s planned future issuance of updated interagency CRA rules with the Board and FDIC.

FR Doc: 2021-27171
Date proposed: Sept. 8, 2021
Comments due date: Oct. 29, 2021
Effective date:

Jan. 1, 2022; the compliance date is also Jan. 1 except for §§ 25.43 and 25.44, which have a compliance date of April 1, 2022.

Rule compliance date:
Agency release:
Related Reg Report item(s):

OCC proposes to rescind 2020 CRA rule as of Jan. 1, 2022; comments due Oct. 29