Debt Collection Practices in Connection With the Global COVID-19 Pandemic (Regulation F)

Title:
Debt Collection Practices in Connection With the Global COVID-19 Pandemic (Regulation F)
Subject: Evictions
Agency: CFPB
Status:
Interim final rule
Summary:

The Bureau of Consumer Financial Protection (Bureau) is issuing this interim final rule to amend Regulation F, which implements the Fair Debt Collection Practices Act (FDCPA) and currently contains the procedures for State application for exemption from the provisions of the FDCPA. The interim final rule addresses certain debt collector conduct associated with an eviction moratorium issued by the Centers for Disease Control and Prevention (CDC) in response to the global COVID-19 pandemic. The interim final rule requires that debt collectors provide written notice to certain consumers of their protections under the CDC eviction moratorium and prohibit misrepresentations about consumers’ ineligibility for protection under such moratorium.

FR Doc: 2021-08303
Date proposed: April 19, 2021
Comments due date: May 7, 2021
Effective date:

May 3, 2021

Rule compliance date:
Agency release: CFPB Rule Clarifies Tenants Can Hold Debt Collectors Accountable for Illegal Evictions
Related Reg Report item(s):

Rule clarifies tenants may sue debt collectors for evictions carried out during pandemic moratorium

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