Four veterans at national bank regulator earn highest honors as ‘senior bank examiners’

Four long-time examiners at the regulator of national banks – who hold a combined nearly 141 years of service at the agency – have been designated “senior national bank examiners,” the highest honor the agency may bestow on examiners, in light of their distinguished service, the agency announced Tuesday.

The Office of the Comptroller of the Currency (OCC) said Brad Biedermann, Kimberly Cahill, James Calhoun, and Roberta Caruso were all honored with the senior national bank examiner designation. The agency said the designation recognizes examiners who have distinguished themselves through high-quality performance and service as field examiners, subject matter experts, and advisors on highly complex and technical bank supervision issues.

“This distinction is well earned,” said Acting Comptrolller of the Currency Blake Paulson in a statement. “These four examiners have varied backgrounds but share a commitment to excellence and join an exclusive group of examiners who have earned this designation during the agency’s 158-year history.”

According to OCC:

  • Biedermann, a 28-year employee, has strong technical expertise in mortgage banking and retail credit, working in Large Bank Supervision (LBS) and Midsize Bank Supervision (MBS) as a retail and capital markets examiner and functional Examiner-in-Charge (EIC) in a number of banks. He has also developed and refined expertise, with an emphasis on mortgage banking.
  • Cahill, with the agency for nearly 40 years, has led supervision of bank and third-party service provider information technology (IT) activities, including supporting development and implementation of related policy, and career development of other examiners.
  • Calhoun has 41 years of experience with the OCC, serving as the examiner-in-charge (EIC) of several midsize banks during the commercial real estate collapse of the early 1990s. He served in LBS as team leader responsible for credit functions for PNC and Mellon before assuming the role as Assistant Deputy Comptroller for the Pittsburgh Field Office. In 2013, Mr. Calhoun refocused his efforts on training and developing the examiner workforce through formal training and onsite examination work in community banks.
  • Caruso, a 32-year employee of the agency, has developed strong technical and analytical skills in credit, capital markets, payment systems, asset management, operational risk, and compliance. In 2020, she assisted in the development of the agency’s approach to supervising banks focused on payment services. To enhance the agency’s objective of developing payment systems expertise, she helped develop a payment systems program for LBS, including an assessment of current payments activities and development of additional examiner expertise in this field. She serves as the EIC for Citibank, having previously served as the EIC at Citizens Bank and TD Bank.

OCC Designates Four as Senior National Bank Examiners

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