HMDA data for 2019 now available, exam council reports

Data on mortgage lending transactions in 2019 at more than 5,500 financial institutions covered by federal mortgage lending disclosure requirements are now available, the umbrella group for federal financial regulators said Wednesday.

The Federal Financial Institutions Examination Council (FFIEC) said the 2019 data for the Home Mortgage Disclosure Act (HMDA) includes transactions by banks, credit unions, mortgage companies, and savings associations.

Among the data products the exam council said it released are:

  • The HMDA Dynamic National Loan-Level Dataset (updated, on a weekly basis, to reflect late submissions and resubmissions).
  • Aggregate and Disclosure Reports, providing summary information on individual financial institutions and geographies.
  • The HMDA Data Browser, allowing users to create custom tables and download datasets that can be further analyzed.

The exam council also noted that in March it made available loan/application registers for each HMDA 2019 data filer, modified to protect borrower privacy.

FFIEC Announces Availability of 2019 Data on Mortgage Lending