Community Reinvestment Act Regulations

Community Reinvestment Act Regulations
Subject: CRA
Agency: FDIC, Federal Reserve, OCC
Status: Final rule
The OCC, the Board, and the FDIC (collectively, the Agencies) are amending their Community Reinvestment Act (CRA) regulations to adjust the asset-size thresholds used to define “small bank” or “small savings association” and “intermediate small bank” or “intermediate small savings association.” As required by the CRA regulations, the adjustment to the threshold amount is based on the annual percentage change in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W).
FR Doc: 2019-27288
Date proposed:
Comments due date:

Jan. 1, 2020

Final rule effective date:
Rule compliance date:
Agency release:

Related Reg Report item(s):

Slightly higher 2020 CRA exam thresholds for smaller institutions adopted by agencies