unauthorized banking – Regulatory Report

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[ November 18, 2025 ] Bank may pay ‘gas fees’ on blockchain networks, agency confirms in letter OCC
[ November 13, 2025 ] CFPB proposes to reduce Reg B consumer protections; focus small-biz loan data collection on ‘truly small’ businesses CFPB
[ November 13, 2025 ] Agencies release CRA-required data on 2024 small business, farm, community development lending FDIC
[ November 13, 2025 ] Booklet on SCRA revised noting changes in risk-based supervision, removal of ‘reputation risk’ OCC
[ November 12, 2025 ] CFPB: DOJ office finds bureau may not legally draw funds ‘at this time’ CFPB

OCC warns of unauthorized entities posing as bank, credit union serving FL

January 11, 2022 0

Entities using a “multitude” of fictitious names and websites are purporting to offer banking services in the state of Florida, according to a report circulated in an alert Tuesday by the Office of the Comptroller […]

Bank may pay ‘gas fees’ on blockchain networks, agency confirms in letter

November 18, 2025 0

So-called “gas fees” – or network fees – may be paid on blockchain networks, the national bank regulator said Tuesday in an interpretive letter, to facilitate “otherwise permissible activities.” The Office of the Comptroller of the Currency (OCC) said national [...]
CFPB proposes to reduce Reg B consumer protections; focus small-biz loan data collection on ‘truly small’ businesses

November 13, 2025 0

Changes to its Regulation B implementing the Equal Credit Opportunity Act (ECOA), including removal of provisions recognizing “disparate impact” and a narrowing of its small-business loan data collection requirements, are proposed by the Consumer Financial Protection Bureau (CFPB) with public [...]
Agencies release CRA-required data on 2024 small business, farm, community development lending

November 13, 2025 0

Data on small business, small farm, and community development lending during 2024 – required by rules implementing anti-redlining laws – was released Thursday by federal banking agencies. In joint releases, the Federal Reserve, Office of the Comptroller of the Currency [...]
Booklet on SCRA revised noting changes in risk-based supervision, removal of ‘reputation risk’

November 13, 2025 0

The risk-based supervision approach is now incorporated into a booklet used by the national bank regulator to assess compliance with statutes designed to provide protections to active-duty customers in the U.S. armed services, the agency said Thursday. The Office of [...]