TAILOR act – Regulatory Report

What's up

[ December 17, 2025 ] Proposed guidance gives banks option to tailor CRA exams based on ability to offer services for community needs OCC
[ December 16, 2025 ] Latest new bank — this one in Ohio — will focus on virtual currency market, among other things FDIC
[ December 16, 2025 ] Rule would establish stablecoin issuance application procedure for banks, as required by GENIUS Act FDIC
[ December 16, 2025 ] DOGE cuts to FDIC workforce live on in ’26 operating budget, which decreases by 16.4% FDIC
[ December 16, 2025 ] OCC system risk report emphasizes innovation; economic, cyber risks eyed OCC

2 bills before House this week on financial institutions regulation, exams

March 12, 2018 0

The House is scheduled to take up two bills this week to require “tailoring” of regulations for banks, savings associations and credit unions and create an independent examination review structure. Wednesday, the House is scheduled […]

Top 10 measures for financial institution regulation to be considered by FinSvcs Cmte

October 10, 2017 0

While it will be considering nearly two dozen pieces of separate legislation during its markup Wednesday, at least 10 of the measures that the House Financial Services Committee will debate have a direct impact on […]

Proposed guidance gives banks option to tailor CRA exams based on ability to offer services for community needs

December 17, 2025 0

A bank could tailor its anti-redlining examination based on the needs of the community and the products and services the bank offers to serve those needs under proposed guidance unveiled Wednesday by the national bank regulator. The Office of the [...]
Latest new bank — this one in Ohio — will focus on virtual currency market, among other things

December 16, 2025 0

A newly chartered bank for Columbus, Ohio — which will focus on financial products for businesses and individuals in the technology, payment systems, investment, and defense industries, including virtual currency market participants — was approved for federal deposit insurance Tuesday, [...]
Rule would establish stablecoin issuance application procedure for banks, as required by GENIUS Act

December 16, 2025 0

Banks wishing to issue payment stablecoins would need to follow an application procedure outlined in a proposed rule issued Tuesday by the board of the federal bank deposit insurance agency. The proposal, if finalized, would execute application provisions contained in [...]
DOGE cuts to FDIC workforce live on in ’26 operating budget, which decreases by 16.4%

December 16, 2025 0

A 16.4% decrease in the budget for 2026 of the federal bank deposit insurance agency is attributable to staffing cuts made at the beginning of the year in line with White House demands, the agency said Tuesday. According to the [...]
OCC system risk report emphasizes innovation; economic, cyber risks eyed

December 16, 2025 0

The importance of innovation in banking is given “special topic” attention in the national banking regulator’s semiannual risk perspective report, which also provides updates on the industry’s credit, market, cybersecurity and fraud risks. The report, released Tuesday by the Office [...]
Mortgage holders staying current on loans, but foreclosures on the rise, report shows

December 15, 2025 0

Consumers are holding their own with their mortgages as banks reported 97.4% current and performing at the end of the third quarter – which was the same level a year ago, the Office of the Comptroller of the Currency (OCC) [...]