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What's up
  • [ August 29, 2025 ] OCC cuts assessment rates for national banks, federal savings associations as of Sept. 30 OCC
  • [ August 29, 2025 ] Three prohibited from further service at banks after alleged misappropriation of funds, misrepresentations FDIC
  • [ August 29, 2025 ] FDIC removes references to ‘disparate impact’ – including how to evaluate risk – from compliance exam manual FDIC
  • [ August 29, 2025 ] Former credit union CEO caused more than $1.7 million in losses, order says NCUA
  • [ August 28, 2025 ] Chinese money launderers in U.S., used by Mexico-based drug cartels, target of advisory Other
Homesenior bank loan officer survey

senior bank loan officer survey

The Fed

Lending survey repeats refrain across multiple loan categories: Tighter standards, weaker demand

May 8, 2023 0

Tighter standards and weaker demand for commercial and industrial (C&I) loans and commercial real estate loans were reported by bank senior loan officers in the year’s first quarter, according to results of a survey released […]

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The Fed

Lending standards tighten, even though demand weakens; banks expect snug criteria to continue

February 6, 2023 0

Tighter lending standards, and weaker demand, were reported during the fourth quarter for commercial and industrial (C&I) loans to businesses, while lending standards for households during the same period were tighter or remained the same […]

No Picture
The Fed

Bankers report many loan standards tighter in third quarter, with demand on downside; some see mild recession ahead

November 7, 2022 0

Standards for many types of loans tightened in the third quarter, while demand for most of those loans also weakened, according to report issued Monday by the Federal Reserve. The survey also found that two […]

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The Fed

Commercial, residential real estate lending standards eased in first quarter, report finds

May 9, 2022 0

Some lending terms in the first quarter of the year were eased for commercial real estate (CRE) loans of all categories, as were standards for consumer loans – including residential real estate (RRE) lending, home […]

The Fed

Loan standards eased across multiple categories, Fed survey shows, boosting demand in most (but not all)

November 8, 2021 0

Loan standards for multiple types of loans were eased during the third quarter, according to results of a Federal Reserve survey released Monday, as demand for commercial loans picked up – but demand for residential […]

The Fed

Banks kept standards lower for most loan categories, survey shows

August 2, 2021 0

Standards were eased for nearly all types of loans in the second quarter of the year, according to a survey of senior loan officers released Monday. The Federal Reserve said results of its July 2021 […]

The Fed

Banks report standards eased for most loan categories in first quarter; but tighter than before pandemic

May 3, 2021 0

Senior bank loan officers indicated they eased standards on commercial and industrial (C&I) loans, most categories of residential real estate loans, and three consumer loan categories during the first quarter of this year, the Federal […]

Today

  • OCC cuts assessment rates for national banks, federal savings associations as of Sept. 30

    August 29, 2025 0
    The national bank regulator is reducing semiannual assessments on supervised institutions slated for Sept. 30, the agency announced Friday. Calling it the fifth such reduction since 2017, the Office of the Comptroller of the Currency (OCC) said it has reduced [...]
  • Three prohibited from further service at banks after alleged misappropriation of funds, misrepresentations

    August 29, 2025 0
    A former “senior universal banker” and teller at a Massachusetts bank has been prohibited from further service at a financial institution and ordered to pay a $12,000 civil money penalty (CMP), the federal bank deposit insurance agency said Friday. According [...]
  • FDIC removes references to ‘disparate impact’ – including how to evaluate risk – from compliance exam manual

    August 29, 2025 0
    References to “disparate impact” – the result of practices unintentionally having a disproportionate, negative effect on a protected group, including minorities – are now erased from an examination manual issued by the federal bank deposit insurance agency, it said Friday. [...]
  • Former credit union CEO caused more than $1.7 million in losses, order says

    August 29, 2025 0
    A former Wisconsin credit union CEO who reportedly caused her credit union losses exceeding $1.7 million is permanently barred from service in any federally insured financial institution, according to a consent order announced Friday by the National Credit Union Administration [...]
  • Chinese money launderers in U.S., used by Mexico-based drug cartels, target of advisory

    August 28, 2025 0
    Chinese money laundering networks (CMLNs) in the U.S. that are used by Mexico-based drug cartels — dubbed a “mutualistic relationship” — are the target of an advisory to banks, the Treasury’s top financial crimes enforcement arm said Thursday. The Financial [...]
  • OCC shows 102 banks slated for CRA exams in Q4 2025, Q1 2026

    August 28, 2025 0
    A total of 102 national banks and federal savings associations are slated for their anti-redlining Community Reinvestment Act (CRA) evaluations over the final quarter of 2025 and the first quarter of 2026, according to their federal regulator. The Office of [...]
  • Audit produces 10 recommendations for improving NCUA info security

    August 27, 2025 0
    The federal credit union regulator’s information security program was found to be “effective overall” in a recent independent audit report, but the auditor reported five new weaknesses in the controls selected for review and gave 10 recommendations for improvements. The [...]
  • Registration for NCUA’s closed town hall open until Friday

    August 27, 2025 0
    Registration for the off-the-record “strategic plan” town hall slated for Sept. 9 by the federal credit union regulator remains open until Friday, the agency reminded in a release Wednesday. The meeting, to be held virtually, is described as “off the [...]
  • Profitability down for banks at midyear, continuing decline from year ago; DIF exceeds statutory minimum, ending restoration plan

    August 26, 2025 0
    Return on assets (ROA) for the nation’s banks was down at midyear as was net income, which the federal bank deposit insurance agency Tuesday blamed on an increase in provision expenses related to a large bank acquisition. Absent that, the [...]

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