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What's up
  • [ April 13, 2026 ] 4 named to senior leadership posts at FDIC FDIC
  • [ April 10, 2026 ] FDIC rescinds guidance on multiple re-presentment NSF fees FDIC
  • [ April 9, 2026 ] NCUA deregulation project expected to run all year, maybe into 2027 NCUA
  • [ April 9, 2026 ] Fed proposal: Banks, credit unions could use correspondents to send payments via FedNow The Fed
  • [ April 8, 2026 ] Proposed rule subjects stablecoin issuers to anti-money laundering regs, as mandated by GENIUS Other
Homerisk report

risk report

FDIC

Interest rate uncertainty may be ‘ongoing challenge’ for banks, risk report notes

May 13, 2025 0

Interest rate uncertainty may be an “ongoing challenge” for banks overall in 2025, according to a risk review issued Tuesday by the federal bank deposit insurance agency. In “key risks to banks,” the review issued […]

FDIC

5 key risks – including credit hazards due to CRE, climate-related threats – outlined in FDIC report

August 14, 2023 0

Credit, market, crypto-asset, operational and climate-related financial risks are top hazards facing banks in the year ahead, according to the 2023 version of the federal bank deposit insurance agency’s annual risk review released Monday. The […]

No Picture
FDIC

Cybersecurity, illicit financial activity, again, among top hazards facing banking industry in 2022

May 20, 2022 0

Risks related to cybersecurity and illicit financial activity are among the top hazards facing banks in 2022, the federal bank deposit insurance agency said in report Friday. In its 2022 Risk Review, the Federal Deposit […]

OCC

Low rates, loan growth make profitability ‘stressed,’ agency notes in spring risk report

May 18, 2021 0

Bank profitability remains “stressed” due to low interest rates and loan growth, the federal regulator of national banks said Tuesday, pointing to increased credit risk as the financial impact of the coronavirus crisis continues to […]

FDIC

Banks displayed resiliency, stability in face of pandemic – but risks loom ahead, report finds

May 11, 2021 0

The banking industry showed both resiliency and stability during the 2020 financial impact of the coronavirus crisis, but credit and market risks remain ahead, according to the 2021 Risk Review released Tuesday by the Federal […]

Today

  • 4 named to senior leadership posts at FDIC

    April 13, 2026 0
    Four individuals were appointed to senior leadership positions by the federal bank deposit insurer, the agency said Monday. The Federal Deposit Insurance Corp. (FDIC) said Benjamin Olson was appointed director of the agency’s Division of Depositor and Consumer Protection (DCP). He [...]
  • FDIC rescinds guidance on multiple re-presentment NSF fees

    April 10, 2026 0
    Calling the guidance “overly broad in scope,” the federal bank deposit insurer on Friday rescinded a 2023 Financial Institution Letter (FIL) describing its supervisory approach to multiple nonsufficient funds (NSF) fees that occur when the same unpaid transaction is re-presented. [...]

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