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What's up
  • [ January 30, 2026 ] Trio of small banks end deposit insurance, including 121-year-old Alabama former S&L FDIC
  • [ January 30, 2026 ] NCUA IG will report on travel card audit later this year, letter shows NCUA
  • [ January 29, 2026 ] OCC agrees to clarify which documents from Basel Committee recommendations be treated as records OCC
  • [ January 29, 2026 ] Revised digital FDIC insurance sign rules effective March 2; compliance deadline April 1 FDIC
  • [ January 29, 2026 ] Fed Board appoints 7 to insurance policy advisory group The Fed
Homerisk report

risk report

FDIC

Interest rate uncertainty may be ‘ongoing challenge’ for banks, risk report notes

May 13, 2025 0

Interest rate uncertainty may be an “ongoing challenge” for banks overall in 2025, according to a risk review issued Tuesday by the federal bank deposit insurance agency. In “key risks to banks,” the review issued […]

FDIC

5 key risks – including credit hazards due to CRE, climate-related threats – outlined in FDIC report

August 14, 2023 0

Credit, market, crypto-asset, operational and climate-related financial risks are top hazards facing banks in the year ahead, according to the 2023 version of the federal bank deposit insurance agency’s annual risk review released Monday. The […]

No Picture
FDIC

Cybersecurity, illicit financial activity, again, among top hazards facing banking industry in 2022

May 20, 2022 0

Risks related to cybersecurity and illicit financial activity are among the top hazards facing banks in 2022, the federal bank deposit insurance agency said in report Friday. In its 2022 Risk Review, the Federal Deposit […]

OCC

Low rates, loan growth make profitability ‘stressed,’ agency notes in spring risk report

May 18, 2021 0

Bank profitability remains “stressed” due to low interest rates and loan growth, the federal regulator of national banks said Tuesday, pointing to increased credit risk as the financial impact of the coronavirus crisis continues to […]

FDIC

Banks displayed resiliency, stability in face of pandemic – but risks loom ahead, report finds

May 11, 2021 0

The banking industry showed both resiliency and stability during the 2020 financial impact of the coronavirus crisis, but credit and market risks remain ahead, according to the 2021 Risk Review released Tuesday by the Federal […]

Today

  • Trio of small banks end deposit insurance, including 121-year-old Alabama former S&L

    January 30, 2026 0
    Three small banks in Arizona, Florida and Alabama – the latter of which was 121 years old – have voluntarily ended their federal deposit insurance, their federal insurer said Friday. The Federal Deposit Insurance Corp. (FDIC) said First Community Bank [...]
  • NCUA IG will report on travel card audit later this year, letter shows

    January 30, 2026 0
    Noting it “did not issue any reports with recommendations” related to the agency’s charge card programs in fiscal 2025, the National Credit Union Administration told the federal budget office it is currently conducting an audit related to its travel card [...]
  • OCC agrees to clarify which documents from Basel Committee recommendations be treated as records

    January 29, 2026 0
    Clarifying which documents created for, or received from, the international committee that advocates bank capital standards should be treated as records by the national bank regulator was recommended by the congressional watchdog said Thursday. In a report of findings, the [...]
  • Revised digital FDIC insurance sign rules effective March 2; compliance deadline April 1

    January 29, 2026 0
    A final rule amending regulations for the digital display of a bank’s federally insured status is set to take effect March 2, with compliance required by April 1, according to a notice Thursday in the Federal Register. The rule, approved [...]
  • Fed Board appoints 7 to insurance policy advisory group

    January 29, 2026 0
    Seven members were selected to serve three-year terms on a panel that provides information and advice to the Federal Reserve Board on domestic and international insurance issues, the Fed announced Thursday. The seven members include four new members and three [...]
  • Round 4 of credit union dereg push focuses on non-member savings, cancellation of excess insurance, max borrowing authority, disclosure of insurance coverage

    January 27, 2026 0
    A fourth set of proposals to reduce credit union regulation was issued Tuesday by the federal regulator, focusing on non-member savings accounts, cancellation of supplemental deposit insurance, maximum borrowing authority and disclosure of savings insurance coverage. The National Credit Union [...]
  • NCUA announces 2026 leadership team list

    January 27, 2026 0
    The federal credit union regulator announced its top leaders and staff in a release Monday. National Credit Union Administration (NCUA) Board Chairman Kyle Hauptman, a Republican, has been the agency’s lone board member since President Donald Trump’s (R) firings last [...]
  • ‘Repurposing’ of ‘unspent, past years’ budgets’ leads to lower credit union fees to fund agency

    January 23, 2026 0
    Fees paid by credit unions in 2026 to fund their federal regulator will fall by an average of 24.6%, the agency said Friday, calling this the result of reductions in staffing, rearrangement of expenses and crediting of “unspent collections” of [...]
  • Small CA credit union conserved by NCUA

    January 23, 2026 0
    The $16.5 million-in-assets Beverly Hills City Employees Federal Credit Union, Beverly Hills, Calif., was conserved Thursday by the National Credit Union Administration (NCUA), the agency said in a release. In its announcement late Thursday, the NCUA said member services will [...]

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