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What's up
  • [ November 13, 2025 ] CFPB proposes to reduce Reg B consumer protections; focus small-biz loan data collection on ‘truly small’ businesses CFPB
  • [ November 13, 2025 ] Agencies release CRA-required data on 2024 small business, farm, community development lending FDIC
  • [ November 13, 2025 ] Booklet on SCRA revised noting changes in risk-based supervision, removal of ‘reputation risk’ OCC
  • [ November 12, 2025 ] CFPB: DOJ office finds bureau may not legally draw funds ‘at this time’ CFPB
  • [ November 12, 2025 ] Concern over ‘policy uncertainty’ risks grows, with distress over ‘geopolitical’ risks rising sharply, Fed survey shows The Fed
Homerisk report

risk report

FDIC

Interest rate uncertainty may be ‘ongoing challenge’ for banks, risk report notes

May 13, 2025 0

Interest rate uncertainty may be an “ongoing challenge” for banks overall in 2025, according to a risk review issued Tuesday by the federal bank deposit insurance agency. In “key risks to banks,” the review issued […]

FDIC

5 key risks – including credit hazards due to CRE, climate-related threats – outlined in FDIC report

August 14, 2023 0

Credit, market, crypto-asset, operational and climate-related financial risks are top hazards facing banks in the year ahead, according to the 2023 version of the federal bank deposit insurance agency’s annual risk review released Monday. The […]

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FDIC

Cybersecurity, illicit financial activity, again, among top hazards facing banking industry in 2022

May 20, 2022 0

Risks related to cybersecurity and illicit financial activity are among the top hazards facing banks in 2022, the federal bank deposit insurance agency said in report Friday. In its 2022 Risk Review, the Federal Deposit […]

OCC

Low rates, loan growth make profitability ‘stressed,’ agency notes in spring risk report

May 18, 2021 0

Bank profitability remains “stressed” due to low interest rates and loan growth, the federal regulator of national banks said Tuesday, pointing to increased credit risk as the financial impact of the coronavirus crisis continues to […]

FDIC

Banks displayed resiliency, stability in face of pandemic – but risks loom ahead, report finds

May 11, 2021 0

The banking industry showed both resiliency and stability during the 2020 financial impact of the coronavirus crisis, but credit and market risks remain ahead, according to the 2021 Risk Review released Tuesday by the Federal […]

Today

  • CFPB proposes to reduce Reg B consumer protections; focus small-biz loan data collection on ‘truly small’ businesses

    November 13, 2025 0
    Changes to its Regulation B implementing the Equal Credit Opportunity Act (ECOA), including removal of provisions recognizing “disparate impact” and a narrowing of its small-business loan data collection requirements, are proposed by the Consumer Financial Protection Bureau (CFPB) with public [...]
  • Agencies release CRA-required data on 2024 small business, farm, community development lending

    November 13, 2025 0
    Data on small business, small farm, and community development lending during 2024 – required by rules implementing anti-redlining laws – was released Thursday by federal banking agencies. In joint releases, the Federal Reserve, Office of the Comptroller of the Currency [...]
  • Booklet on SCRA revised noting changes in risk-based supervision, removal of ‘reputation risk’

    November 13, 2025 0
    The risk-based supervision approach is now incorporated into a booklet used by the national bank regulator to assess compliance with statutes designed to provide protections to active-duty customers in the U.S. armed services, the agency said Thursday. The Office of [...]

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