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What's up
  • [ July 7, 2026 ] Fed gets in on the act for anti-money laundering changes with other regulators, proposing focus on risk The Fed
  • [ July 7, 2026 ] OCC sets places, dates for summer director, senior manager workshops OCC
  • [ July 2, 2026 ] Kansas bank found ‘significantly undercapitalized,’ must seek acquisition, merger with another institution The Fed
  • [ July 2, 2026 ] Agency promotes from within for leader to oversee supervisory data, systems OCC
  • [ July 1, 2026 ] Noncash payments up 300% overall since year 2000, led by debit cards, Fed study finds The Fed
Homerisk perspective

risk perspective

OCC

Credit risk on rise, operational risk remains elevated for banks as consumers face challenges, report contends

June 19, 2024 0

Credit risk is rising and operational risk is elevated, as a “maturing economic cycle may cause consumer headwinds,” the regulator of national banks said Tuesday. In its Semiannual Risk Perspective for Spring 2024, the Office […]

No Picture
OCC

Interest rate increases taking toll on bank investment portfolios, stands as key risk ahead

December 9, 2022 0

Rising interest rates have adversely affected bank investment portfolios, making the increases among the top risk issues facing the industry, according to a report issued by the national bank regulator Thursday. The Office of the […]

OCC

Feeble demand for loans, low profitability indicator, drag bank performance agency reports

December 6, 2021 0

Weak loan demand and low net interest margins (NIM) continue to weigh on performance of national banks, their federal regulator said Monday, punctuated by higher operational and compliance risks. In its Semiannual Risk Perspective for […]

OCC

‘Credit risk’ gets top billing in ‘risk perspective’ issued by national bank regulator

November 9, 2020 0

Credit risk is the top “emerging risk” listed by the regulator of national banks in its semi-annual report issued Monday on threats to the banking industry. According to its Semiannual Risk Perspective for Fall 2020 […]

OCC

Latest national bank ‘risk perspective’ to be unveiled next week

November 4, 2020 0

Risks facing national banks in the last quarter of 2020 (and going into 2021) will be outlined Nov. 9 by the federal regulator of the institutions in a press conference, the agency said Wednesday. In […]

OCC

Report: Cybersecurity threats raise operational risk at banks as they act to adapt to changing technology

December 9, 2019 0

Operational risk, elevated among banks as they adapt to changing technology needed to counter cybersecurity threats, is among the hazards facing the banking industry, the regulator of national banks said Monday in its semiannual report […]

Today

  • Kansas bank found ‘significantly undercapitalized,’ must seek acquisition, merger with another institution

    July 2, 2026 0
    A Lenexa, Kansas, bank is “significantly undercapitalized” and has adopted a prompt corrective action directive prepared by the Federal Reserve, the agency said Thursday. Small Business Bank of Lenexa adopted the prompt corrective action directive after being found undercapitalized by [...]
  • Agency promotes from within for leader to oversee supervisory data, systems

    July 2, 2026 0
    Supervisory data, systems, reports and analytics, in support of supervision objectives and the national bank regulator’s mission, will be the responsibility of Jamie Wilds, the agency announced Thursday. In a release, the Office of the Comptroller of the Currency (OCC) [...]

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