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What's up
  • [ July 10, 2026 ] Regulators encourage banks, credit unions to follow voluntary information sharing under FinCEN guidance FDIC
  • [ July 9, 2026 ] Exam council updates loan category jargon, changes liquidity and funding pages in performance report Other
  • [ July 9, 2026 ] Bank holding companies reach agreement with Fed in wake of 2025 finding of ‘unsafe, unsound practices’ for Illinois bank OCC
  • [ July 8, 2026 ] NCUA fund has $13 million available for loans to low-income credit unions NCUA
  • [ July 7, 2026 ] Fed gets in on the act for anti-money laundering changes with other regulators, proposing focus on risk The Fed
Homerisk perspective

risk perspective

OCC

Credit risk on rise, operational risk remains elevated for banks as consumers face challenges, report contends

June 19, 2024 0

Credit risk is rising and operational risk is elevated, as a “maturing economic cycle may cause consumer headwinds,” the regulator of national banks said Tuesday. In its Semiannual Risk Perspective for Spring 2024, the Office […]

No Picture
OCC

Interest rate increases taking toll on bank investment portfolios, stands as key risk ahead

December 9, 2022 0

Rising interest rates have adversely affected bank investment portfolios, making the increases among the top risk issues facing the industry, according to a report issued by the national bank regulator Thursday. The Office of the […]

OCC

Feeble demand for loans, low profitability indicator, drag bank performance agency reports

December 6, 2021 0

Weak loan demand and low net interest margins (NIM) continue to weigh on performance of national banks, their federal regulator said Monday, punctuated by higher operational and compliance risks. In its Semiannual Risk Perspective for […]

OCC

‘Credit risk’ gets top billing in ‘risk perspective’ issued by national bank regulator

November 9, 2020 0

Credit risk is the top “emerging risk” listed by the regulator of national banks in its semi-annual report issued Monday on threats to the banking industry. According to its Semiannual Risk Perspective for Fall 2020 […]

OCC

Latest national bank ‘risk perspective’ to be unveiled next week

November 4, 2020 0

Risks facing national banks in the last quarter of 2020 (and going into 2021) will be outlined Nov. 9 by the federal regulator of the institutions in a press conference, the agency said Wednesday. In […]

OCC

Report: Cybersecurity threats raise operational risk at banks as they act to adapt to changing technology

December 9, 2019 0

Operational risk, elevated among banks as they adapt to changing technology needed to counter cybersecurity threats, is among the hazards facing the banking industry, the regulator of national banks said Monday in its semiannual report […]

Today

  • Regulators encourage banks, credit unions to follow voluntary information sharing under FinCEN guidance

    July 10, 2026 0
    Saying it recognizes fraud and other unlawful activity as a “significant and growing concern nationwide for banks and consumers,” the bank deposit insurance agency late Thursday encouraged banks to follow voluntary information sharing issued last month by the Treasury’s financial [...]
  • Exam council updates loan category jargon, changes liquidity and funding pages in performance report

    July 9, 2026 0
    Updates to loan category nomenclature and changes to the liquidity and funding page on the uniform report that financial institutions file of their financial condition were published Thursday by the umbrella group for federal regulators. The changes to the Uniform [...]
  • Bank holding companies reach agreement with Fed in wake of 2025 finding of ‘unsafe, unsound practices’ for Illinois bank

    July 9, 2026 0
    A 2025 formal agreement over the unsafe and unsound practices of an Illinois bank has been extended by the Federal Reserve to maintain the soundness of its bank holding company, the agency said Thursday. The Fed said the agreement it [...]
  • NCUA fund has $13 million available for loans to low-income credit unions

    July 8, 2026 0
    The federal credit union regulator is accepting applications for loans from its Community Development Revolving Loan Fund (CDRLF), with a total of $13 million available for loans to low-income-designated credit unions. The National Credit Union Administration (NCUA) announced the funding [...]
  • Kansas bank found ‘significantly undercapitalized,’ must seek acquisition, merger with another institution

    July 2, 2026 0
    A Lenexa, Kansas, bank is “significantly undercapitalized” and has adopted a prompt corrective action directive prepared by the Federal Reserve, the agency said Thursday. Small Business Bank of Lenexa adopted the prompt corrective action directive after being found undercapitalized by [...]
  • Agency promotes from within for leader to oversee supervisory data, systems

    July 2, 2026 0
    Supervisory data, systems, reports and analytics, in support of supervision objectives and the national bank regulator’s mission, will be the responsibility of Jamie Wilds, the agency announced Thursday. In a release, the Office of the Comptroller of the Currency (OCC) [...]

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