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What's up
  • [ April 23, 2026 ] Agencies finalize lower community bank leverage ratio; no changes from last fall’s proposal FDIC
  • [ April 23, 2026 ] Higher interest rate risk top hazard for banks in 2025; CRE showed continued weakness FDIC
  • [ April 23, 2026 ] NCUA seeks credit unions’ input on streamlining call report, profile data collection NCUA
  • [ April 21, 2026 ] Proposed rule changes would make it easier for credit union boards to consider conversions, mergers to banks NCUA
  • [ April 21, 2026 ] FDIC deploys relief for banks serving WA areas affected by storms, flooding, more FDIC
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The Fed

Fed governor calls for closer communication with bankers, renews skepticism of regulatory reform in wake of failures

May 19, 2023 0

The Federal Reserve should not “remotely” analyze a bank and downgrade its ratings without “communication and justification,” a member of the agency’s board told a Texas group Friday. Speaking to the Texas Bankers Association in […]

Federal financial regulation

Paper advises expert panel to evaluate, recommend financial stability reforms (including those to deal with leveraged lending challenges)

June 5, 2019 0

Congress should evaluate through an expert commission the effectiveness of post-crisis regulatory reforms it adopted in 2010, including whether federal regulatory authorities have sufficient flexibility to react to new vulnerabilities, according to a paper released […]

NCUA

CU share insurance fund op level lowered to 1.38%; February review will show any need for distribution

December 13, 2018 0

A one-basis-point reduction, from 1.39% to 1.38%, in the “normal operating level” (NOL) of the federal share (deposit) insurance fund for credit unions was approved by the National Credit Union Administration (NCUA) Board Thursday on […]

Today

  • Agencies finalize lower community bank leverage ratio; no changes from last fall’s proposal

    April 23, 2026 0
    Community banks will have “greater flexibility to use a simpler measure of capital adequacy and reduce regulatory burden” under a final rule issued Thursday by federal banking regulators. According to the agencies, the rule modifies the so-called community bank leverage [...]
  • Higher interest rate risk top hazard for banks in 2025; CRE showed continued weakness

    April 23, 2026 0
    Elevated interest rate risk was the top peril for banks in 2025, the federal bank deposit insurance agency said Thursday, but a changing interest rate environment gave the institutions better net interest margins (NIMs), according to the annual risk review [...]
  • NCUA seeks credit unions’ input on streamlining call report, profile data collection

    April 23, 2026 0
    Input from credit unions on how to “enhance and streamline” the agency’s data collections – in particular, through the 5300 Call Report, 5310 Corporate Call Report, and Form 4501A Profile – is being sought by the National Credit Union Administration [...]
  • Proposed rule changes would make it easier for credit union boards to consider conversions, mergers to banks

    April 21, 2026 0
    Conversion or merger of a credit union into a bank would be made easier for a credit union board to propose and decide under the latest round of deregulation proposals issued by the federal regulator Tuesday. The National Credit Union [...]
  • FDIC deploys relief for banks serving WA areas affected by storms, flooding, more

    April 21, 2026 0
    Measures aimed at helping banking institutions and communities in Washington affected by severe storms, straight-line winds, and other damaging events in December was announced Tuesday by the federal bank deposit insurer. The Federal Deposit Insurance Corp. (FDIC) said in a [...]
  • FDIC seeks papers for September research conference

    April 20, 2026 0
    A call for theoretical and empirical appers on banking issues was issued Monday for the Federal Deposit Insurance Corp. (FDIC) 25th Annual Bank Research Conference, slated Sept. 24-25 in Arlington, Va. The agency said topics for papers may include, but [...]
  • Banking regulators revise model risk management guidance, rescind previous

    April 17, 2026 0
    The three federal prudential banking regulators on Friday issued revised model risk management guidance generally applicable to banking organizations with more than $30 billion in total assets. The Federal Deposit Insurance Corp. (FDIC), in a release, said the guidance “does [...]

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