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What's up
  • [ December 10, 2025 ] OCC says 9 biggest supervised banks engaged in ‘debanking’; more to come OCC
  • [ December 10, 2025 ] Credit union regulator launches ‘first round’ of changing, eliminating ‘overly burdensome’ regulations NCUA
  • [ December 10, 2025 ] FinCEN says virtual currency trading platform facilitated suspicious activity; imposes $3.5 million penalty Other
  • [ December 9, 2025 ] Comptroller jumps on board to oppose state enforcing usury laws on out of state bank, fintech lending OCC
  • [ December 9, 2025 ] OCC letter: Banks permitted to engage in ‘riskless’ principal crypto-asset transactions OCC
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Federal financial regulatory legislation

Committee tackles nearly half dozen bills aimed at ‘reg relief’

October 11, 2017 0

Markup of nearly two dozen bills related to financial services and its regulation began Wednesday by the House Financial Services Committee, with members debating many of measures scheduled to be debated and voted on at […]

FDIC

Risk-based capital measures ‘too-often gamed,’ FDIC second chair says

October 11, 2017 0

Moving toward an assessment of bank capital adequacy based on tangible equity would generate better information and free up billions of supervision dollars used now to analyze risk-based measures “that are too-often gamed,” the vice […]

FDIC

Consumer behavior, attitudes toward financial products in focus at FDIC symposium

October 11, 2017 0

Research papers on consumer behavior and attitudes toward financial products – including credit utilization, payment behavior, economic inclusion, mortgage markets and credit and the real economy – will be discussed at a conference Friday sponsored […]

OCC

Publication of withdrawal of guidance for ‘DAPs’ set

October 11, 2017 0

The withdrawal of guidance about “deposit advance products” (DAP) to national banks – possibly opening options for banks to offer payday and other short-term loans — is set to be published in the Federal Register […]

Today

  • OCC says 9 biggest supervised banks engaged in ‘debanking’; more to come

    December 10, 2025 0
    A five-page report (plus cover) providing “preliminary findings” of a supervisory review of purported “debanking” activities by the nine largest banks it supervises was released Wednesday by the Office of the Comptroller of the Currency (OCC). The OCC’s review, still [...]
  • Credit union regulator launches ‘first round’ of changing, eliminating ‘overly burdensome’ regulations

    December 10, 2025 0
    Calling it the “first round” of proposed regulatory changes, the federal credit union regulator Wednesday released a laundry list of rules it said it intends to change or remove. According to the National Credit Union Administration (NCUA), it plans to [...]
  • FinCEN says virtual currency trading platform facilitated suspicious activity; imposes $3.5 million penalty

    December 10, 2025 0
    A convertible virtual currency, peer-to-peer trading platform was fined $3.5 million for allegedly facilitating more than $500 million in suspicious activity involving “a host of illicit actors,” Treasury’s financial crimes enforcement arm said. The fine against Paxful, Inc., and Paxful [...]
  • Comptroller jumps on board to oppose state enforcing usury laws on out of state bank, fintech lending

    December 9, 2025 0
    The courts, or Congress, should remedy the outcome of a legal case decided last month that out-of-state banks and fintech partners lending to someone in Colorado must comply with state interest rate caps, the national banking regulator said Tuesday as [...]
  • OCC letter: Banks permitted to engage in ‘riskless’ principal crypto-asset transactions

    December 9, 2025 0
    Banks may engage in “riskless” principal crypto-asset transactions with and on behalf of their customers, according to an interpretive letter released Tuesday by the Office of the Comptroller of the Currency (OCC). The letter, from the agency’s senior deputy comptroller [...]
  • New credit union, third this year, will provide lending, saving to CA underserved area

    December 8, 2025 0
    A new credit union will soon be offering financial services – including mortgages and home equity loans — to its membership in the Bay Area of California, its federal regulator said Monday. The charter for Haven Federal Credit Union(FCU)  – [...]
  • Three banks ‘outstanding,’ three others ‘need improvement,’ FDIC says in latest CRA report

    December 8, 2025 0
    Three banks earned ratings of “outstanding” for their compliance with anti-redlining rules in results of examinations in September, the federal bank deposit insurance agency said Friday. However, three other banks earned ratings of “needs improvement” and the remaining 52 banks [...]

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