non-advanced approaches – Regulatory Report

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[ January 13, 2026 ] NCUA proposes 4 rule rescissions addressing nondiscrimination, service to underserved areas, more NCUA
[ January 13, 2026 ] Hill sworn in for 5-year term as FDIC chairman, removing ‘acting’ from title FDIC
[ January 13, 2026 ] Noting filing season for HMDA data is open, Bureau notes ‘timely’ deadline of March 2 for submissions and tips CFPB
[ January 12, 2026 ] CFPB, DOJ team up to allow discrimination of some credit applicants based on their immigration, citizenship status Federal financial regulation
[ January 12, 2026 ] Credit risk ‘remains moderate’ for large, syndicated bank loans, annual report finds FDIC

Some banks may apply capital rule simplifications on Jan. 1, letter reminds

November 4, 2019 0

Non-advanced approaches banks may apply capital rule simplifications on Jan. 1, rather than wait until April 1, the Federal Deposit Insurance Corp. (FDIC) reminded Monday in a financial institution letter (FIL). Under a joint, final […]

NCUA proposes 4 rule rescissions addressing nondiscrimination, service to underserved areas, more

January 13, 2026 0

One rule and three interpretive rulings the agency considers to be obsolete and duplicative are slated for rescission in its third round of its deregulation proposals, it said Tuesday. The National Credit Union Administration (NCUA) last year announced a regulatory [...]
Hill sworn in for 5-year term as FDIC chairman, removing ‘acting’ from title

January 13, 2026 0

Removing the “acting” from his name, Travis Hill was sworn in as the 23rd chairman of the board of the federal deposit insurance agency Tuesday, the agency said. He was confirmed by the Senate to the position Dec. 18. He [...]
Noting filing season for HMDA data is open, Bureau notes ‘timely’ deadline of March 2 for submissions and tips

January 13, 2026 0

Submission of Home Mortgage Disclosure Act (HMDA) data will be considered “timely” if received by March 2, the federal consumer financial protection agency reminded Tuesday. In a message to financial institutions and other lenders, the Consumer Financial Protection Bureau (CFPB) [...]
CFPB, DOJ team up to allow discrimination of some credit applicants based on their immigration, citizenship status

January 12, 2026 0

A credit applicant’s immigration or citizenship status will be considered when determining what rights they have under federal regulations with respect to repayment, the federal consumer financial protection agency said Monday, overturning a policy adopted in 2023. According to the [...]
Credit risk ‘remains moderate’ for large, syndicated bank loans, annual report finds

January 12, 2026 0

Credit risk associated with large, syndicated bank loans remains moderate, which includes a decrease in the percentage of loans that deserve management’s close attention, according to a report issued Monday by federal banking agencies. According to the three agencies, the [...]