Mortgage Metrics Report – Regulatory Report

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[ November 28, 2025 ] Four workers from same bank prohibited from future service; three for COVID-era loan program violations FDIC
[ November 28, 2025 ] 2% designated reserve ratio continued for FDIC insurance fund FDIC
[ November 28, 2025 ] FDIC official digital sign requirement delayed to 2027 to align with proposal FDIC
[ November 26, 2025 ] Latest Beige Book reports mixed economic activity, but little changed from last month The Fed
[ November 26, 2025 ] OCC sets schedule for CRA exams in first half of ‘26 OCC

Mortgage delinquencies, foreclosures, static or down in second quarter, OCC reports

September 27, 2023 0

Home mortgage delinquencies and foreclosures were unchanged or down in the second quarter of the year, compared to the previous quarter and the previous year, according to a report issued Wednesday by the regulator of […]

96.5% of first-lien mortgages at 7 big banks were current in Q1; foreclosures down 10.9% from previous quarter

June 16, 2020 0

Mortgage data collected from seven national banks with large mortgage-servicing portfolios shows that 96.5% of first-lien residential mortgage loans serviced there remained current in the first quarter, up slightly from a year earlier (96.2%). These […]

Four workers from same bank prohibited from future service; three for COVID-era loan program violations

November 28, 2025 0

Prohibitions were ordered against or agreed to by four workers of Truist Bank in Charlotte, N.C., in October for misappropriating funds related to coronavirus crisis loan programs, and for cashing bogus checks, the federal bank deposit insurance agency said Friday. [...]
2% designated reserve ratio continued for FDIC insurance fund

November 28, 2025 0

A 2% designated reserve ratio (DRR) will continue in 2026 for the Deposit Insurance Fund (DIF for banks, the federal bank deposit insurer said Tuesday. According to a Federal Deposit Insurance Corp. (FDIC) staff memo released for Tuesday’s open board [...]
FDIC official digital sign requirement delayed to 2027 to align with proposal

November 28, 2025 0

Insured depository institutions (IDIs) have an additional 21 months to comply with a rule requiring the display of the Federal Deposit Insurance Corp. (FDIC) official sign on their digital deposit-taking channels, according to an agency Financial Institution Letter (FIL). The [...]
Latest Beige Book reports mixed economic activity, but little changed from last month

November 26, 2025 0

Reports of loan demand across the Federal Reserve’s 12 districts were “mixed,” although some reported an ongoing recovery in the office real estate market, according to the latest Beige Book released Wednesday. The Fed’s semi-monthly summary of commentary on current [...]
OCC sets schedule for CRA exams in first half of ‘26

November 26, 2025 0

About 130 banks are scheduled to receive their anti-redlining compliance exams in the first and second quarters of next year, the national bank regulator said Wednesday. According to the Office of the Comptroller of the Currency (OCC), the largest groups [...]