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What's up
  • [ April 27, 2026 ] UPDATED: OCC asserts preemption of disputed Illinois interchange fee law OCC
  • [ April 23, 2026 ] Agencies finalize lower community bank leverage ratio; no changes from last fall’s proposal FDIC
  • [ April 23, 2026 ] Higher interest rate risk top hazard for banks in 2025; CRE showed continued weakness FDIC
  • [ April 23, 2026 ] NCUA seeks credit unions’ input on streamlining call report, profile data collection NCUA
  • [ April 21, 2026 ] Proposed rule changes would make it easier for credit union boards to consider conversions, mergers to banks NCUA
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FDIC

Bank net income up $56 billion in 1Q’18, FDIC reports; agency leader cites challenges ahead

May 22, 2018 0

Banks increased net income by more than 27% – $56 billion – in the first quarter of the year compared to the same period last year, the Federal Deposit Insurance Corp. (FDIC) reported Tuesday, but […]

The Fed

Fed bars 2 former Regions Bank (AL) employees, lifts action against Hometown Bankshares (MO)

May 22, 2018 0

Two former employees of Regions Bank, Birmingham, Ala., have been barred from future participation in the affairs of any federally insured financial institution over improper practices regarding credit origination, the Federal Reserve Board said Tuesday. […]

FDIC

Lowering leverage capital for large banks doesn’t seem ‘prudent,’ outgoing FDIC leader says

May 22, 2018 0

A proposal to lower the leverage capital for large, systemically important banks doesn’t seem like a “prudent step,” the outgoing chairman of the federal deposit insurance agency said Tuesday. In response to reporters’ questions following […]

CFPB

‘Supervision program’ RFI gets 46 comments by Monday deadline

May 22, 2018 0

A request for information (RFI) regarding the “supervision program” of the Bureau of Consumer Financial Protection (BCFP) drew a total of 46 comments as of Monday, the public comment deadline, according to Regulations.gov. This RFI […]

Legislation

UPDATED: Financial Services Committee mark up interrupted; likely to continue later

May 22, 2018 0

Three bills (out of five total) affecting federal financial institution regulation were in the process of being marked up Tuesday in the House Financial Services Committee; however, other business in the House (including roll call […]

CFPB

Mulvaney tenure at consumer agency has one month to go, unless nomination made by June 22

May 22, 2018 0

As of today, there is one month remaining in the tenure of the acting director of the federal consumer financial protection agency as its leader, unless President Donald Trump makes a nomination by June 22. […]

CFPB

BCFP to reexamine ECOA requirements, confer with Congress on other guidance docs meriting review

May 21, 2018 0

Soon after the president signed a congressional resolution to overturn the bureau’s 2013 guidance for indirect auto lenders, the Bureau of Consumer Financial Protection (BCFP) issued a release Monday not only lauding that action but […]

Today

  • Agencies finalize lower community bank leverage ratio; no changes from last fall’s proposal

    April 23, 2026 0
    Community banks will have “greater flexibility to use a simpler measure of capital adequacy and reduce regulatory burden” under a final rule issued Thursday by federal banking regulators. According to the agencies, the rule modifies the so-called community bank leverage [...]
  • Higher interest rate risk top hazard for banks in 2025; CRE showed continued weakness

    April 23, 2026 0
    Elevated interest rate risk was the top peril for banks in 2025, the federal bank deposit insurance agency said Thursday, but a changing interest rate environment gave the institutions better net interest margins (NIMs), according to the annual risk review [...]
  • NCUA seeks credit unions’ input on streamlining call report, profile data collection

    April 23, 2026 0
    Input from credit unions on how to “enhance and streamline” the agency’s data collections – in particular, through the 5300 Call Report, 5310 Corporate Call Report, and Form 4501A Profile – is being sought by the National Credit Union Administration [...]
  • Proposed rule changes would make it easier for credit union boards to consider conversions, mergers to banks

    April 21, 2026 0
    Conversion or merger of a credit union into a bank would be made easier for a credit union board to propose and decide under the latest round of deregulation proposals issued by the federal regulator Tuesday. The National Credit Union [...]
  • FDIC deploys relief for banks serving WA areas affected by storms, flooding, more

    April 21, 2026 0
    Measures aimed at helping banking institutions and communities in Washington affected by severe storms, straight-line winds, and other damaging events in December was announced Tuesday by the federal bank deposit insurer. The Federal Deposit Insurance Corp. (FDIC) said in a [...]
  • FDIC seeks papers for September research conference

    April 20, 2026 0
    A call for theoretical and empirical appers on banking issues was issued Monday for the Federal Deposit Insurance Corp. (FDIC) 25th Annual Bank Research Conference, slated Sept. 24-25 in Arlington, Va. The agency said topics for papers may include, but [...]
  • Banking regulators revise model risk management guidance, rescind previous

    April 17, 2026 0
    The three federal prudential banking regulators on Friday issued revised model risk management guidance generally applicable to banking organizations with more than $30 billion in total assets. The Federal Deposit Insurance Corp. (FDIC), in a release, said the guidance “does [...]

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