The 2023 Census flat file and FFIEC Median Family Income Report, both containing data used for Home Mortgage Disclosure Act (HMDA) and Community Reinvestment Act (CRA) compliance purposes, were released Thursday by the umbrella group […]
A guide from federal regulators for financial institutions’ Home Mortgage Disclosure Act (HMDA) that will be required to report 2023 home mortgage data in 2024 is available now online. “A Guide to HMDA Reporting: Getting […]
All credit unions with more than $54 million in assets will be required to collect data associated with mortgage loan applications processed in 2023, the federal credit union regulator said Thursday. In a “regulatory alert” […]
A modified loan/application register (LAR) is now available for every financial institution that has completed a Home Mortgage Disclosure Act (HMDA) submission, the umbrella group for federal financial institution regulators said Thursday. According to the […]
Findings from a review of the overall effectiveness of the Home Mortgage Disclosure Act (HMDA) rule, from 2015 forward, are provided in 177-page report released Friday by the Consumer Financial Protection Bureau (CFPB). The bureau […]
Review of a “sandbox application” about consumer disclosures of a loan that finances both a construction phase and the permanent purchase of a home is in the final stages by the federal consumer financial protection […]
A reference chart for regulatory reporting of Home Mortgage Disclosure Act (HMDA) data collected this year was released Thursday by the federal consumer financial protection agency. According to the Consumer Financial Protection Bureau (CFPB), the […]
The supervisory approach for the new, lower reporting threshold of 25 closed-end mortgage loans was outlined Friday by two regulators – one for banks, one for credit unions – who both indicated limited action, if […]
Guidance for complying with the new threshold for reporting closed-end mortgage loans, now at 25 originated in each of the two preceding calendar years, was issued Wednesday by the regulator of national banks In a […]
Two final rules increasing the asset-size exemption thresholds for institutions required to report mortgage activity and to establish escrows for certain higher-priced mortgage loans (HPMLs) were published this week by the Consumer Financial Protection Bureau […]
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