A reference chart for regulatory reporting of Home Mortgage Disclosure Act (HMDA) data collected this year was released Thursday by the federal consumer financial protection agency.
According to the Consumer Financial Protection Bureau (CFPB), the chart is intended as a reference tool for data points required to be collected, recorded, and reported under Regulation C. That rule was amended by the bureau’s HMDA rules issued Oct. 15, 2015, Aug. 24, 2017, Oct. 10, 2019, and April16, 2020.
The bureau said relevant regulation and commentary sections are provided for ease of reference. “The chart also incorporates the information found in Section 4.2.2 of the 2022 Filing Instructions Guide and provides when to report not applicable or exempt, including the codes used for reporting not applicable or exempt from section 4 of the 2022 Filing Instructions Guide for ease of reference,” the CFPB said.
It added that the chart does not provide data fields or number enumeration used in preparing the HMDA loan/application register (LAR).
2023 Reportable HMDA Data: A regulatory and reporting overview reference chart