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What's up
  • [ July 18, 2025 ] AI among briefing topics for July 24 NCUA Board meeting NCUA
  • [ July 17, 2025 ] UPDATED: Agencies follow through on proposal rescinding latest CRA rules; apparent concern over lawsuit FDIC
  • [ July 16, 2025 ] Three-member ‘acting’ FDIC Board makes sweeping proposals on rules for banks FDIC
  • [ July 16, 2025 ] Fed’s easing of LFI rating system out for comment until Aug. 14 The Fed
  • [ July 11, 2025 ] Agencies propose revisions for reporting loan modifications in call reports FDIC
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OCC

OCC supervisory plan in 2021 focuses on credit and concentration risks, pandemic activities, LIBOR, more

October 1, 2020 0

The regulator of national banks issued its fiscal 2021 supervisory plan Thursday, with credit risk management “given projected weaker economic conditions” and commercial and residential real estate concentration risk management the first two items on […]

CFPB

UPDATED: TRID rules have improved consumers’ ability to learn more about mortgage transactions, CFPB reports

October 1, 2020 0

Consumers’ have improved their ability to locate key mortgage information, compare terms and costs between initial and final disclosures and compare terms and costs across mortgage offers through real estate transaction disclosure rules, according to […]

OCC

OCC releases 12 CRA evaluation ratings, including 1 ‘outstanding,’ 1 ‘needs to improve’

October 1, 2020 0

Ten “satisfactory” ratings, one “outstanding,” and one “needs to improve” were assigned under Community Reinvestment Act evaluations that the Office of the Comptroller of the Currency (OCC) released to the public in September, the OCC […]

The Fed

Brainard, in speech, stresses need for regulatory consistency under CRA, stakeholder support

October 1, 2020 0

The Fed Board’s point person on the agency’s most recent effort to garner input on how best to improve rules under the anti-redlining Community Reinvestment Act (CRA) on Thursday underscored the importance of consistency among […]

FDIC

Texas bank’s failure continues to echo with report placing some blame on FDIC

October 1, 2020 0

The extent of “irregular loans” contributing to “an extraordinarily high estimated loss rate” at a failed Texas bank last year has led the inspector general of the federal insurer of bank deposits to issue a […]

COVID-19 actions

In face of continuing coronavirus-bred uncertainty, Fed extends programs to shore up credit, bar share repurchases

October 1, 2020 0

Continued economic and financial uncertainty related to the impact of the coronavirus crisis has moved the Federal Reserve to extend programs meant to help banks face the challenges. The Fed Thursday said it has extended […]

The Fed

PA bank under enforcement by Fed for BSA/AML, OFAC compliance deficiencies

October 1, 2020 0

Atlantic Community Bankers Bank, Camp Hill, Pa., is required under a written agreement executed Monday with the Federal Reserve Bank of Philadelphia to strengthen its compliance with Bank Secrecy Act/anti-money laundering (BSA/AML) requirements and requirements […]

Other

Advisories by FinCEN, OFAC seek to combat rising incidence of ransomware, effect on business

October 1, 2020 0

Assisting U.S. individuals and businesses in efforts to combat the increasing incidence of ransomware scams and attacks is the aim of a pair of advisories issued Thursday by the Treasury Department. The advisories were released […]

Today

  • AI among briefing topics for July 24 NCUA Board meeting

    July 18, 2025 0
    Three briefings make up the agenda for the July 24 open meeting of the National Credit Union Administration (NCUA) Board, which currently consists solely of its Republican chairman, Kyle Hauptman. A board briefing on artificial intelligence, an agency ombudsman overview [...]
  • UPDATED: Agencies follow through on proposal rescinding latest CRA rules; apparent concern over lawsuit

    July 17, 2025 0
    Following through on an announcement made last spring, a proposal to revert anti-redlining rules to those that existed after 1995 – and rescinding new rules adopted two years ago – were proposed by the federal banking agencies late Wednesday. The [...]
  • Three-member ‘acting’ FDIC Board makes sweeping proposals on rules for banks

    July 16, 2025 0
    Unanimous votes approving sweeping proposals were taken by three members of the federal deposit agency board – all who were in “acting” capacities – at their meeting Tuesday, the agency reported. The usual five-member Federal Deposit Insurance Corp. (FDIC) board [...]
  • Fed’s easing of LFI rating system out for comment until Aug. 14

    July 16, 2025 0
    Comments are due Aug. 14 on the Federal Reserve Board’s proposal to ease its large financial institution (LFI) rating system and the ratings system for depository institution holding companies “significantly engaged” in insurance activities, according to a notice in the [...]
  • Agencies propose revisions for reporting loan modifications in call reports

    July 11, 2025 0
    New instructional revisions in detailing loan modifications in call reports are being sought by federal banking agencies, the agencies said late Friday in releasing other final regulatory reporting changes for bank call reports. The three agencies (the Federal Deposit Insurance [...]
  • Gould confirmed to five-year term as comptroller; first confirmed to post since 2017

    July 10, 2025 0
    Jonathan Gould was confirmed to the top post at the Office of the Comptroller of the Currency (OCC) in a straight party-line vote Thursday in the Senate. Nominated by President Donald Trump (R) in February to a five-year term, Gould [...]
  • FDIC activates disaster response for Texas areas hit by floods, more

    July 11, 2025 0
    Regulatory relief and favorable Community Reinvestment Act (CRA) consideration are among the steps the federal bank deposit insurer is activating to help those affected by severe storms, straight-line winds and floods affecting areas in Texas since July 2. In a [...]
  • Census data, useful for HMDA and CRA compliance, released; 2024 mortgage lending data also available

    July 11, 2025 0
    Census data used to create the aggregate and disclosure reports for mortgages and compliance with anti-redlining statutes have been updated for 2025, the agency updating the data said Friday. The Federal Financial Institutions Examination Council (FFIEC) said the data, used [...]

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