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What's up
  • [ November 26, 2025 ] Latest Beige Book reports mixed economic activity, but little changed from last month The Fed
  • [ November 26, 2025 ] OCC sets schedule for CRA exams in first half of ‘26 OCC
  • [ November 25, 2025 ] Banking agencies revise leverage capital requirements for largest banks FDIC
  • [ November 25, 2025 ] Lower community bank leverage ratio proposed; agencies cite more flexibility, ‘optionality’ FDIC
  • [ November 25, 2025 ] FDIC bumps independent audit reporting threshold to $1 billion; more FDIC
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20may29

OCC

Minority depository institutions advisory panel for OCC meets June 17

May 29, 2020 0

A public meeting of the Minority Depository Institutions Advisory Committee (MDIAC) of the Office of the Comptroller of the Currency (OCC) will be held by remote means June 17, the OCC announced Friday. The panel […]

The Fed

Considering a merger? You’ll have to keep it under $2.1 trillion under new Fed calculation

May 29, 2020 0

A company resulting from a merger of other financial companies will be limited to no larger than about $2.1 trillion in resulting assets, the Federal Reserve indicated Friday as it released its annual aggregate consolidated […]

The Fed

Banks’ ‘lowest comfortable level of reserves’ largely unchanged from last August, Fed report shows

May 29, 2020 0

A February survey of senior financial officers of banks representing some 75% of total banking system reserves showed that respondents’ “lowest comfortable level of reserves” was $650 billion, largely unchanged from the previous survey, a […]

OCC

Rule aims to clarify permissible interest on transferred loans in face of Madden decision

May 29, 2020 0

A bank may transfer a loan without affecting the legally permissible interest term, according to a rule issued Friday by the national regulator of banks, addressing what the regulator called uncertainty created by the Madden […]

OCC

Acting comptroller lists four priorities he intends to address as tenure begins, with a twist on local community investment

May 29, 2020 0

The acting chief regulator of national banks apparently opened his tenure in the job Friday by issuing a statement outlining four priorities he said would guide him in his new role – including how banks […]

FDIC

After almost a month, interagency policy statement on credit losses accounting (CECL), guidance on credit risk review systems, available Monday

May 29, 2020 0

Nearly a month after they were finalized, a policy statement on credit losses accounting (under the current expected credit losses, or CECL, accounting standard) and guidance on credit risk review systems are both scheduled to […]

FDIC

On last day of the job, Otting gets a thank you and best wishes from FDIC leader

May 29, 2020 0

On the eve of the Friday departure of the current chief regulator of national banks, the chairman of the board for the federal insurer of bank deposits issued a statement of thanks and best wishes. […]

FDIC

444 banks face CRA examinations over coming two quarters, FDIC lists show

May 29, 2020 0

Schedules for third- and fourth-quarter Community Reinvestment Act (CRA) examinations by the Federal Deposit Insurance Corp. (FDIC) show a total of 444 banks slated for the evaluations, with 64% of those coming up in the […]

Today

  • Latest Beige Book reports mixed economic activity, but little changed from last month

    November 26, 2025 0
    Reports of loan demand across the Federal Reserve’s 12 districts were “mixed,” although some reported an ongoing recovery in the office real estate market, according to the latest Beige Book released Wednesday. The Fed’s semi-monthly summary of commentary on current [...]
  • OCC sets schedule for CRA exams in first half of ‘26

    November 26, 2025 0
    About 130 banks are scheduled to receive their anti-redlining compliance exams in the first and second quarters of next year, the national bank regulator said Wednesday. According to the Office of the Comptroller of the Currency (OCC), the largest groups [...]
  • Banking agencies revise leverage capital requirements for largest banks

    November 25, 2025 0
    A final rule easing leverage capital requirements for the largest and most systemically important banking organizations was announced Tuesday by federal regulators and is set to take effect April 1, 2026. Institutions are free to adopt the changes as of [...]
  • Lower community bank leverage ratio proposed; agencies cite more flexibility, ‘optionality’

    November 25, 2025 0
    Lowering from 9% to 8% the “community bank” leverage ratio (CBLR) in capital requirements was proposed by all three federal bank regulatory agencies Tuesday, which also proposed a longer period for the banks to achieve compliance with the new level. [...]
  • FDIC bumps independent audit reporting threshold to $1 billion; more

    November 25, 2025 0
    As of Jan. 1, banks with less than $1 billion in consolidated assets will no longer be required to provide federal regulators with annual reports of independent audit findings, according to a final rule announced Tuesday. That threshold is up [...]
  • FDIC releases public sections of informational filings for resolution plans by six large banks

    November 25, 2025 0
    “Informational filings”– which provide details for their rapid and orderly resolution in the event of bankruptcy or other insolvencies – for six large banking companies were published Tuesday by the federal bank deposit insurance agency. The filings were from Zions [...]
  • CFPB consumer advisory panel to hold first 2025 meeting Dec. 10, small dollar products on tap

    November 24, 2025 0
    The federal consumer financial protection agency’s Consumer Advisory Board (CAB) is slated to hold its first open meeting of the year Dec. 10, according to a notice in Monday’s Federal Register. That meeting will include, among other things, discussion of [...]
  • Dana Wade named FDIC deputy to the chairman and chief of staff

    November 24, 2025 0
    The board of the federal bank deposit insurance agency has approved Dana T. Wade to be deputy to the chairman and chief of staff, the agency said in a release Monday. Wade will serve as advisor to Federal Deposit Insurance [...]
  • Citing ‘low level of money laundering,’ agency eases up on requirements for community banks

    November 24, 2025 0
    So-called national “community banks” received some easing of anti-money laundering (AML) requirements under a bulletin issued Monday by their federal regulator. Separately, the Office of the Comptroller of the Currency (OCC) also issued a request for information (RFI) which it [...]

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