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What's up
  • [ April 1, 2026 ] Comptroller withdraws guidelines on recovery planning for larger banks; cites achieving goal of erasing ‘unnecessary regulatory burden’ OCC
  • [ April 1, 2026 ] TIL, EFT, flood insurance lead FDIC consumer compliance supervisory highlights; EFT moves higher in list FDIC
  • [ April 1, 2026 ] Bank trading revenue at $14.9 billion in Q4 2025, OCC says; down from Q3 and from year ago OCC
  • [ April 1, 2026 ] 4 banks rated ‘outstanding’ for CRA, OCC says; other 14 are ‘satisfactory’ OCC
  • [ April 1, 2026 ] Two former credit union workers prohibited after convictions for fraud, theft NCUA
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CFPB

In response to CFPB payday proposal, House leader sets stage for struggle over rules

February 6, 2019 0

A proposal rescinding the “ability to repay” provisions of federal consumer financial protection agency regulations on small-dollar “payday” lenders should itself be rescinded, the chair of the House committee with oversight of the agency said […]

The Fed

Quarles: Extended stress test cycle for lower-risk firms will inform move to ‘permanently longer’ cycle

February 6, 2019 0

The Federal Reserve’s experience this year with an extended stress test cycle for lower-risk firms will help inform the central bank’s move to a permanently longer testing cycle, which will be addressed as part of […]

CFPB

Surveys on debt collection disclosures, ‘making ends meet’ planned by consumer bureau

February 6, 2019 0

New surveys on consumers’ experiences with debt collection disclosures and on household financial shocks are proposed in notices published recently by the Consumer Financial Protection Bureau (CFPB). The bureau is seeking Office of Management and […]

CFPB

Payday: CFPB proposals rescind ability-to-repay, delay their implementation to Nov. 2020

February 6, 2019 0

Proposed rulemakings to eliminate the ability-to-repay provisions of the consumer bureau’s payday lending rule and delay the implementation of those measures by 15 months – to Nov. 19, 2020 – were released Wednesday for 90-day […]

Legislation

Marijuana business banking set for consideration in House subcommittee hearing

February 6, 2019 0

Marijuana business banking will be the subject of a subcommittee hearing set for next week, the House Financial Services Committee announced Wednesday. The hearing, before the Consumer Protection and Financial Institutions subcommittee, is titled “Challenges […]

FDIC

FDIC terminates 1 bank receivership, plans to end 9 more soon

February 6, 2019 0

The federal bank deposit insurance agency on Feb. 1 terminated the receivership of Georgia Trust Bank, Buford, Ga., which was closed July 20, 2012, and has another nine receiverships slated to end in 30 days, […]

FDIC

90-day comment period opens on FDIC’s brokered deposits ANPR

February 6, 2019 0

An advance notice of proposed rulemaking (ANPR) on brokered deposits and interest rate caps by the Federal Deposit Insurance Corp. (FDIC) is out for a 90-day public comment period that ends May 7, according to […]

The Fed

Fed policy changes for 2019 aimed at more transparency in stress testing program

February 6, 2019 0

Changes intended to provide more transparency in the Federal Reserve Board’s stress testing program for the nation’s largest, most complex banks were approved and announced Tuesday by the central bank. With these changes, the Fed […]

OCC

Fed, OCC release scenarios for 2019 CCAR, stress-test exercises

February 5, 2019 0

Scenarios that banks, holding companies and supervisors will use for the 2019 comprehensive capital analysis and review (CCAR) and Dodd-Frank Act stress-test exercises were released Tuesday by the Federal Reserve Board and Office of the […]

Today

  • Comptroller withdraws guidelines on recovery planning for larger banks; cites achieving goal of erasing ‘unnecessary regulatory burden’

    April 1, 2026 0
    Recovery planning guidelines will be rescinded for some large banks under a final rule issued Wednesday by the national bank regulator. The rule takes effect 30 days after its publication in the Federal Register, the Office of the Comptroller of [...]
  • TIL, EFT, flood insurance lead FDIC consumer compliance supervisory highlights; EFT moves higher in list

    April 1, 2026 0
    Violations of truth-in-lending, electronic fund transfer and flood insurance regulations were among the top consumer regulatory abuses reported by bank in 2025, the federal bank deposit insurance agency said Wednesday. In its semi-annual report on consumer compliance supervision for last [...]
  • Bank trading revenue at $14.9 billion in Q4 2025, OCC says; down from Q3 and from year ago

    April 1, 2026 0
    U.S. commercial banks had $14.9 billion in cumulative trading revenue in the fourth quarter of 2025 – down $2.9 billion, or 16.3%, from the previous quarter and $680 million, or 4%, from a year earlier, the Office of the Comptroller [...]
  • 4 banks rated ‘outstanding’ for CRA, OCC says; other 14 are ‘satisfactory’

    April 1, 2026 0
    Four of the 18 banks that received Community Reinvestment Act (CRA) evaluation ratings in March from the national bank regulator were deemed “outstanding,” with the remaining 14 rated “satisfactory,” according to information released Wednesday. The four “outstanding” ratings under the [...]
  • Two former credit union workers prohibited after convictions for fraud, theft

    April 1, 2026 0
    Theft and bank fraud convictions has led to the prohibition of two former credit union workers, the federal agency announced Tuesday. The National Credit Union Administration (NCUA) said Jacqueline Burns, former employee of Galveston Government Employees Credit Union in La [...]
  • Limits on credit union car loan participations eliminated under latest dereg proposal

    March 24, 2026 0
    No limits on purchase or participation in indirect auto loans serviced by a third party would be imposed on credit unions under a proposal issued by their federal regulator Tuesday. In its so-called “eighth round” of deregulation proposals, the National [...]

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