NCUA – Page 116 – Regulatory Report

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[ December 19, 2025 ] Debit, prepaid card transactions slowed down in 2021-23 – but interchange fees grew, Fed report finds The Fed
[ December 19, 2025 ] Fed wants comments on new payment account, ‘tailored’ to meet ‘limited needs’ of banks, credit unions The Fed
[ December 19, 2025 ] Banks’ Q3 trading revenue up 12.7% over year ago, OCC reports OCC
[ December 19, 2025 ] Agency releases latest version of CECL accounting tool for use by small credit unions NCUA
[ December 18, 2025 ] NCUA 2026 budget set at $316.2 million, down 20% from 2025 NCUA

Agencies adopt final rules giving FIs more flexibility in flood insurance acceptance

January 29, 2019 0

Final rules requiring financial institutions to accept flood insurance policies that meet the statutory definition of “private flood insurance” – and to allow financial institutions to exercise their own discretion in accepting other plans, including […]

CU regulator’s inspector general receives rating of ‘pass’ in annual peer review

January 29, 2019 0

The inspector general for the federal credit union regulator received a rating of “pass” by another agency’s IG office in an annual peer review that was made public Thursday. The review was conducted for the […]

Consumer protection reg updates (HMDA, more) available via NCUA website

January 28, 2019 0

NCUA has posted a series of “Consumer Financial Protection Updates” for credit unions on recent threshold changes affecting compliance with the Home Mortgage Disclosure Act (HMDA) and Truth in Lending Act (TILA), as well as […]

CUs reminded: HMDA application registers for 2018 activity due March 1

January 24, 2019 0

Continuing its string of reminders to credit unions about rules and deadlines related to Consumer Financial Protection Bureau (CFPB) rules, the federal credit union regulator Thursday noted that Home Mortgage Disclosure Act (HMDA) loan/application registers […]

HMDA, TILA threshold changes for 2019 noted in NCUA message to credit unions

January 24, 2019 0

The federal credit union regulator used its “CU Express” news service Thursday to tell the boards and CEOs of federally insured credit unions about recent changes in threshold amounts that determine mortgage reporting, escrow and […]

Regulator wants CUs to know: CFPB has increased consumer credit report fee maximum

January 24, 2019 0

The federal consumer financial protection bureau recently announced that it had increased the maximum fee a consumer credit reporting agency may charge ($12.50, up from $12 last year), and the federal credit union regulator wants […]

Financial regulators face delays getting rules published in Federal Register during shutdown

January 23, 2019 0

A handful of final rules were announced in recent weeks by federal financial regulators to update thresholds for 2019 mortgage data collection, escrow requirements for high-cost mortgages, consumer loan and lease disclosures, and civil money […]

Paths to filling open seats at three agencies complicated by political, some regional, requirements

January 23, 2019 0

With six director openings across three federal financial institution regulators – and with a seventh set to open late this summer – there’s much nomination and confirmation work ahead for the administration of President Donald […]

CU regulator lists 35 rules to be reviewed in New Year as part of 1/3 assessment

January 22, 2019 0

Rules and regulations in 35 areas are up for review in the New Year by the federal regulator of credit unions, part of the agency’s annual “regulatory review;” comments are due June 1. The National […]

OIG report on chairman’s office spending did not benchmark to other agencies, which spend more, NCUA says

January 18, 2019 0

A 2018 inspector general report on spending by the office of the chairman of the federal credit union regulatory agency, conducted in follow-up to an anonymous complaint, omitted any benchmarking with similar spending of other […]

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Debit, prepaid card transactions slowed down in 2021-23 – but interchange fees grew, Fed report finds

December 19, 2025 0

Debit and general-use prepaid card transactions grew at a slower rate in the period 2021-23 than previous periods, the Federal Reserve said Friday, and interchange fees have been rising. In its biennial, statutorily mandated report on debit card transactions, summarizing [...]
Fed wants comments on new payment account, ‘tailored’ to meet ‘limited needs’ of banks, credit unions

December 19, 2025 0

A new “payment account” — tailored to meet the limited needs of eligible financial institutions seeking payments and settling services – is being considered by the Federal Reserve, and the agency said Friday it wants comments on the idea. In [...]
Banks’ Q3 trading revenue up 12.7% over year ago, OCC reports

December 19, 2025 0

U.S. commercial banks and savings associations had $18.4 billion in cumulative trading revenue in the third quarter of this year – $1.8 billion (10.9%) more than the previous quarter and $2.1 billion (12.7%) more than a year ago, the national [...]
Agency releases latest version of CECL accounting tool for use by small credit unions

December 19, 2025 0

The latest version of a tool for navigating current expect credit loss (CECL) accounting requirements for small, complex credit unions was released Thursday by the federal credit union regulator as part of a quarterly update. The tool is an option, [...]
NCUA 2026 budget set at $316.2 million, down 20% from 2025

December 18, 2025 0

The combined budgets of the National Credit Union Administration (NCUA) in 2026 will total $316.15 million, about $2.36 million more than proposed but 20% below the agency’s 2025 budget, according to action apparently taken Wednesday and announced in Thursday’s open [...]
NCUSIF still expected to close 2025 at 1.3%

December 18, 2025 0

No change in the projected year-end equity ratio of the National Credit Union Share Insurance Fund (NCUSIF) is offered in the latest briefing on the fund, provided during Thursday’s open meeting of the National Credit Union Administration (NCUA) Board. The [...]
Expecting rule change at Fed, agencies say they will no longer issue annual notice warning of insider lending restrictions

December 18, 2025 0

Two federal banking agencies will no longer issue an annual letter to banks outlining their expectations for compliance with insider lending restrictions and related reporting requirements, an effort toward “greater certainty,” they said in a joint letter issued Thursday. Instead, [...]
Comptroller terminates six enforcement actions, including one against Citibank

December 18, 2025 0

A 2024 amendment to an earlier consent order against Citibank, N.A., was among six terminations of orders issued by the national bank regulator in December and released Thursday. The order terminations were the only enforcements reported by the Office of [...]
Agency decides to clear the books of bulletins, other issuances made over 40-year period

December 18, 2025 0

Fifty-five outdated or replaced bulletins and other issuances – including advisory letters, circulars, and more — were rescinded by the national bank regulator Thursday; the issuances were published over a 40-year period, the regulator said. In addition, the Office of [...]