NCUA – Page 107 – Regulatory Report

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[ December 19, 2025 ] Debit, prepaid card transactions slowed down in 2021-23 – but interchange fees grew, Fed report finds The Fed
[ December 19, 2025 ] Fed wants comments on new payment account, ‘tailored’ to meet ‘limited needs’ of banks, credit unions The Fed
[ December 19, 2025 ] Banks’ Q3 trading revenue up 12.7% over year ago, OCC reports OCC
[ December 19, 2025 ] Agency releases latest version of CECL accounting tool for use by small credit unions NCUA
[ December 18, 2025 ] NCUA 2026 budget set at $316.2 million, down 20% from 2025 NCUA

Comments due July 26 on NCUA’s proposed two-year delay of risk-based capital for credit unions

June 26, 2019 0

A proposed rule to delay implementation of a risk-based capital rule for federally insured credit unions by two years to Jan. 1, 2022, is in Wednesday’s Federal Register with a public comment deadline of July […]

Regulator marks 85th anniversary of Federal Credit Union Act

June 26, 2019 0

The federal agency that regulates, supervises and insures credit unions on Wednesday launched a digital outreach initiative to promote the 85th anniversary of the Federal Credit Union Act (FCU Act), which, among other things, created […]

Delay of Effective Date of the Risk-Based Capital Rules

June 24, 2019 0

Title: Delay of Effective Date of the Risk-Based Capital Rules Subject: Capital, risk-based capital Agency: NCUA Status: Proposed rule Summary: The NCUA Board (Board) is seeking comment on a proposed rule that woulddelay the effective […]

Credit unions advised: payday rule’s underwriting provisions compliance date delayed by 15 months

June 24, 2019 0

Credit unions are on notice: The federal consumer financial protection agency has delayed for 15 months the mandatory underwriting provisions’ compliance date for its rule on “payday lending,” the federal regulator stated in a letter […]

Credit union regulator taps special advisor to chairman on cybersecurity

June 20, 2019 0

A special advisor on cybersecurity is now on duty at the federal regulator of credit unions, focusing on a topic the agency’s leader calls one of his top priorities. Johnny E. Davis, Jr., started Thursday […]

NCUA Board, voting 2-1, proposes delay to January 2022 in risk-based capital for credit unions

June 20, 2019 0

Risk-based capital requirements for “complex” credit unions would be again delayed – for another two years – under a 30-day proposal for comment issued Thursday by the National Credit Union Administration (NCUA) as the agency […]

Six federal credit unions fined for filing year-end 2018 call reports late

June 14, 2019 0

Civil money penalties (CMPs) totaling $5,073 – the largest of them being for $2,665 – were assessed against six federal credit unions in orders executed late last month over late filings of year-end 2018 call […]

One third of states show decline or no growth in credit memberships at year ending Q1 ’19; assets overall advance, but two states see shrinkage

June 14, 2019 0

Credit unions nationwide continued to grow in the first quarter, but that growth was concentrated mostly in larger credit unions and in particular states – with some states showing a retraction in memberships and little […]

Risk-based capital proposal for credit unions slated June 20

June 13, 2019 0

A proposed rule on risk-based capital for credit unions is the sole item on the agenda of the June 20 open meeting of the National Credit Union Administration (NCUA) Board. Whether it’s a proposal to […]

Credit union regulator notes payday loan alternative remains on agency agenda; rejects CRA requirement

June 13, 2019 0

A final rule making changes to the payday alternative loan model used by credit unions is “on my agenda,” the board chairman of the federal regulator of credit unions said Wednesday. Participating in a “fireside […]

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Debit, prepaid card transactions slowed down in 2021-23 – but interchange fees grew, Fed report finds

December 19, 2025 0

Debit and general-use prepaid card transactions grew at a slower rate in the period 2021-23 than previous periods, the Federal Reserve said Friday, and interchange fees have been rising. In its biennial, statutorily mandated report on debit card transactions, summarizing [...]
Fed wants comments on new payment account, ‘tailored’ to meet ‘limited needs’ of banks, credit unions

December 19, 2025 0

A new “payment account” — tailored to meet the limited needs of eligible financial institutions seeking payments and settling services – is being considered by the Federal Reserve, and the agency said Friday it wants comments on the idea. In [...]
Banks’ Q3 trading revenue up 12.7% over year ago, OCC reports

December 19, 2025 0

U.S. commercial banks and savings associations had $18.4 billion in cumulative trading revenue in the third quarter of this year – $1.8 billion (10.9%) more than the previous quarter and $2.1 billion (12.7%) more than a year ago, the national [...]
Agency releases latest version of CECL accounting tool for use by small credit unions

December 19, 2025 0

The latest version of a tool for navigating current expect credit loss (CECL) accounting requirements for small, complex credit unions was released Thursday by the federal credit union regulator as part of a quarterly update. The tool is an option, [...]
NCUA 2026 budget set at $316.2 million, down 20% from 2025

December 18, 2025 0

The combined budgets of the National Credit Union Administration (NCUA) in 2026 will total $316.15 million, about $2.36 million more than proposed but 20% below the agency’s 2025 budget, according to action apparently taken Wednesday and announced in Thursday’s open [...]
NCUSIF still expected to close 2025 at 1.3%

December 18, 2025 0

No change in the projected year-end equity ratio of the National Credit Union Share Insurance Fund (NCUSIF) is offered in the latest briefing on the fund, provided during Thursday’s open meeting of the National Credit Union Administration (NCUA) Board. The [...]
Expecting rule change at Fed, agencies say they will no longer issue annual notice warning of insider lending restrictions

December 18, 2025 0

Two federal banking agencies will no longer issue an annual letter to banks outlining their expectations for compliance with insider lending restrictions and related reporting requirements, an effort toward “greater certainty,” they said in a joint letter issued Thursday. Instead, [...]
Comptroller terminates six enforcement actions, including one against Citibank

December 18, 2025 0

A 2024 amendment to an earlier consent order against Citibank, N.A., was among six terminations of orders issued by the national bank regulator in December and released Thursday. The order terminations were the only enforcements reported by the Office of [...]
Agency decides to clear the books of bulletins, other issuances made over 40-year period

December 18, 2025 0

Fifty-five outdated or replaced bulletins and other issuances – including advisory letters, circulars, and more — were rescinded by the national bank regulator Thursday; the issuances were published over a 40-year period, the regulator said. In addition, the Office of [...]