FDIC – Page 55 – Regulatory Report

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[ December 19, 2025 ] Debit, prepaid card transactions slowed down in 2021-23 – but interchange fees grew, Fed report finds The Fed
[ December 19, 2025 ] Fed wants comments on new payment account, ‘tailored’ to meet ‘limited needs’ of banks, credit unions The Fed
[ December 19, 2025 ] Banks’ Q3 trading revenue up 12.7% over year ago, OCC reports OCC
[ December 19, 2025 ] Agency releases latest version of CECL accounting tool for use by small credit unions NCUA
[ December 18, 2025 ] NCUA 2026 budget set at $316.2 million, down 20% from 2025 NCUA

Chicago attorney sentenced to 4 months over false statement to FDIC, false tax filing

July 7, 2022 0

A Chicago attorney who reportedly lied about the use of funds he obtained from the now-defunct Washington Federal Bank for Savings and falsely claimed a mortgage interest deduction related to the credit was sentenced Wednesday […]

Joint statement strives to clarify: no one customer type may present ‘single level of risk’ related to money laundering, terrorist financing

July 6, 2022 0

No customer type presents a single level of uniform risk or a particular risk profile related to money laundering, terrorist financing or other illicit financial activity, the federal banking and credit union agencies, along with […]

Federal Deposit Insurance Corporation Amended Restoration Plan

July 5, 2022 0

Title: Federal Deposit Insurance Corporation Amended Restoration Plan Subject: Deposit Insurance Fund (DIF) Agency: FDIC Status: Amended restoration plan Summary: The Federal Deposit Insurance Act (FDI Act) requires that the FDIC’s Board of Directors (Board) […]

Assessments, Revised Deposit Insurance Assessment Rates

July 5, 2022 0

Title: Assessments, Revised Deposit Insurance Assessment Rates Subject: Assessment rates; deposit insurance Agency: FDIC Status: Proposed rule Summary: The FDIC is seeking comment on a proposed rule that would increase initial base deposit insurance assessment […]

Treasury leader notes ‘urgent need’ for cryptocurrency regulation through ‘serious legislative efforts’

July 1, 2022 0

Ensuring that stablecoin arrangements are subject to a federal framework on a “consistent and comprehensive basis” is an “urgent need,” Secretary of the Treasury Janet Yellen told a group of regulators Thursday. During a meeting […]

Most bankers in post-exam surveys cite favorable exam experiences, FDIC ombudsman report shows

July 1, 2022 0

Of the 47% of bankers responding to the federal bank deposit insurance agency’s post-exam survey, 90% reported “largely favorable” exam experiences, according to a report on 2021 services and activities. The report by the Federal […]

In CRA ratings, four banks earn ‘outstanding,’ one gets ‘needs improvement’ mark

July 1, 2022 0

Four banks earned “outstanding” ratings for compliance with anti-redlining regulations in April, but one bank earned a “needs improvement” score, the federal bank deposit insurance agency said Friday. The Federal Deposit Insurance Corp. (FDIC) also […]

Banking agencies release ’22 list of underserved, middle-income areas eligible for CRA consideration

July 1, 2022 0

This year’s list of distressed or underserved, middle-income geographic areas that are eligible to receive Community Reinvestment Act (CRA) consideration was released Friday by the federal banking agencies. More specifically, the list represents distressed or […]

Deadline extended for feedback on U.S. GSIB banks’ ‘living wills’ to give agencies more time to dissect

July 1, 2022 0

More time has been given to provide feedback for the U.S. global systemically important banks’ 2021 resolution plans to allow two federal banking agencies additional time to analyze the plans, according to a notice issued […]

Flood insurance Qs and As addressed in interagency webinar July 27

June 30, 2022 0

Flood insurance questions – and answers – will be the topics of discussion at a free July 27 interagency webinar conducted by the Federal Deposit Insurance Corp. (FDIC), the agency said Thursday. The 2022 interagency […]

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Debit, prepaid card transactions slowed down in 2021-23 – but interchange fees grew, Fed report finds

December 19, 2025 0

Debit and general-use prepaid card transactions grew at a slower rate in the period 2021-23 than previous periods, the Federal Reserve said Friday, and interchange fees have been rising. In its biennial, statutorily mandated report on debit card transactions, summarizing [...]
Fed wants comments on new payment account, ‘tailored’ to meet ‘limited needs’ of banks, credit unions

December 19, 2025 0

A new “payment account” — tailored to meet the limited needs of eligible financial institutions seeking payments and settling services – is being considered by the Federal Reserve, and the agency said Friday it wants comments on the idea. In [...]
Banks’ Q3 trading revenue up 12.7% over year ago, OCC reports

December 19, 2025 0

U.S. commercial banks and savings associations had $18.4 billion in cumulative trading revenue in the third quarter of this year – $1.8 billion (10.9%) more than the previous quarter and $2.1 billion (12.7%) more than a year ago, the national [...]
Agency releases latest version of CECL accounting tool for use by small credit unions

December 19, 2025 0

The latest version of a tool for navigating current expect credit loss (CECL) accounting requirements for small, complex credit unions was released Thursday by the federal credit union regulator as part of a quarterly update. The tool is an option, [...]
NCUA 2026 budget set at $316.2 million, down 20% from 2025

December 18, 2025 0

The combined budgets of the National Credit Union Administration (NCUA) in 2026 will total $316.15 million, about $2.36 million more than proposed but 20% below the agency’s 2025 budget, according to action apparently taken Wednesday and announced in Thursday’s open [...]
NCUSIF still expected to close 2025 at 1.3%

December 18, 2025 0

No change in the projected year-end equity ratio of the National Credit Union Share Insurance Fund (NCUSIF) is offered in the latest briefing on the fund, provided during Thursday’s open meeting of the National Credit Union Administration (NCUA) Board. The [...]
Expecting rule change at Fed, agencies say they will no longer issue annual notice warning of insider lending restrictions

December 18, 2025 0

Two federal banking agencies will no longer issue an annual letter to banks outlining their expectations for compliance with insider lending restrictions and related reporting requirements, an effort toward “greater certainty,” they said in a joint letter issued Thursday. Instead, [...]
Comptroller terminates six enforcement actions, including one against Citibank

December 18, 2025 0

A 2024 amendment to an earlier consent order against Citibank, N.A., was among six terminations of orders issued by the national bank regulator in December and released Thursday. The order terminations were the only enforcements reported by the Office of [...]
Agency decides to clear the books of bulletins, other issuances made over 40-year period

December 18, 2025 0

Fifty-five outdated or replaced bulletins and other issuances – including advisory letters, circulars, and more — were rescinded by the national bank regulator Thursday; the issuances were published over a 40-year period, the regulator said. In addition, the Office of [...]