FDIC – Page 168 – Regulatory Report

What's up

[ December 19, 2025 ] Debit, prepaid card transactions slowed down in 2021-23 – but interchange fees grew, Fed report finds The Fed
[ December 19, 2025 ] Fed wants comments on new payment account, ‘tailored’ to meet ‘limited needs’ of banks, credit unions The Fed
[ December 19, 2025 ] Banks’ Q3 trading revenue up 12.7% over year ago, OCC reports OCC
[ December 19, 2025 ] Agency releases latest version of CECL accounting tool for use by small credit unions NCUA
[ December 18, 2025 ] NCUA 2026 budget set at $316.2 million, down 20% from 2025 NCUA

Federal, state regulators issue joint statement on supervisory practices in Michael’s wake

October 10, 2018 0

Federal and state financial institution regulators teamed up Wednesday to issue a joint statement on supervisory practices regarding financial institutions affected by Hurricane Michael, which careened through the eastern Gulf Coast the same day. The […]

Relief law’s partial HMDA exemption explained in FDIC Financial Institution Letter

October 10, 2018 0

The partial exemption from Home Mortgage Disclosure Act (HMDA) reporting of certain data points, as provided under the Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRRCPA, S. 2155), and limitations on its applicability is […]

FDIC gives banks option to receive notifications whenever exam manuals updated

October 10, 2018 0

Banks could receive notification whenever the Federal Deposit Insurance Corp. (FDIC) updates examination manuals in its website, the agency said Wednesday, as a service that is designed to help community banks stay current on changes […]

7 appointed to FDIC community banking advisory committee

October 10, 2018 0

Seven new members have been named to the advisory committee that provides community banking advice and recommendations on policy and regulatory matters to the federal bank deposit insurance agency, the agency announced Wednesday. The Federal […]

Teleconference will focus on compliance topics related to new reg relief law (EGRRCPA)

October 10, 2018 0

Consumer compliance issues and topics related to regulatory relief legislation enacted last spring will be addressed in an Oct. 25 teleconference sponsored by the federal insurer of bank deposits. In a Financial Institution Letter issued […]

UPDATE: Swap margin rule changes final, conform with QFC rules

October 9, 2018 0

A final rule that conforms provisions of the Swap Margin Rule with banking agency rules limiting certain qualified financial contracts (QFCs) has been adopted as proposed and is set to take effect Nov. 9. The […]

Regulators speak up on key subjects during a busy – and video-filled – week

October 5, 2018 0

Regulators were on stage this past week, discussing initiatives, implementation of the new regulatory relief law, their roles and what they wanted from Congress – among other things – in different venues, but all on […]

2 ‘outstanding,’ 1 ‘needs to improve’ in FDIC list of 66 bank CRA evaluations

October 5, 2018 0

A list of state nonmember banks whose Community Reinvestment Act (CRA) ratings were released Friday covers 66 banks across six regions, with all rated as “satisfactory” except for three. The list, released by the Federal […]

Federal deposit insurer terminates 3 bank receiverships, with another scheduled

October 5, 2018 0

The federal receiverships of three failed banks in Florida, North Carolina, and Illinois were terminated Oct. 1, and an additional receivership is scheduled to end about 30 days from now, according to notices Friday in […]

FDIC chair to open, close community banking committee meeting

October 4, 2018 0

Chairman Jelena McWilliams will both open and close the Oct. 10 meeting of the Advisory Committee on Community Banking of the Federal Deposit Insurance Corp. (FDIC), the agency noted Thursday in releasing the agenda for […]

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Debit, prepaid card transactions slowed down in 2021-23 – but interchange fees grew, Fed report finds

December 19, 2025 0

Debit and general-use prepaid card transactions grew at a slower rate in the period 2021-23 than previous periods, the Federal Reserve said Friday, and interchange fees have been rising. In its biennial, statutorily mandated report on debit card transactions, summarizing [...]
Fed wants comments on new payment account, ‘tailored’ to meet ‘limited needs’ of banks, credit unions

December 19, 2025 0

A new “payment account” — tailored to meet the limited needs of eligible financial institutions seeking payments and settling services – is being considered by the Federal Reserve, and the agency said Friday it wants comments on the idea. In [...]
Banks’ Q3 trading revenue up 12.7% over year ago, OCC reports

December 19, 2025 0

U.S. commercial banks and savings associations had $18.4 billion in cumulative trading revenue in the third quarter of this year – $1.8 billion (10.9%) more than the previous quarter and $2.1 billion (12.7%) more than a year ago, the national [...]
Agency releases latest version of CECL accounting tool for use by small credit unions

December 19, 2025 0

The latest version of a tool for navigating current expect credit loss (CECL) accounting requirements for small, complex credit unions was released Thursday by the federal credit union regulator as part of a quarterly update. The tool is an option, [...]
NCUA 2026 budget set at $316.2 million, down 20% from 2025

December 18, 2025 0

The combined budgets of the National Credit Union Administration (NCUA) in 2026 will total $316.15 million, about $2.36 million more than proposed but 20% below the agency’s 2025 budget, according to action apparently taken Wednesday and announced in Thursday’s open [...]
NCUSIF still expected to close 2025 at 1.3%

December 18, 2025 0

No change in the projected year-end equity ratio of the National Credit Union Share Insurance Fund (NCUSIF) is offered in the latest briefing on the fund, provided during Thursday’s open meeting of the National Credit Union Administration (NCUA) Board. The [...]
Expecting rule change at Fed, agencies say they will no longer issue annual notice warning of insider lending restrictions

December 18, 2025 0

Two federal banking agencies will no longer issue an annual letter to banks outlining their expectations for compliance with insider lending restrictions and related reporting requirements, an effort toward “greater certainty,” they said in a joint letter issued Thursday. Instead, [...]
Comptroller terminates six enforcement actions, including one against Citibank

December 18, 2025 0

A 2024 amendment to an earlier consent order against Citibank, N.A., was among six terminations of orders issued by the national bank regulator in December and released Thursday. The order terminations were the only enforcements reported by the Office of [...]
Agency decides to clear the books of bulletins, other issuances made over 40-year period

December 18, 2025 0

Fifty-five outdated or replaced bulletins and other issuances – including advisory letters, circulars, and more — were rescinded by the national bank regulator Thursday; the issuances were published over a 40-year period, the regulator said. In addition, the Office of [...]