CFPB – Page 96 – Regulatory Report

What's up

[ March 4, 2026 ] Economic activity up slightly, but more areas report declines; consumer spending ‘dampened by uncertainty’ The Fed
[ March 3, 2026 ] NCUA’s final round of EGRPRA reg review covers corporate credit unions, BSA/AML, more NCUA
[ March 3, 2026 ] Comptroller rescinds rule on fair lending data, amends licensing requirements for community banks OCC
[ March 2, 2026 ] NCUSIF ended 2025 at 1.3%; drop to 1.27% projected for June NCUA
[ March 2, 2026 ] IRR analysis portion in bank performance report expands to two pages in pursuit of ‘readability’ Other

Consumer bureau announces $1.75 million civil money penalty against Freedom Mortgage Corporation, cites HMDA violations

June 5, 2019 0

A fine of $1.75 million was assessed against Freedom Mortgage Corporation, one of the 10 largest Home Mortgage Disclosure Act (HMDA) reporters nationwide, in connection with a settlement announced Wednesday by the Consumer Financial Protection […]

Bureau reports nearly 8.5% reduction in workforce for FY 2018

June 4, 2019 0

A contraction in workforce of nearly 8.5% at the federal consumer financial protection agency – translating to 139 employees – at the end of the last fiscal year is reported in a status report made […]

New group of questions, answers focus on three areas of TRID compliance

May 31, 2019 0

Three new groups of questions and answers on selected topics related to compliance with disclosure requirements for most closed-end borrower real estate transactions are now published by the federal consumer financial protection agency Friday. The […]

Link between credit scores and when consumers apply for credit cards examined in bureau report

May 30, 2019 0

Consumers’ credit-card application rates drop sharply as consumers reach their minimum credit scores but trend “steadily upward” after they hit bottom, according to a report Thursday from the federal consumer financial protection agency. Additionally, the […]

Bureau assesses penalty of $200k, directs restitution of $36k, for Texas mortgage servicers’ shortcomings

May 29, 2019 0

A civil money penalty of $200,000 and restitution of $36,000 must be paid by a Texas mortgage servicer under the terms of a settlement announced Wednesday by the federal consumer financial protection agency. The Consumer […]

Action to delay CFPB payday rule provisions slated for June, biz-lending data back on reg schedule

May 22, 2019 0

A delay in certain provisions of its payday rule is slated for final action in June by the Consumer Financial Protection Bureau (CFPB), according to details of the agency’s spring 2019 regulatory agenda. But the […]

Home Mortgage Disclosure (Regulation C) Data Points and Coverage

May 22, 2019 0

Title: Home Mortgage Disclosure (Regulation C) Data Points and Coverage Subject: HMDA Agency: CFPB Status: ANPR Summary: The Bureau of Consumer Financial Protection (Bureau) is issuing this Advance Notice of Proposed Rulemaking (ANPR) to solicit […]

Consumer bureau’s consumer advisory board, bank and CU advisory councils, scheduled to meet June 5-6

May 21, 2019 0

Meetings of advisory councils and board of the federal consumer financial protection agency are on tap for next month, according to notices set for publication as early as Wednesday. In filings with the Federal Register […]

Bureau wants to punish law firm for alleged phony involvement of attorneys in debt collection suits

May 20, 2019 0

Attorneys at a law firm were not “meaningfully involved” in preparing or filing lawsuits over debt collection despite the law firm’s alleged representation that they were – and that was enough to trigger a lawsuit […]

Bureau’s debt collection proposal in Federal Register Tuesday, out for comment until late August

May 20, 2019 0

The Consumer Financial Protection Bureau’s (CFPB) proposal that, among other things, would allow debt collectors to attempt to contact consumers up to seven times a week by phone over a specific debt will be out […]

« 1 … 94 95 96 97 98 … 137 »

Economic activity up slightly, but more areas report declines; consumer spending ‘dampened by uncertainty’

March 4, 2026 0

While economic activity increased slightly in seven of 12 Federal Reserve Districts in the last month, it fell or was flat in the remaining five – up from four in the previous reporting period, the agency said Wednesday. In its [...]
NCUA’s final round of EGRPRA reg review covers corporate credit unions, BSA/AML, more

March 3, 2026 0

The federal credit union regulator is seeking comments by June 1 on five categories of regulations and whether they are outdated, unnecessary, or unduly burdensome, according to a notice Tuesday in the Federal Register. The National Credit Union Administration (NCUA) [...]
Comptroller rescinds rule on fair lending data, amends licensing requirements for community banks

March 3, 2026 0

A rule regarding fair lending data was rescinded, and another amended related to licensing requirements for community banks, by the national bank regulator Tuesday which said the aim of both was to reduce regulatory burden. The Office of the Comptroller [...]
NCUSIF ended 2025 at 1.3%; drop to 1.27% projected for June

March 2, 2026 0

A published overview on fourth-quarter results for the National Credit Union Share Insurance Fund (NCUSIF) shows the fund closing 2025 with an equity ratio equal to 1.3% of total insured shares, up 2 basis points from June 2025 but 3 [...]
IRR analysis portion in bank performance report expands to two pages in pursuit of ‘readability’

March 2, 2026 0

Two pages on interest rate risk (IRR) analysis will now be featured in the Uniform Bank Performance Report (UBPR), used by banks and other financial institutions, to improve its readability, the umbrella group for federal financial institution regulators said Monday. [...]
OCC publishes 24 banks’ CRA ratings, all ‘outstanding’ or ‘satisfactory’

March 2, 2026 0

The national bank regulator found nine banks to be “outstanding” and 15 to be “satisfactory” for compliance with the anti-redlining Community Reinvestment Act (CRA), according to ratings announced Monday that became public in February, the agency said. The list released [...]
New bank for investment firm Edward Jones wins federal insurance for Utah industrial charter

February 27, 2026 0

An investment firm with more than $2.2 trillion in assets under management has been awarded deposit insurance for a new industrial bank it has chartered in Salt Lake City, the federal bank deposit insurance agency said Friday. According to the [...]
OCC: Final rule clarifies national trust banks may engage in non-fiduciary activities

February 27, 2026 0

A final rule that aligns regulatory language with related language in underlying statute clarifies that national trust banks may engage in non-fiduciary activities, the national bank regulator announced in a bulletin Friday. The final rule, effective April 1, was issued [...]
Former tellers prohibited following scheme to launder illicit drug proceeds through bank’s vault

February 27, 2026 0

Two Indiana bankers – who both worked for the same bank in Covington, Ind. – were prohibited from further work in a financial institution after pleading guilty to laundering more than $1.6 million of illicit drug sales proceeds, the federal [...]