CFPB – Page 91 – Regulatory Report

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[ September 11, 2025 ] FDIC seeking comments on proposed AML/CFT burden survey meant for use by all federal bank, CU regulators FDIC
[ September 10, 2025 ] Banking agencies slate Oct. 30 outreach meeting on EGRPRA reg review FDIC
[ September 9, 2025 ] OCC names two to new positions – one aimed at ‘elevating’ chartering function OCC
[ September 9, 2025 ] Disrupting, detecting ‘financially motivated sextortion’ is target of notice Other
[ September 8, 2025 ] Bulletins aim to ‘end weaponization of financial system’ by curbing ‘politicized, unlawful debanking’ OCC

Comments on ‘qualified mortgage’ definition, without the ‘GSE patch,’ due in mid-September

July 30, 2019 0

Input on a consumer bureau advance notice of proposed rulemaking (ANPR) on potential changes to the definition of “qualified mortgage” (QM) in light of the planned expiration of a temporary QM category for agency loans […]

Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z)

July 30, 2019 0

Title: Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z) Subject: Qualified mortgage Agency: CFPB Status: ANPR Summary: With certain exceptions, Regulation Z requires creditors to make a reasonable, good faith determination of […]

Bureau eyes whether to revise Reg Z ‘qualified mortgage’ factors, including DTI, as GSE patch nears expiration

July 25, 2019 0

The federal agency charged with consumer financial protection on Thursday issued an advance notice of proposed rulemaking (ANPR) that asks, among other things, whether a direct measure of a consumer’s personal finances – such as […]

GAO testimony reiterates call to regulators to provide clarity to fintechs on alternative data

July 25, 2019 0

Clear communication from the Consumer Financial Protection Bureau (CFPB) and the federal banking regulators on appropriate use of alternative data in the underwriting process would bring fintech lenders greater certainty about their compliance with fair […]

Settlement proposes $60 million in penalties for debt collectors, with banishment from industry

July 25, 2019 0

In an unusual proposal, five debt collectors will settle a complaint with the federal consumer financial protection bureau by agreeing to be banned from the industry and pay fines and redress of $60 million. But […]

Oversight of FI cybersecurity, threat info sharing remain top challenges for regulators, IGs council reports

July 24, 2019 0

A council of federal financial regulatory inspectors general created in the aftermath of the financial crisis identifies seven “top management and performance challenges” facing their respective regulatory organizations – including ongoing challenges related to cyber […]

Bureau report gives highlights of pre-Kraninger ‘credit visibility’ symposium

July 22, 2019 0

Highlights of panel discussions and key themes arising during a day-long symposium held last September on how to help “credit-invisible” consumers gain access to credit was published Friday by the Consumer Financial Protection Bureau (CFPB). […]

Settlement would force Equifax to pay up to $700 million over data breach, bureau says; sets up $425 million consumer fund

July 22, 2019 0

Up to $700 million in monetary relief and penalties would be provided in a settlement between credit reporting agency Equifax and the federal consumer financial protection agency and other federal and state agencies, the groups […]

Consumer bureau updates diversity and inclusion strategic plan

July 19, 2019 0

The federal agency charged with consumer financial protection on Friday published an updated diversity and inclusion strategic plan covering the period of fiscal 2019 to fiscal 2022. The Consumer Financial Protection Bureau (CFPB) says its […]

Last year’s ‘call for evidence’ resulted in 1,750 separate issues, CFPB director says; comments being put to work

July 19, 2019 0

Comments collected in last year’s “call for evidence” from the federal consumer financial protection agency resulted in 1,750 separate issues related to rulemaking, the director of the agency told a Washington group Thursday – and, […]

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FDIC seeking comments on proposed AML/CFT burden survey meant for use by all federal bank, CU regulators

September 11, 2025 0

The costs to depository institutions of complying with Bank Secrecy Act (BSA) anti-money laundering and countering the financing of terrorism (AML/CFT) requirements are sought in an agency information collection proposed for Office of Management and Budget (OMB) approval, according to [...]
Banking agencies slate Oct. 30 outreach meeting on EGRPRA reg review

September 10, 2025 0

Those interested in airing their views on federal banking regulators’ work considering what regulations might be deemed “outdated” or otherwise “unnecessary” can do so during an Oct. 30 outreach meeting in Kansas City, Mo., the agencies said. The agencies’ release [...]
OCC names two to new positions – one aimed at ‘elevating’ chartering function

September 9, 2025 0

A new principal deputy chief counsel and a new top executive for chartering – a move that “elevates” the chartering function – were announced Tuesday by the national bank regulator. The Office of the Comptroller of the Currency (OCC) said [...]
Disrupting, detecting ‘financially motivated sextortion’ is target of notice

September 9, 2025 0

Helping financial institutions detect and disrupt financially motivated sextortion is the aim of a notice issued Monday by the Treasury’s anti-financial crimes arm. The Financial Crimes Enforcement Network (FinCEN) said the notice “underscores the importance of suspicious activity reporting (SAR) [...]
Bulletins aim to ‘end weaponization of financial system’ by curbing ‘politicized, unlawful debanking’

September 8, 2025 0

Eliminating “politicized or unlawful debanking” in the federal banking system is the subject of two bulletins issued Monday by the national bank regulator in an effort, the agency said, to “end the weaponization of the financial system.” That is, if [...]
FinCEN revises SW border targeting order, raising threshold for CTR reports

September 8, 2025 0

A reissued geographic targeting order (GTO), revised from March, increases the dollar threshold to $1,000 for cash transactions that certain money services businesses (MSB) must report on currency transaction reports (CTRs), Treasury’s financial crimes enforcement arm said Monday. The change [...]