CFPB – Page 89 – Regulatory Report

What's up

[ March 4, 2026 ] Economic activity up slightly, but more areas report declines; consumer spending ‘dampened by uncertainty’ The Fed
[ March 3, 2026 ] NCUA’s final round of EGRPRA reg review covers corporate credit unions, BSA/AML, more NCUA
[ March 3, 2026 ] Comptroller rescinds rule on fair lending data, amends licensing requirements for community banks OCC
[ March 2, 2026 ] NCUSIF ended 2025 at 1.3%; drop to 1.27% projected for June NCUA
[ March 2, 2026 ] IRR analysis portion in bank performance report expands to two pages in pursuit of ‘readability’ Other

Bureau corrects omission of national origin discrimination complaint in fair-lending report

September 30, 2019 0

A notice of a correction to a fair lending report issued earlier this year – which details an omission of a complaint of discrimination regarding national origin – is outlined by the federal consumer financial […]

$400,000 residential R.E. appraisal threshold approved by Fed, FDIC, OCC

September 27, 2019 0

The appraisal threshold for real estate transactions secured by a 1-to-4 family residential property will rise from $250,000 to $400,000 under a final rule issued Friday by federal banking agencies, but banks will still be […]

Report: Revised bankruptcy law in ’05 spurred ‘rush’ to file under Chapter 7

September 26, 2019 0

Spurred by the impact of new bankruptcy law provisions that limited discharge of debts, a “rush” to file occurred in 2005 as 80% of all personal bankruptcy filings that year were made under Chapter 7 […]

Lawsuit charges collector with pushing false claims for debts

September 25, 2019 0

A Maryland-based debt collection firm falsely represented to consumers that they owed certain debts when they did not, the federal consumer financial protection bureau charges in a lawsuit filed Wednesday. The Consumer Financial Protection Bureau […]

CFPB issues filing instructions guide for 2020 HMDA data, quarterly filers’ guide

September 25, 2019 0

The filing instructions guide (FIG) for data collected in 2020 for reporting in 2021 under the Home Mortgage Disclosure Act (HMDA) is available now, along with a new Supplemental Guide for Quarterly Filers, the Consumer […]

FAQs explain temporary authority for some loan originators under SAFE Act amendments

September 25, 2019 0

Frequently asked questions (FAQs) regarding last year’s regulatory relief law amendments to the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) that allow temporary authority for eligible loan originators awaiting licensing […]

Consumer bureau adds five to executive posts, including supervision

September 25, 2019 0

Five individuals have been named to executive-level posts in divisions responsible for supervision, research, consumer education, and more at the Consumer Financial Protection Bureau (CFPB), the bureau announced Wednesday. The bureau provided the following: Karla […]

Kraninger gives outline of philosophy for bureau at opening of symposia session

September 19, 2019 0

Given its discretion to create rules for consumer protection in a new space outside of what Congress allows, the federal consumer financial protection agency should approach that responsibility “judiciously cognizant of unintended consequences,” the director […]

Accuracy of credit, background screening reports up for discussion in December

September 19, 2019 0

Issues affecting the accuracy of both traditional credit reports and employment and tenant background screening reports will be under discussion at an “accuracy in consumer reporting” workshop set for the second week of December, sponsored […]

Kraninger: Decision not to defend constitutionality won’t affect CFPB’s work

September 18, 2019 0

The Consumer Financial Protection Bureau (CFPB) director’s decision, conveyed to Congress recently, to no longer defend a provision in the Consumer Financial Protection Act limiting the president’s ability to remove the director ”does not mean […]

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Economic activity up slightly, but more areas report declines; consumer spending ‘dampened by uncertainty’

March 4, 2026 0

While economic activity increased slightly in seven of 12 Federal Reserve Districts in the last month, it fell or was flat in the remaining five – up from four in the previous reporting period, the agency said Wednesday. In its [...]
NCUA’s final round of EGRPRA reg review covers corporate credit unions, BSA/AML, more

March 3, 2026 0

The federal credit union regulator is seeking comments by June 1 on five categories of regulations and whether they are outdated, unnecessary, or unduly burdensome, according to a notice Tuesday in the Federal Register. The National Credit Union Administration (NCUA) [...]
Comptroller rescinds rule on fair lending data, amends licensing requirements for community banks

March 3, 2026 0

A rule regarding fair lending data was rescinded, and another amended related to licensing requirements for community banks, by the national bank regulator Tuesday which said the aim of both was to reduce regulatory burden. The Office of the Comptroller [...]
NCUSIF ended 2025 at 1.3%; drop to 1.27% projected for June

March 2, 2026 0

A published overview on fourth-quarter results for the National Credit Union Share Insurance Fund (NCUSIF) shows the fund closing 2025 with an equity ratio equal to 1.3% of total insured shares, up 2 basis points from June 2025 but 3 [...]
IRR analysis portion in bank performance report expands to two pages in pursuit of ‘readability’

March 2, 2026 0

Two pages on interest rate risk (IRR) analysis will now be featured in the Uniform Bank Performance Report (UBPR), used by banks and other financial institutions, to improve its readability, the umbrella group for federal financial institution regulators said Monday. [...]
OCC publishes 24 banks’ CRA ratings, all ‘outstanding’ or ‘satisfactory’

March 2, 2026 0

The national bank regulator found nine banks to be “outstanding” and 15 to be “satisfactory” for compliance with the anti-redlining Community Reinvestment Act (CRA), according to ratings announced Monday that became public in February, the agency said. The list released [...]
New bank for investment firm Edward Jones wins federal insurance for Utah industrial charter

February 27, 2026 0

An investment firm with more than $2.2 trillion in assets under management has been awarded deposit insurance for a new industrial bank it has chartered in Salt Lake City, the federal bank deposit insurance agency said Friday. According to the [...]
OCC: Final rule clarifies national trust banks may engage in non-fiduciary activities

February 27, 2026 0

A final rule that aligns regulatory language with related language in underlying statute clarifies that national trust banks may engage in non-fiduciary activities, the national bank regulator announced in a bulletin Friday. The final rule, effective April 1, was issued [...]
Former tellers prohibited following scheme to launder illicit drug proceeds through bank’s vault

February 27, 2026 0

Two Indiana bankers – who both worked for the same bank in Covington, Ind. – were prohibited from further work in a financial institution after pleading guilty to laundering more than $1.6 million of illicit drug sales proceeds, the federal [...]