CFPB – Page 88 – Regulatory Report

What's up

[ November 3, 2025 ] Lending standards tighter in 3rd quarter for C&I as demand grows; household loan standards unchanged The Fed
[ November 3, 2025 ] 10 banks earn top CRA ratings; none tagged with lowest scores of ‘needs improvement,’ ‘substantial noncompliance’ FDIC
[ November 3, 2025 ] Agency reminds of grant availability for low-income credit unions NCUA
[ October 31, 2025 ] Agency announces prohibitions, including two in MS and NC for misappropriations involving hundreds of thousands of dollars FDIC
[ October 31, 2025 ] Former MN credit union teller barred from future FI service NCUA

Lawsuit charges collector with pushing false claims for debts

September 25, 2019 0

A Maryland-based debt collection firm falsely represented to consumers that they owed certain debts when they did not, the federal consumer financial protection bureau charges in a lawsuit filed Wednesday. The Consumer Financial Protection Bureau […]

CFPB issues filing instructions guide for 2020 HMDA data, quarterly filers’ guide

September 25, 2019 0

The filing instructions guide (FIG) for data collected in 2020 for reporting in 2021 under the Home Mortgage Disclosure Act (HMDA) is available now, along with a new Supplemental Guide for Quarterly Filers, the Consumer […]

FAQs explain temporary authority for some loan originators under SAFE Act amendments

September 25, 2019 0

Frequently asked questions (FAQs) regarding last year’s regulatory relief law amendments to the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) that allow temporary authority for eligible loan originators awaiting licensing […]

Consumer bureau adds five to executive posts, including supervision

September 25, 2019 0

Five individuals have been named to executive-level posts in divisions responsible for supervision, research, consumer education, and more at the Consumer Financial Protection Bureau (CFPB), the bureau announced Wednesday. The bureau provided the following: Karla […]

Kraninger gives outline of philosophy for bureau at opening of symposia session

September 19, 2019 0

Given its discretion to create rules for consumer protection in a new space outside of what Congress allows, the federal consumer financial protection agency should approach that responsibility “judiciously cognizant of unintended consequences,” the director […]

Accuracy of credit, background screening reports up for discussion in December

September 19, 2019 0

Issues affecting the accuracy of both traditional credit reports and employment and tenant background screening reports will be under discussion at an “accuracy in consumer reporting” workshop set for the second week of December, sponsored […]

Kraninger: Decision not to defend constitutionality won’t affect CFPB’s work

September 18, 2019 0

The Consumer Financial Protection Bureau (CFPB) director’s decision, conveyed to Congress recently, to no longer defend a provision in the Consumer Financial Protection Act limiting the president’s ability to remove the director ”does not mean […]

Consumer bureau plans ‘enhanced data and context’ for consumer complaint database, will keep narratives

September 18, 2019 0

The consumer complaint database maintained by the Consumer Financial Protection Bureau (CFPB) is slated for enhancements that will include modified disclaimers regarding the published data, more prominence for answers to common financial questions and information […]

Study looks at ‘financial well-being’ connection to engagement with financial information

September 17, 2019 0

The relationship between subjective financial well-being and objective credit report characteristics and consumers’ engagement with financial information through educational tools is highlighted in a report issued by the federal consumer financial protection agency Tuesday. In […]

Bureau considering ‘tech sprints’ for finding ways to ease reg compliance for HMDA, more

September 16, 2019 0

A “call for ideas” was issued Friday by the federal agency charged with consumer financial protection on how a process called “tech sprints” could be used to encourage regulatory innovation and develop viable solutions to […]

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Lending standards tighter in 3rd quarter for C&I as demand grows; household loan standards unchanged

November 3, 2025 0

Tighter lending standards for commercial and industrial (C&I) loans were prevalent in the year’s third quarter, while loan standards for households were largely unchanged, the Federal Reserve said Monday. Demand was up for the C&I loans, the agency said, from [...]
10 banks earn top CRA ratings; none tagged with lowest scores of ‘needs improvement,’ ‘substantial noncompliance’

November 3, 2025 0

Ten banks, out of 76 examined, earned “outstanding” ratings for their compliance with anti-redlining laws, two federal bank regulators said Monday. In reporting on Community Reinvestment Act (CRA) ratings, the Office of the Comptroller of the Currency (OCC) and the [...]
Agency reminds of grant availability for low-income credit unions

November 3, 2025 0

Credit unions with the National Credit Union Administration’s (NCUA) low-income designation can still apply by Dec. 16 for a portion of the more than $3.4 million in grants being made available by the agency, according to a release Monday. The [...]
Agency announces prohibitions, including two in MS and NC for misappropriations involving hundreds of thousands of dollars

October 31, 2025 0

Prohibitions for September were announced Friday by the federal bank deposit insurance agency, including two for allegedly misappropriating hundreds of thousands of dollars from their respective banks. The Federal Deposit Insurance Corp. (FDIC) said Shelley C. Bounchareune, a former employee [...]
Former MN credit union teller barred from future FI service

October 31, 2025 0

A former teller of Affinity Plus Federal Credit Union of Saint Paul, Minn., was barred from any future work in federally insured financial institutions under an October prohibition order. In the consent order, the National Credit Union Administration (NCUA) said [...]