CFPB – Page 86 – Regulatory Report

What's up

[ March 4, 2026 ] Economic activity up slightly, but more areas report declines; consumer spending ‘dampened by uncertainty’ The Fed
[ March 3, 2026 ] NCUA’s final round of EGRPRA reg review covers corporate credit unions, BSA/AML, more NCUA
[ March 3, 2026 ] Comptroller rescinds rule on fair lending data, amends licensing requirements for community banks OCC
[ March 2, 2026 ] NCUSIF ended 2025 at 1.3%; drop to 1.27% projected for June NCUA
[ March 2, 2026 ] IRR analysis portion in bank performance report expands to two pages in pursuit of ‘readability’ Other

Proposal would allow estimates for remittance fee disclosures; raises ‘safe harbor’ to 500 per year

December 3, 2019 0

Some financial institutions could estimate certain remittance fee and exchange rate information – instead of disclosing exact amounts in certain circumstances – under a proposal issued by the federal consumer financial protection agency Tuesday. The […]

Consumer bureau keeps max allowable credit report charge at $12.50 for 2020

November 27, 2019 0

The maximum charge of $12.50 that consumer reporting agencies may charge consumers for their credit reports will remain unchanged for 2020, the federal consumer financial protection agency said Wednesday. The ceiling on allowable charges under […]

Settlement with military travel lender, servicer, results in $3.5 million ‘suspended judgment,’ $1 penalty

November 26, 2019 0

Settlements with related firms that misrepresented costs of offering and extending financing for airline tickets to members of the military and their families resulted in a “suspended judgment” of nearly $3.5 million, and a civil […]

Bureau reports look at small servicer mortgages, student borrowers in income-drive programs

November 25, 2019 0

Two research papers about small servicers in mortgage lending and the experience of student loan borrowers in income-driven repayment (IDR) programs were issued by the Consumer Financial Protection (CFPB) Friday. The paper on small services, […]

$8.5 million sought to settle allegations of fair credit reporting violations by job screening firm

November 22, 2019 0

A firm that prepares background screening reports on job applicants will be required to pay $6 million in monetary relief to affected consumers – and a $2.5 million civil money penalty – to resolve allegations […]

Future of overdraft rule may be inching toward resolution, bureau regulatory agenda suggests

November 20, 2019 0

Overdraft protection may be coming up again soon at the federal consumer financial protection agency – but it’s not clear precisely when, according to the fall 2019 rulemaking agenda posted by the agency Wednesday. The […]

Bureau wants to hear about effectiveness of integrated disclosures required under TRID rule

November 20, 2019 0

Addressing the effectiveness of integrated disclosures required under federal regulations for real estate transactions is the subject of an assessment to be conducted by the federal consumer financial protection agency, the agency said Wednesday. In […]

44% of CFPB staffing in FY2019 was for supervision, enforcement and fair lending, report shows

November 18, 2019 0

Of the bureau’s total staffing in fiscal 2019, approximately 44% was dedicated to supervision, enforcement and fair lending, the Consumer Financial Protection Bureau (CFPB) shows in its financial report for the period. The report, released […]

Rule exempts loan originators with temporary authority from screening, training requirements

November 15, 2019 0

Screening and training requirements for financial institutions which employ loan originators with temporary authority are clarified under a rule released Friday by the federal consumer financial protection agency. The interpretive rule issued by the Consumer […]

Consumer bureau earns clear audit report from congressional watchdog

November 15, 2019 0

Financial statements at the federal consumer financial protection agency are presented fairly and internal controls are effective, the congressional watchdog reported Friday in its annual, statutorily required financial audit of the agency. The Government Accountability […]

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Economic activity up slightly, but more areas report declines; consumer spending ‘dampened by uncertainty’

March 4, 2026 0

While economic activity increased slightly in seven of 12 Federal Reserve Districts in the last month, it fell or was flat in the remaining five – up from four in the previous reporting period, the agency said Wednesday. In its [...]
NCUA’s final round of EGRPRA reg review covers corporate credit unions, BSA/AML, more

March 3, 2026 0

The federal credit union regulator is seeking comments by June 1 on five categories of regulations and whether they are outdated, unnecessary, or unduly burdensome, according to a notice Tuesday in the Federal Register. The National Credit Union Administration (NCUA) [...]
Comptroller rescinds rule on fair lending data, amends licensing requirements for community banks

March 3, 2026 0

A rule regarding fair lending data was rescinded, and another amended related to licensing requirements for community banks, by the national bank regulator Tuesday which said the aim of both was to reduce regulatory burden. The Office of the Comptroller [...]
NCUSIF ended 2025 at 1.3%; drop to 1.27% projected for June

March 2, 2026 0

A published overview on fourth-quarter results for the National Credit Union Share Insurance Fund (NCUSIF) shows the fund closing 2025 with an equity ratio equal to 1.3% of total insured shares, up 2 basis points from June 2025 but 3 [...]
IRR analysis portion in bank performance report expands to two pages in pursuit of ‘readability’

March 2, 2026 0

Two pages on interest rate risk (IRR) analysis will now be featured in the Uniform Bank Performance Report (UBPR), used by banks and other financial institutions, to improve its readability, the umbrella group for federal financial institution regulators said Monday. [...]
OCC publishes 24 banks’ CRA ratings, all ‘outstanding’ or ‘satisfactory’

March 2, 2026 0

The national bank regulator found nine banks to be “outstanding” and 15 to be “satisfactory” for compliance with the anti-redlining Community Reinvestment Act (CRA), according to ratings announced Monday that became public in February, the agency said. The list released [...]
New bank for investment firm Edward Jones wins federal insurance for Utah industrial charter

February 27, 2026 0

An investment firm with more than $2.2 trillion in assets under management has been awarded deposit insurance for a new industrial bank it has chartered in Salt Lake City, the federal bank deposit insurance agency said Friday. According to the [...]
OCC: Final rule clarifies national trust banks may engage in non-fiduciary activities

February 27, 2026 0

A final rule that aligns regulatory language with related language in underlying statute clarifies that national trust banks may engage in non-fiduciary activities, the national bank regulator announced in a bulletin Friday. The final rule, effective April 1, was issued [...]
Former tellers prohibited following scheme to launder illicit drug proceeds through bank’s vault

February 27, 2026 0

Two Indiana bankers – who both worked for the same bank in Covington, Ind. – were prohibited from further work in a financial institution after pleading guilty to laundering more than $1.6 million of illicit drug sales proceeds, the federal [...]