CFPB – Page 51 – Regulatory Report

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[ June 30, 2025 ] Fed: 2025 stress test shows banks ‘well positioned’ to withstand severe recession The Fed
[ June 30, 2025 ] Risk on rise for banks in three key areas, OCC reports, as economic uncertainty increases OCC
[ June 30, 2025 ] Citing imminent insolvency, credit union regulator closes doors of OH cooperative; members, accounts transferred to another NCUA
[ June 30, 2025 ] 2 former credit union employees barred from future work in insured FIs NCUA
[ June 30, 2025 ] Texas bank became second to fail so far this year OCC

Rule clarifies tenants may sue debt collectors for evictions carried out during pandemic moratorium

April 19, 2021 0

Tenants can hold debt collectors accountable for illegal evictions in the face of a moratorium on such actions outlined by federal health authorities, according to a rule issued Monday by the federal consumer financial protection […]

CFPB updates debt collection rule small-entity compliance guide

April 16, 2021 0

Updates to the small entity compliance guide addressing December revisions to fair debt collection rules were announced in an email Friday by the Consumer Financial Protection Bureau (CFPB). The rules, which implement the Fair Debt […]

Debt settlement firm said to have steered customers to affiliates would pay $1.4 million under proposed deal with CFPB

April 13, 2021 0

A California-based, online debt settlement company would pay $646,000 in redress to consumers and a $750,000 civil money penalty related to allegations the firm violated the Consumer Financial Protection Act and the Telemarketing Sales Rule […]

Protections for Borrowers Affected by the COVID-19 Emergency Under RESPA, Regulation X

April 9, 2021 0

Title: Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X Subject: Foreclosures, RESPA, Reg X Agency: CFPB Status: Proposed rule Summary: The Bureau of Consumer Financial […]

Citing pandemic challenges, CFPB proposes delay in new debt collection rules to late January 2022

April 7, 2021 0

Two debt collection rules currently slated to take effect this Nov. 30 would instead have a delayed compliance deadline of Jan. 29, 2022, under a proposal issued Wednesday to give those affected more implementation time […]

CFPB, in new bulletin, outlines plan to monitor mortgage servicer actions as COVID-19 forbearance periods near end

April 6, 2021 0

Expectations for mortgage servicers’ engagement with borrowers in the closing months of forbearance programs created amid the COVID-19 pandemic – again, with the aim of reducing avoidable foreclosures – are detailed in a new bulletin from the […]

Firm, owner permanently banned from debt collection business after claims of harassment lies to consumers

April 6, 2021 0

Alleged harassment of thousands of consumers and claims of falsely threatening them with legal action has earned an Anaheim, Calif., firm and its owner a permanent ban from the debt collection business, as well as […]

Preventing ‘avoidable foreclosures’ is focus of proposed rules issued by bureau

April 5, 2021 0

Preventing “avoidable foreclosures” as the emergency federal foreclosure protections expire is the aim of a set of rules proposed Monday by the federal consumer financial protection agency. In a release, t he Consumer Financial Protection […]

CFPB, anticipating ‘tidal wave’ of distressed homeowners, says it will brook ‘no excuse’ for servicers’ inaction

April 1, 2021 0

Declaring “no time to waste, and no excuse for inaction,” the acting director of the Consumer Financial Protection Bureau (CFPB) on Thursday issued Bulletin 2021-01 containing compliance and policy guidance for mortgage servicers in their […]

Mortgage lenders’ 2020 HMDA loan-level data available online now

April 1, 2021 0

Data from about 4,400 Home Mortgage Disclosure Act (HMDA) modified loan application register (LAR) filers for 2020 is available now via the Federal Financial Institutions Examination Council’s (FFIEC) HMDA platform. The 2020 published data contains […]

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Fed: 2025 stress test shows banks ‘well positioned’ to withstand severe recession

June 30, 2025 0

The 22 large banks subjected to the Federal Reserve Board’s 2025 stress test reportedly are “well positioned” to withstand a hypothetical, severe recession while remaining above their minimum capital requirements and continuing to lend to households and businesses, the Fed [...]
Risk on rise for banks in three key areas, OCC reports, as economic uncertainty increases

June 30, 2025 0

Economic uncertainty has increased as consumer sentiment, geopolitical risk, sustained higher interest rates, and downward movement in some macroeconomic indicators have all had their impact on threats to the banking system, the national bank regulator said Monday. In its Semiannual [...]
Citing imminent insolvency, credit union regulator closes doors of OH cooperative; members, accounts transferred to another

June 30, 2025 0

A Middletown, Ohio, credit union has been closed and its members and their accounts moved to a Cincinnati, Ohio, credit union, the federal regulator said Monday. Butler Heritage Federal Credit Union (FCU) of Middletown was liquidated by the National Credit [...]
2 former credit union employees barred from future work in insured FIs

June 30, 2025 0

A former employee of a Kansas credit union and one from a credit union in Pennsylvania are barred from participating in the affairs of any federally insured depository institution, the federal credit union regulator said Monday. The National Credit Union [...]
Texas bank became second to fail so far this year

June 30, 2025 0

A Santa Anna, Texas, bank was closed late Friday by the national bank regulator, becoming the second bank to fail so far this year. Santa Anna National Bank was closed by the Office of the Comptroller of the Currency (OCC), [...]