CFPB – Page 48 – Regulatory Report

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[ June 30, 2025 ] Fed: 2025 stress test shows banks ‘well positioned’ to withstand severe recession The Fed
[ June 30, 2025 ] Risk on rise for banks in three key areas, OCC reports, as economic uncertainty increases OCC
[ June 30, 2025 ] Citing imminent insolvency, credit union regulator closes doors of OH cooperative; members, accounts transferred to another NCUA
[ June 30, 2025 ] 2 former credit union employees barred from future work in insured FIs NCUA
[ June 30, 2025 ] Texas bank became second to fail so far this year OCC

New bureau compliance bulletin focuses on reporting of rental, eviction information amid soon-expiring protections

July 1, 2021 0

Amid soon-expiring COVID-19 pandemic-related protections for renters, the Consumer Financial Protection Bureau (CFPB) on Thursday issued a compliance bulletin reminding landlords, consumer reporting agencies (CRAs), and others of their obligations to accurately report rental and eviction […]

Bureau seeks to ban firm for alleged deceptive debt relief, credit repair services

June 29, 2021 0

Charging deceptive debt relief and credit repair services, a Maryland-based financial firm faces a lawsuit by the federal consumer financial protection agency, which seeks to ban the firm from the financial services industry and impose […]

CFPB Supervisory Highlights notes redlining, RESPA violations, more

June 29, 2021 0

Findings last year of four types of legal violations that the federal consumer financial protection agency found “particularly concerning” were highlighted in a release Tuesday based on the agency’s summer 2021 Supervisory Highlights report. The […]

UPDATED: Rules issued that are hoped to ease foreclosure surge as federal protections expire

June 28, 2021 0

Rules described as designed to help prevent a surge of foreclosures as federal protections expire were finalized Monday – to become effective Aug. 31 – by the federal consumer financial protection agency. The Consumer Financial […]

Examinations for Risks to Active-Duty Servicemembers and Their Covered Dependents

June 22, 2021 0

Title: Examinations for Risks to Active-Duty Servicemembers and Their Covered Dependents Subject: MLA examinations Agency: CFPB Status: Interpretive ruleProposed rule Summary: The Bureau of Consumer Financial Protection (Bureau) has statutory authority to conduct examinations, at […]

CFPB premise for resuming exams for servicemember financial protections under MLA in Federal Register Wednesday

June 22, 2021 0

An interpretive rule explaining the consumer financial protection agency’s authority to examine financial institutions for compliance with the Military Lending Act (MLA), which confers specific consumer financial protections for active-duty military servicemembers and their families, […]

CFPB: We’re aware abrupt ‘Juneteenth’ holiday observance raised concerns about disclosure compliance in mortgage closings

June 21, 2021 0

The timing of mortgage lenders’ compliance with federal disclosure rules may have been disrupted with the abrupt implementation of the new “Juneteenth” federal holiday late last week – perhaps even delaying mortgage closings – and […]

CFPB: Credit account delinquencies ticked up some but remain at pre-pandemic levels

June 17, 2021 0

New delinquencies for auto loans and credit cards began to rise somewhat in the second half of 2020 but remained at or below pre-pandemic levels as of March 2021, the consumer financial protection agency said […]

Bureau fires first shot in resuming exams under Military Lending Act; asserts that 2018 reasoning for discontinuing ‘not persuasive’

June 16, 2021 0

Military Lending Act-related examinations will now resume by the federal consumer financial protection agency, it said Wednesday, asserting that the prior administration’s reasoning for discontinuing the reviews were not found persuasive. In a release, the […]

CFPB report: Below-threshold HMDA reporters appear to make more investment-purpose loans

June 15, 2021 0

A preliminary analysis of the differences in lending patterns for lenders below and above the 100-loan closed-end threshold for Home Mortgage Disclosure Act (HMDA) reporting showed that lenders with the smaller volumes of loans appear […]

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Fed: 2025 stress test shows banks ‘well positioned’ to withstand severe recession

June 30, 2025 0

The 22 large banks subjected to the Federal Reserve Board’s 2025 stress test reportedly are “well positioned” to withstand a hypothetical, severe recession while remaining above their minimum capital requirements and continuing to lend to households and businesses, the Fed [...]
Risk on rise for banks in three key areas, OCC reports, as economic uncertainty increases

June 30, 2025 0

Economic uncertainty has increased as consumer sentiment, geopolitical risk, sustained higher interest rates, and downward movement in some macroeconomic indicators have all had their impact on threats to the banking system, the national bank regulator said Monday. In its Semiannual [...]
Citing imminent insolvency, credit union regulator closes doors of OH cooperative; members, accounts transferred to another

June 30, 2025 0

A Middletown, Ohio, credit union has been closed and its members and their accounts moved to a Cincinnati, Ohio, credit union, the federal regulator said Monday. Butler Heritage Federal Credit Union (FCU) of Middletown was liquidated by the National Credit [...]
2 former credit union employees barred from future work in insured FIs

June 30, 2025 0

A former employee of a Kansas credit union and one from a credit union in Pennsylvania are barred from participating in the affairs of any federally insured depository institution, the federal credit union regulator said Monday. The National Credit Union [...]
Texas bank became second to fail so far this year

June 30, 2025 0

A Santa Anna, Texas, bank was closed late Friday by the national bank regulator, becoming the second bank to fail so far this year. Santa Anna National Bank was closed by the Office of the Comptroller of the Currency (OCC), [...]