CFPB

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[ December 5, 2025 ] Agencies withdraw 12-years-old guidance on leveraged lending; banks told to apply ‘general principles on risk management’ FDIC
[ December 5, 2025 ] OCC rescinds, replaces 2023 venture loan guidance for banks OCC
[ December 5, 2025 ] Decrease in reliance on checks for payments has Fed asking ‘should we phase out our services, or upgrade (at higher cost)?’ The Fed
[ December 5, 2025 ] Alleged forgery on approval documents leads to banker’s prohibition The Fed
[ December 5, 2025 ] Fed expects modest fees increase in 2026 for check clearing, ACH, instant payments The Fed

Report envisions stablecoins only issued through federally insured banks, credit unions; calls for ‘urgently needed’ congressional action

November 1, 2021 0

Payment stablecoins and their arrangements should be subject to a federal framework on a consistent and comprehensive basis through an act of Congress – including by requiring that stablecoins may only be issued by federally […]

CFPB updates validation info in debt collection rule guidance

October 29, 2021 0

Guidance documents to help institutions understand their compliance requirements under federal rules implementing the Fair Debt Collection Practices Act (FDCPA), in particular, the rule’s validation requirements, have been updated by the Consumer Financial Protection Bureau, […]

Two named to lead CFPB’s supervision, enforcement operations

October 29, 2021 0

Lorelei Salas and Eric Halperin have been named to lead the supervision and enforcement operations of the Consumer Financial Protection Bureau (CFPB) and will serve as “effective watchdogs over the financial marketplace, especially when it comes […]

Greater competition, stopping repeat offenders, ‘relationship banking’ make up triad of goals for new bureau director

October 27, 2021 0

Stimulating greater competition in consumer financial markets, sharpening focus on repeat offenders, and restoring “relationship banking” are the “path forward” for the federal consumer financial protection agency, its director told a House committee Wednesday. Appearing […]

CFPB adjusts TILA dollar amounts for 2022: open-end credit, cards, mortgages

October 26, 2021 0

Many of the dollar amounts that serve as thresholds for Truth-in-Lending Act (TILA) requirements, implemented by Regulation Z, on open-end credit and mortgages are set to rise as of Jan. 1, 2022, according to a […]

Consumer bureau notes updates to HMDA filing instructions for 2022 data

October 25, 2021 0

Updates to the filing instructions for Home Mortgage Disclosure Act (HMDA) data collected in 2022 – to be reported in 2023 – were released last week by the Consumer Financial Protection Bureau (CFPB). The Filing […]

CFPB reminds: Use 2020 Census info for tract information in HMDA reporting after Jan. 1

October 25, 2021 0

Financial institutions should use census tract information provided in the 2020 Census for mortgage-related data collected beginning next year, the federal consumer financial protection agency said Monday. In a “HMDA Reminder,” the Consumer Financial Protection […]

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Agencies withdraw 12-years-old guidance on leveraged lending; banks told to apply ‘general principles on risk management’

December 5, 2025 0

Recission of guidance issued 12 years ago on leveraged lending was announced Friday by two federal banking regulators, who called it “overly restrictive” and impeding banks’ “risk management principles that guide their other business decisions,” the agencies said in joint [...]
OCC rescinds, replaces 2023 venture loan guidance for banks

December 5, 2025 0

The national bank regulator on Friday issued an updated guidance bulletin on “venture loans” to “reflect the OCC’s policy of not discouraging banks from engaging in prudent venture lending activities.” Bulletin 2025-45, “Commercial Lending: Venture Loans to Companies in an Early, [...]
Decrease in reliance on checks for payments has Fed asking ‘should we phase out our services, or upgrade (at higher cost)?’

December 5, 2025 0

With check use steadily declining, check fraud rising, and digital payment methods growing in availability and use, the Federal Reserve wants the public to weigh in on the future of Reserve Banks’ check services, the agency said late Thursday. That [...]
Alleged forgery on approval documents leads to banker’s prohibition

December 5, 2025 0

Forged signatures on certain approval documents have led a former worker at a Columbus, Ga., bank to be prohibited from further service at financial institutions, the Federal Reserve said Friday. According to the Fed, Julio A. Gonzalez, a former universal [...]
Fed expects modest fees increase in 2026 for check clearing, ACH, instant payments

December 5, 2025 0

An estimated 0.9% average price increase for established, mature services such as check clearing, automated clearing house (ACH) transactions and instant payments (among others) will be in effect for 2026, the Federal Reserve said late Thursday. In a release announcing [...]
Credit unions see 3Q increases in net worth, ROAA; delinquencies higher

December 5, 2025 0

Credit unions posted increases across a wide variety of performance metrics in the third quarter, their federal regulator said Friday, compared to the same period one year earlier. Those included, the National Credit Union Administration (NCUA) said, a net worth [...]
FSOC plans meeting with discussions on nonbank determinations – and more

December 5, 2025 0

An update on interpretive guidance on nonbank financial company determinations is among the items on the agenda for the multi-federal financial regulators’ meeting set for next week, the Treasury Department said Friday. The meeting of the Financial Stability Oversight Council [...]
Pair of former U.S. contractors charged with conspiring to delete databases with federal information

December 4, 2025 0

Conspiring to delete databases used to store U.S. government information are the charges faced by two Virginia men who had served as federal contractors, federal banking regulators and prosecutors said Wednesday. According to the Federal Deposit Insurance Corp.’s (FDIC) Office [...]

Report envisions stablecoins only issued through federally insured banks, credit unions; calls for ‘urgently needed’ congressional action

CFPB updates validation info in debt collection rule guidance

Two named to lead CFPB’s supervision, enforcement operations

Greater competition, stopping repeat offenders, ‘relationship banking’ make up triad of goals for new bureau director

CFPB adjusts TILA dollar amounts for 2022: open-end credit, cards, mortgages

Consumer bureau notes updates to HMDA filing instructions for 2022 data

CFPB reminds: Use 2020 Census info for tract information in HMDA reporting after Jan. 1

Bank faces penalty, order to increase credit access in alleged redlining activity in Memphis area

CFPB seeks data from large payments system operators including Facebook, Amazon

Regulators – including CFPB – unite for statement on supervisory considerations of LIBOR transition

Agencies withdraw 12-years-old guidance on leveraged lending; banks told to apply ‘general principles on risk management’

OCC rescinds, replaces 2023 venture loan guidance for banks

Decrease in reliance on checks for payments has Fed asking ‘should we phase out our services, or upgrade (at higher cost)?’

Alleged forgery on approval documents leads to banker’s prohibition

Fed expects modest fees increase in 2026 for check clearing, ACH, instant payments

Credit unions see 3Q increases in net worth, ROAA; delinquencies higher

FSOC plans meeting with discussions on nonbank determinations – and more

Pair of former U.S. contractors charged with conspiring to delete databases with federal information