CFPB – Page 26 – Regulatory Report

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[ December 12, 2025 ] Stablecoin issuance plays central role in approvals of new, converted national banks OCC
[ December 12, 2025 ] Proposal on FDIC Board meeting agenda would set requirements for issuing stablecoins FDIC
[ December 12, 2025 ] Briefings (but no action) slated Dec. 18 on 2026-27 NCUA budget, share insurance fund NCUA
[ December 12, 2025 ] Nearly all presidents, first VPs of Federal Reserve Banks reappointed for five-year terms The Fed
[ December 12, 2025 ] Bank call report to conform with GSIB capital rule changes near OMB approval FDIC

Report claims bank overdraft fee income dropped north of 40% in wake of pandemic

February 8, 2023 0

Bank overdraft fee income has dropped precipitously since before the onset of the coronavirus crisis, according to a federal consumer financial protection agency report issued Tuesday – and banks have not yet replaced that income […]

Bureau advisory opinion explains how digital mortgage comparison-shopping platforms might violate RESPA kickback prohibitions

February 7, 2023 0

Digital mortgage comparison-shopping platforms that give preferred placement or otherwise steer consumers to lenders based on the lenders’ compensation to the platforms are violating section 8 of the Real Estate Settlement Procedures Act (RESPA), the […]

Proposal would cap late credit card fees at $8; CFPB says move would save consumers $9 billion

February 1, 2023 0

Fees would be capped at $8 for credit card payments made late, and an annual inflation adjustment would be eliminated, under a proposal issued Wednesday by the federal consumer financial protection agency. The advance notice […]

Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders

January 30, 2023 0

Title: Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders Subject: Registry of orders Agency: CFPB Status: Proposed rule Summary: Pursuant to its authorities under the Consumer Financial Protection Act of 2010 […]

Bureau begins biennial review of consumer credit card market, invites public feedback

January 24, 2023 0

A request for information seeking public feedback on how the consumer credit market is functioning was announced Tuesday as part of the Consumer Financial Protection Bureau’s (CFPB) biennial review of the industry, with feedback due […]

Bureau targets subscription fees for services consumers don’t want as violations of consumer protection laws

January 19, 2023 0

Subscription fees charged for services people don’t want are the target of new guidance issued Thursday by the federal consumer financial protection agency with an aim of “rooting out” the tactics by some companies, the […]

Law firm would be curtailed in filing new ‘junk lawsuits’ against consumers in settlement

January 11, 2023 0

Charging illegal debt collection practices – including filing “junk lawsuits” – by a New York debt collection firm, the federal consumer financial protection agency said it has reached a settlement that would sharply curtail any […]

Nonbank contracts claiming to waive consumer rights would be subject to registry under proposal

January 11, 2023 0

Contracts by nonbanks that claim to waive or limit consumer rights and protections – including bankruptcy and liability amounts – would be subject to a public registry of terms and conditions under a proposal issued […]

Agencies announce lawsuit against auto lender for misrepresenting credit costs, ‘tricking customers’

January 4, 2023 0

Misrepresenting the cost of credit and tricking customers into high-cost loans on used cars are charges leveled against a Michigan auto lender by the New York Attorney General and the federal consumer financial protection agency […]

Annual report on consumer reporting firms finds improvements, but more actions suggested

January 3, 2023 0

Considerations for the nationwide consumer reporting companies to improve compliance with consumer financial protection laws and, ostensibly, to serve consumers better, is the asserted aim of annual report issued Tuesday by the federal consumer financial […]

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Stablecoin issuance plays central role in approvals of new, converted national banks

December 12, 2025 0

Stablecoins and their issuance received a big boost Friday when five new national banks – two de novo charters and three conversions from state charters – were conditionally approved by the national bank regulator, all five of them planning to [...]
Proposal on FDIC Board meeting agenda would set requirements for issuing stablecoins

December 12, 2025 0

Approval requirements for issuing payment stablecoins by banks and their subsidiaries will be a proposal considered Dec. 16 by the board of the federal bank deposit insurance agency, it said Friday. The agenda for the meeting of the Federal Deposit [...]
Briefings (but no action) slated Dec. 18 on 2026-27 NCUA budget, share insurance fund

December 12, 2025 0

With no mention of board “action,” the agenda for next week’s open meeting of the currently one-member National Credit Union Administration (NCUA) Board lists only two briefings: one on the quarterly share insurance fund report and the other on the [...]
Nearly all presidents, first VPs of Federal Reserve Banks reappointed for five-year terms

December 12, 2025 0

With only two exceptions, all current 12 Federal Reserve Bank presidents and first vice president were reappointed, the Fed Board announced late Thursday. In a released, the Fed said it voted unanimously is reappoint the bank leaders, following a comprehensive [...]
Bank call report to conform with GSIB capital rule changes near OMB approval

December 12, 2025 0

A letter alerting banks to call report revisions that are entering their final phase of review by the Office of Management and Budget (OMB) was issued Friday by the Federal Deposit Insurance Corp. (FDIC). The letter focuses on call report [...]
Regulators consider revisions to guidance for determining nonbank financial firms

December 12, 2025 0

Potential revisions to interpretive guidance regarding nonbank financial company determinations and to the analytic framework for financial stability risk identification, assessment, and response, were presented to the umbrella group of top federal financial institution regulators, the Treasury said late Thursday. [...]
Exam Council provides MSA, MD reports through Census Online database

December 11, 2025 0

Reports for Metropolitan Statistical Areas (MSAs) that contain multiple Metropolitan Divisions (MDs) can now be produced by the “Census Online” database maintained by the umbrella group for federal financial regulators, the agency said Thursday. The Federal Financial Institutions Examination Council [...]