CFPB

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[ November 6, 2025 ] Controversial rating framework easing ‘well-managed’ score for large BHCs finalized by Fed The Fed
[ November 6, 2025 ] Two banks in KS, MT consent to small fines for violations of flood insurance rules The Fed
[ November 6, 2025 ] FDIC offers banking reg relief to help storm-hit areas in AK, MN FDIC
[ November 3, 2025 ] Lending standards tighter in 3rd quarter for C&I as demand grows; household loan standards unchanged The Fed
[ November 3, 2025 ] 10 banks earn top CRA ratings; none tagged with lowest scores of ‘needs improvement,’ ‘substantial noncompliance’ FDIC

After losing data source, bureau turns to ICE to help calculate APORs for mortgages

April 14, 2023 0

A revised approach for determining the average prime offer rates (APOR) for purposes of federal mortgage rules was released Friday by the federal consumer financial protection agency. According to the Consumer Financial Protection Bureau (CFPB), […]

Consumer bureau policy statement on ‘abusive acts or practices’ slated for publication in Federal Register; comments invited

April 11, 2023 0

How the federal consumer financial protection agency approaches the 2010 Consumer Financial Protection Act’s (CFPA) prohibition against abusive acts or practices by consumer service providers is discussed in a policy statement slated for publication in […]

Statement of Policy Regarding Prohibition on Abusive Acts or Practices

April 11, 2023 0

Title: Statement of Policy Regarding Prohibition on Abusive Acts or Practices Subject: CFPA; abusive acts or practices Agency: CFPB Status: Policy statement and request for comment Summary: The Consumer Financial Protection Act of 2010 […]

Bureau unveils ‘help’ program to assist financial institutions in reporting small business lending activity

April 5, 2023 0

A week after unveiling its small business lending rule (widely criticized within the financial industry), the federal consumer financial protection agency launched Wednesday what it called a “dedicated regulatory and technical support program” for financial […]

Bureau sues couple for avoiding payment north of $40 million in restitution, penalties for illegal payday lending activities

April 5, 2023 0

Hiding money through fraudulent transfers to avoid paying more than $40 million in restitution and penalties for illegal payday lending activities was charged against the former chief of a Delaware-based firm, and his wife, by […]

Guidance tackles explaining CFPB view of ‘abusive conduct’ in consumer financial markets

April 3, 2023 0

Guidance aimed at addressing abusive conduct in consumer financial markets was issued Monday by the federal consumer financial protection agency, which termed the guidance a “policy statement” explaining the legal prohibition on abusive conduct in […]

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Controversial rating framework easing ‘well-managed’ score for large BHCs finalized by Fed

November 6, 2025 0

Finalized changes to the supervisory rating framework for large bank holding companies were released by the Federal Reserve late Wednesday, which were proposed by a divided agency board. The Fed said the revised rating framework “more accurately reflect the strength [...]
Two banks in KS, MT consent to small fines for violations of flood insurance rules

November 6, 2025 0

Relatively small fines were assessed to two small banks in Montana and Kansas, the Federal Reserve said Thursday, for penalties related to violations of flood insurance regulations. The Fed said that The Halstead Bank of Halstead, Kansas, and Belt Valley [...]
FDIC offers banking reg relief to help storm-hit areas in AK, MN

November 6, 2025 0

Eased regulatory requirements for banks serving areas hit by storms last month in Alaska and this June in Minnesota were announced Thursday by the Federal Deposit Insurance Corp. (FDIC). In two Financial Institution Letters (FILs), the FDIC pointed to the [...]
Lending standards tighter in 3rd quarter for C&I as demand grows; household loan standards unchanged

November 3, 2025 0

Tighter lending standards for commercial and industrial (C&I) loans were prevalent in the year’s third quarter, while loan standards for households were largely unchanged, the Federal Reserve said Monday. Demand was up for the C&I loans, the agency said, from [...]
10 banks earn top CRA ratings; none tagged with lowest scores of ‘needs improvement,’ ‘substantial noncompliance’

November 3, 2025 0

Ten banks, out of 76 examined, earned “outstanding” ratings for their compliance with anti-redlining laws, two federal bank regulators said Monday. In reporting on Community Reinvestment Act (CRA) ratings, the Office of the Comptroller of the Currency (OCC) and the [...]
Agency reminds of grant availability for low-income credit unions

November 3, 2025 0

Credit unions with the National Credit Union Administration’s (NCUA) low-income designation can still apply by Dec. 16 for a portion of the more than $3.4 million in grants being made available by the agency, according to a release Monday. The [...]

After losing data source, bureau turns to ICE to help calculate APORs for mortgages

Consumer bureau policy statement on ‘abusive acts or practices’ slated for publication in Federal Register; comments invited

Statement of Policy Regarding Prohibition on Abusive Acts or Practices

Bureau unveils ‘help’ program to assist financial institutions in reporting small business lending activity

Bureau sues couple for avoiding payment north of $40 million in restitution, penalties for illegal payday lending activities

Guidance tackles explaining CFPB view of ‘abusive conduct’ in consumer financial markets

New small business lending reporting rule finalized after 13 years in the making

May 3 is comment deadline for CFPB credit card late-fee proposal

Bureau makes it final: Business lending disclosure laws in four states not preempted by federal law

Bureau seeks north of $24 million from debt collector for ‘repeat offender’ actions violating 2015 order

Controversial rating framework easing ‘well-managed’ score for large BHCs finalized by Fed

Two banks in KS, MT consent to small fines for violations of flood insurance rules

FDIC offers banking reg relief to help storm-hit areas in AK, MN

Lending standards tighter in 3rd quarter for C&I as demand grows; household loan standards unchanged

10 banks earn top CRA ratings; none tagged with lowest scores of ‘needs improvement,’ ‘substantial noncompliance’

Agency reminds of grant availability for low-income credit unions